Patricia Guida is a financial advisor at Cetera with 34 years of industry experience. She holds a Series 63 designation and has been affiliated with Cetera Wealth Services, LLC since 2013. Guida also provides annual valuation and government reporting for defined benefit and defined contribution pension plans through a separate pension plan design service. Cetera Investment Advisers LLC serves a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and retirement services through a multi-manager platform that supports discretionary and non-discretionary strategies across multiple program structures.

Dominick Profaci is a financial advisor with Edward Jones in Poughkeepsie, NY, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2016 and previously worked at Starbucks for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Christa Coates is a financial advisor at Cambridge Investment Research Advisors with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Lincoln Financial Advisors and Commonwealth Financial Network. Outside of her advisory role, she is involved as an owner and officer in Wealth-Legacy Planning LLC and serves as an employee at Madeline's Dance Center. Cambridge Investment Research Advisors serves a diverse client base including individual investors and institutional clients such as pension and charitable organizations. The firm offers financial planning, investment management, and retirement-plan advisory services through various platforms, supporting both discretionary and non-discretionary management, and provides access to third-party advisors and proprietary model strategies.

Marissa Interrante is a Series 66-registered advisor at Merrill with nine years of industry experience. She has worked at Merrill and Bank of America since 2017 and previously held roles at Consigli Construction NY LLC and JK's Corporate Ventures, Inc. Outside of her advisory work, she owns Summit Silver, a sole proprietorship specializing in handcrafted jewelry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marianne Hobson is a financial advisor with LPL Financial in Kingston, NY, holding a Series 66 designation and 10 years of industry experience. She previously worked at Dunham & Associates Investment Counsel, Inc. for four years before joining LPL Financial in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Krista Woodke is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and three years of industry experience. She has worked at Cetera and related entities since 2023 and is also the owner of a craft sales business named KN Crafts & Creations. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and consulting services through a large network of independent advisors, employing a multi-manager platform with access to affiliated and third-party managers.

Cory Espejo is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked at Dutchess Community College and Svetness, and served four years in the United States Marine Corps. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies and separately managed accounts.

Daniel Tarrant is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has previously worked at Agia, Hudson Farmer and the Fish, and Valic Financial Advisors. He is also co-owner of Arbor Capital Wealth Advisors, where he manages an advisory business. Ameriprise provides a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver non-discretionary recommendations through a centralized consulting team.

James Hanson is a financial advisor with LPL Financial in Poughkeepsie, NY, holding Series 63 and Series 66 credentials and 17 years of industry experience. He previously worked at Next Financial Group Inc for 11 years. Outside of his advisory role, Hanson is active as a bassist and band member in the local music community. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lynda Beisner is a financial advisor with LPL Financial, holding a Series 63 designation and over 31 years of industry experience. She has been with LPL Financial since 2005. Beisner is involved in offering Medicare Advantage, Medicare Supplement, and Prescription Drug Plans through Hudson Valley Federal Credit Union Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christopher Pena is a financial advisor with Morgan Stanley, holding a Series 66 designation and nine years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Outside of his advisory work, he serves on the Finance Committee of The Arc of the Mid-Hudson, a nonprofit focused on children and youth. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and comprehensive investment and estate planning services.

Allison Gaudio is a financial advisor at Merrill with 14 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal and third-party teams for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carlos Perez is a financial advisor with Equitable Advisors in Poughkeepsie, NY, holding a Series 66 designation and 20 years of industry experience. He has worked at Equitable Advisors since 2006, previously associated with Axa Advisors, LLC. Perez also conducts part-time passive property and casualty insurance sales. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, offering financial planning, retirement plan consulting, and various asset-management programs. The firm emphasizes matching clients to program models or discretionary managers, utilizing both proprietary and third-party solutions without sponsoring its own wrap fee program.

Michelle Nolen is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill Lynch since 1999 and holds the Series 66 designation. Outside of her advisory role, she serves as Corporate Secretary for MG Graphix Inc., a manufacturing company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christopher Fenton is a CFP® professional with 40 years of industry experience. He has worked at LPL Financial since 2021 and was previously with M&T Securities, Inc. for 24 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Rita Gaffney Labarge is a financial advisor at Morgan Stanley with 35 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with Merrill and various Morgan Stanley entities since 1997. Morgan Stanley Wealth Management serves individual and institutional clients by providing a broad range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

George Decker Jr. is a Senior Financial Advisor and Assistant Vice President at Merrill Lynch Wealth Management. He joined Merrill in 2021, bringing over 45 years of experience in the financial industry. In his role, he focuses on creating personalized wealth management strategies tailored to clients' individual goals and changing market conditions. George holds a Bachelor's Degree in Business Administration from Marist College in Poughkeepsie, New York, and holds the Personal Investment Advisor (PIA) designation. He is involved in community service, serving on the Board of Directors for Angels of Light and having previously served on the boards of Lucky Orphans Horse Rescue, Hope on a Mission, and New Horizons Resources. He resides in Millbrook, New York, with his wife Lori and is the father of six children and grandfather to ten grandchildren.

Marc Schain is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 26 years of industry experience. He has been affiliated with Cetera and its related entities since 1999. Outside of his advisory work, Schain serves as president of the board of directors for the Jewish Congregation of New Paltz and holds leadership roles with local theater and nonprofit organizations. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options including model portfolios, third-party managers, and bespoke strategies.

Kimberly Koenig is a financial advisor with Morgan Stanley in Poughkeepsie, NY, holding Series 63 and Series 65 licenses and having 39 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of her advisory role, she serves on the finance committee of the United States Aikido Federation and has maintained a notary commission for over thirty years. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

William Winters is a financial professional with 10 years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at Cetera and its affiliated entities since 2015. He also serves as a financial professional at Clearpath Advisors, Inc. Outside of advisory roles, Winters has worked as an insurance agent selling disability insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse investment program options and a large nationwide network of advisors.