Laurie Schiavone is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and over 33 years of industry experience. She has been with Commonwealth since 2000 and also owns Brent Financial Group, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Jason Netrosio is a financial advisor with OSAIC Institutions, Inc. in Poughkeepsie, NY, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His previous roles include positions at Rhinebeck Bank, LPL Financial, CUNA Brokerage Services, Cuna Mutual Group, Merrill, and Banc of America Investment Services. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, and access to alternative investments, operating a hybrid adviser/broker-dealer model with a focus on client choice between discretionary and non-discretionary management.

Michelle Haass is a financial advisor at Equity Services, Inc. with 23 years of industry experience. She holds the Series 63 designation and has been with Equity Services since 2015. In addition to her advisory role, she is an agent for several insurance companies under the name Thoroughbred Advisors and is involved in a side business specializing in bookkeeping and the sales of awards and trophies. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management to a broad range of clients including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizing third-party asset managers and model portfolios with a combination of long-term strategies and options for shorter-term trading.

John Mc Loughlin is a financial advisor at OSAIC Institutions, Inc. with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at firms including Santander Securities, LLC and Rhinebeck Bank. OSAIC Institutions, Inc. serves individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives, offering customized advisory, financial planning, ERISA plan services, and access to alternative investments and lending solutions. The firm operates a hybrid adviser/broker-dealer structure and utilizes third-party promoters and subadvisory relationships to provide a distinctive service model.

Michael Lamonda is a financial advisor at Lincoln Investment with 35 years of industry experience. He holds a Series 63 designation and has been with Lincoln Investment Planning, Inc. since 1991. Lincoln Investment Planning, LLC serves a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans, with a longstanding focus on educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, advisor-led consulting, and portfolio management through models and third-party managers, supported by an in-house Investment Management & Research team.

Michelle Martin is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at Commonwealth since 2012, with a concurrent role as president and owner of RiverStone Wealth Management, Inc., a private wealth advisory firm. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, technology, and operational support. The firm offers discretionary model portfolios and multiple program options, supporting advisors with a wide selection of securities and insurance products.

Omero Catan IV is a financial advisor with Eagle Strategies (NY Life) holding the ChFC® designation and Series 66 license, with 17 years of industry experience. He has been associated with New York Life and its affiliated entities since 2008. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages most assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Mark Vesely is a financial advisor at Commonwealth Financial Network with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including LPL Financial LLC and J.P. Morgan Securities LLC. Vesely is also involved with Hudson Valley Credit Union in a financial institution duty role. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages roughly $212.7 billion in client assets. The firm offers a broad range of managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Joseph Pillot is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 66 designations and possessing 19 years of industry experience. His career includes roles at J.P. Morgan Securities and JPMORGAN Chase Bank, N.A., along with operating Jpillot Enterprises, LLC. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, and access to alternative investments and lending solutions, operating a hybrid adviser/broker-dealer model that combines firm supervision with delegated investment management.

Brian Daly is a financial advisor with OSAIC Institutions, Inc. in Poughkeepsie, NY, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services, Edward Jones, and various financial institutions. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary accounts.

Mariam Adams is a financial advisor at &Partners with 11 years of industry experience. She holds the Series 66 designation and has previously worked at UBS Financial Services, Bank of America, and Merrill. She serves on the Board of Advisors for the Seeds of Africa Foundation, a charitable organization. &Partners serves a diverse client base including high-net-worth individuals, institutions, and charitable organizations. The firm offers comprehensive investment management and financial planning services utilizing a mix of analytical approaches and both proprietary and third-party strategies.

Kimberly Contelmo is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with VOYA Financial Advisors since 2014. In addition to her advisory role, she operates as an independent agent selling fixed insurance products. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial, serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm employs a model-based, technology-enabled approach, managing both non-discretionary and limited discretionary accounts through a wide network of representatives and diverse investment offerings.

Henry Devries is a CFP® with 15 years of industry experience, currently affiliated with Concurrent Investment Advisors, LLC. His prior experience includes roles at Spire Investment Partners and Morgan Stanley across various capacities from 2011 to 2026. He serves as Treasurer of the National Law Enforcement Associates and is a board member of the Rhinebeck Chamber of Commerce. Concurrent Investment Advisors, LLC is an SEC-registered multi-team advisory firm serving individuals, families, trusts, estates, businesses, and retirement plans. The firm provides wealth and investment management, financial planning, and retirement plan advisory services through customized, primarily long-term portfolios utilizing ETFs, mutual funds, and other investment vehicles.

Omri Amit is a financial advisor at Oppenheimer with 16 years of industry experience. He holds the Series 66 designation and has worked at Oppenheimer since 2015, following prior roles at RBC Capital Markets and Valley Financial Management. Amit serves as a trustee for a personal living trust. Oppenheimer serves a diverse client base including individuals, corporations, and pension plans, offering a wide range of advisory programs encompassing equity, balanced, and fixed-income portfolios. The firm provides both discretionary and non-discretionary services with an emphasis on asset allocation, manager selection, and customized consulting.

Nwan Joseph is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and 15 years of industry experience. His career includes roles at KeyBank, Wells Fargo Clearing, Wells Fargo Bank, N.A., and Edward Jones. Key Investment Services LLC is an SEC-registered investment adviser that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plans through a network of financial professionals. The firm offers multiple wrap-fee programs and integrates services from KeyCorp affiliates, employing a multi-provider model with discretionary implementation and non-discretionary client selection of investment models.

Joseph Miller is an advisor with OSAIC Institutions, Inc. holding a Series 66 designation. He has one year of industry experience, including roles at Rhinebeck Asset Management and Rhinebeck Bank. Prior to his advisory career, he has worked in various positions including time at Penn State University and in the restaurant and mortgage industries. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services and combines an adviser/broker-dealer structure with a model that emphasizes supervision rather than centralized account management, providing access to alternative investments and lending solutions.

Payum Payman is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 65 designations and has worked at Citi Private Bank since 2016. Citigroup Global Markets Inc. serves individual and institutional clients, including workplace, high-net-worth, and ultra-high-net-worth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies overseen by internal standards and committees, and it operates with institutional scale and unique market roles such as swap dealing and futures commission merchant activities.

Mark Vesely is a financial advisor with Commonwealth Financial Network and holds Series 63 and Series 65 credentials. He has 34 years of industry experience, including roles at Wells Fargo Clearing and as owner of Dutchess Harbour Wealth Management, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody and clearing services.

Lambros Violaris is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 30 years of experience in assisting individuals and institutions with wealth management and income generation. His client focus areas include college education planning, divorce transition planning, executive compensation, institutional investment consulting, personal retirement planning, portfolio management services, women and wealth, sports and entertainment, individual and corporate investment strategy, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Bob Jones University. Outside of his professional work, Lambros enjoys adventure sports, baseball, biking, chess, drawing and sketching, hiking, spending time with his family, traveling, and watching movies.

Sandra Stein is a financial advisor with Morgan Stanley who holds a Series 63 license and has 46 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and previously at Morgan Stanley Smith Barney and Citigroup Global Markets. Stein serves as a trustee and co-trustee for investment trusts in New Jersey. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.