Theodore Bugenski is a CFP® with 20 years of industry experience, currently serving as the sole advisor at CND Financial. He has been with Executive Financial Securities, Inc. dba CND Financial since 2008 and has worked at William Mack & Associates, Inc. since 1992. CND Financial provides discretionary investment management and hourly financial planning services to individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm manages approximately $199 million in assets for about 189 clients, employing diversified allocations to no-load mutual funds and ETFs across tailored model strategies based on each client’s risk profile and time horizon.

David Roberts is a financial advisor at Sage Hill Capital in Ann Arbor, MI, holding Series 65 and Series 66 licenses with 18 years of industry experience. He has been with Sage Hill Capital since 2011. Sage Hill Capital serves individual and high-net-worth clients through discretionary portfolio management and related financial planning services, focusing on customized, non-model portfolios. The firm combines various research sources and client-specific factors to guide investment decisions and manages approximately $214 million across about 79 client relationships.

Bryan Mulvihill is a CFP® with 15 years of industry experience, currently serving as an advisor at Pinnacle Investment Advisors, LLC since 2010. He holds a Series 63 license and is based in Ann Arbor, MI. Pinnacle Investment Advisors provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset allocation approach combining passive and selective active investments, with portfolios reviewed quarterly and tailored services including cash-flow analysis, retirement and education planning, and tax and estate planning.

Kendra Mc Kinney is a financial advisor with Pinnacle Wealth Management Group, Inc. in Plymouth, MI, holding a Series 65 designation and six years of industry experience. She has worked at Pinnacle Wealth Management Group since 2017 and previously held a position at Jaggaer from 2009 to 2017. Outside of advisory services, she is also a licensed insurance agent. Pinnacle Wealth Management Group serves individual and high-net-worth clients, providing discretionary investment management, comprehensive financial planning, and a family office “Platinum Program” for clients meeting a $1 million threshold. The firm employs strategic and tactical asset allocation across a broad investable universe, managing about $243 million for roughly 200 clients through customized and model portfolio strategies.

James Pilat is a financial advisor at Peak Wealth Management, LLC in Plymouth, MI, with 12 years of industry experience. He holds a Series 66 designation and has worked previously at firms including Mutual Securities, Inc., Regulus Advisors, LPL Financial, and Axa Advisors. Pilat also engages in insurance sales as an independent agent. Peak Wealth Management primarily serves individual and high-net-worth clients, offering financial planning, a financial coaching program, and discretionary portfolio management. The firm uses a combination of fundamental and technical analysis to create tailored model portfolios and manages approximately $446 million in discretionary assets across three advisors.

Daniel Cesta is a financial advisor at Pinnacle Wealth Management Group, Inc. in Plymouth, MI, holding the CFP® designation with 30 years of industry experience. He has worked with Private Client Services and Pinnacle Wealth Management Group since 2016. Outside of advisory services, he serves as president of a local condo association. Pinnacle Wealth Management Group advises individual and high-net-worth clients, offering discretionary investment management, comprehensive financial planning, and a family office Platinum Program for clients with $1 million or more in assets. The firm employs strategic and tactical asset allocation across a diverse investable universe, managing approximately $243 million for around 200 clients.

Preston Gee is a financial advisor at Peak Wealth Management, LLC with four years of industry experience. He holds a Series 65 designation and previously worked at Central Michigan University and in the retail and entertainment sectors. Outside of advising, he is involved in managing rental properties. Peak Wealth Management serves individual clients, including high-net-worth households, by offering financial planning and discretionary portfolio management. The firm combines fundamental and technical analysis and utilizes institutional strategists through the Envestnet platform, managing portfolios primarily on a discretionary basis with quarterly reviews.

Theodore Bytnar is a financial advisor at Affinity Wealth Management, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at TFG Financial Advisors, LLC. Outside of his advisory role, he is involved in property and casualty insurance through Affinity Risk Management LLC and is a licensed residential real estate salesperson. Affinity Wealth Management provides portfolio management services primarily to individuals and high-net-worth clients. The firm employs a long-term investment approach that integrates charting, fundamental and technical analysis, and modern portfolio theory, managing a diverse range of securities with discretionary authority.

Robert Genereaux is a CFP® at Retirement Income Solutions, Inc. in Ann Arbor, MI, with two years of industry experience. His prior roles include positions at Bank of Ann Arbor, Central Michigan University, and Foresight Capital Management Advisors, Inc. Retirement Income Solutions, Inc. serves individuals, trusts, pension and profit-sharing plans, corporations, and not-for-profit entities by providing discretionary portfolio management, retirement and financial planning, and retirement plan consulting. The firm employs a committee-driven active management approach, including a defined Seasonal Strategy, and manages multi-billion dollars on a discretionary basis with a relatively small team of 12 advisors.

Jeffrey Imber is a financial advisor with Imber Financial Group, LLC, holding a Series 65 designation and 15 years of industry experience. He has been involved with multiple firms, including Capital Asset Advisory Services since 2011, Horizons Planning Corp since 2007, and Imber Tax Advisory Group since 2004. He also conducts insurance and advisory services under the dba Imber Wealth Advisors, Inc. Imber Financial Group, LLC provides investment advisory and financial planning services to individuals, high-net-worth households, charitable organizations, and participants in employer-sponsored retirement plans. The firm uses fundamental analysis and modern portfolio theory, managing accounts on a discretionary basis with regular monitoring and employing both long-term and short-term trading strategies.

John Goff is a CFP® certificant with 21 years of industry experience, currently serving as an advisor at Retirement Income Solutions, Inc. since 2012. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is a partner in two real estate holdings companies in Ann Arbor, MI. Retirement Income Solutions, Inc. serves individuals, trusts, pension and profit-sharing plans, corporations, and not-for-profit entities with discretionary portfolio management, retirement and financial planning, and retirement plan consulting. The firm employs a committee-driven, active management approach with customized portfolios and manages multi-billion dollar assets with a relatively small team of 12 advisors.

Andrea Russo is a financial advisor at Darden Wealth Group in Ann Arbor, MI, holding Series 63 and Series 65 licenses with 20 years of industry experience. Prior to joining Darden Wealth Group in 2026, Russo worked at Altrius Capital Management over multiple periods totaling approximately 12 years, and briefly at Kroon & Mitchell in 2023. Darden Wealth Group serves private individuals, university faculty, business owners, foundations, educational institutions, and nonprofit organizations, offering comprehensive wealth management, financial planning, retirement and pension consulting, and business-owner advisory. The firm’s investment approach combines fundamental analysis with multi-year horizons and tactical allocations, utilizing individual securities alongside ETFs and mutual funds.

Steve Alexandrowski is a CFP® professional with 15 years of industry experience, currently serving at GEM Asset Management, LLC since 2001. He is based in Plymouth, MI, and is part of a four-advisor team. GEM Asset Management serves individual and high-net-worth clients, qualified retirement plans, charitable institutions, and foundations by providing discretionary investment management and standalone financial planning. The firm employs globally diversified, factor-driven portfolios emphasizing low-cost passive funds and selectively uses active managers, integrating proprietary models and derivative strategies for complex positions and tax-sensitive transitions.

Mark Peyser is a financial advisor at Retirement Income Solutions, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at J.P. Morgan Institutional Investments Inc. and McDonald Partners LLC. Retirement Income Solutions, Inc. serves individuals, trusts, pension and profit-sharing plans, corporations, and not-for-profit entities by providing discretionary portfolio management, retirement and financial planning, and retirement plan consulting. The firm employs a committee-driven, active management approach and manages multi-billion dollars on a discretionary basis with a relatively small team of 12 advisors.

Linda Meadows is a financial advisor at Columbia Asset Management, L.L.C. in Ann Arbor, MI, holding a Series 65 designation with nine years of industry experience. She has been with Columbia Asset Management since 2005. Columbia Asset Management provides wealth management and discretionary portfolio management services to individuals, high-net-worth clients, trusts, estates, corporations, and charitable organizations. The firm customizes portfolios using a mix of equities, fixed-income securities, mutual funds, and ETFs, employing fundamental analysis alongside Modern Portfolio Theory with a long-term orientation.

Alan Brilliant is a financial advisor at Provizr in Ann Arbor, MI, holding Series 63 and Series 65 credentials with 26 years of industry experience. He has worked at Four Financial Management since 2016 and has been associated with Provizr since 2015 and LPL Financial since 2008. Outside of advising, he is also an author, dedicating time to writing beginning in 2023. Provizr primarily serves current and former employees of select public and non-profit institutions, offering financial planning, discretionary portfolio management focused on plan-offered investments, and estate settlement assistance. The firm employs a core asset-allocation approach with monthly tactical rotations driven by a proprietary algorithm, managing approximately $59.7 million across about 108 clients.

Alexander La Londe is a financial advisor at Retirement Income Solutions, Inc. with one year of industry experience. He holds the Series 65 designation and has been with Retirement Income Solutions since 2016, working in various capacities over the years. The firm manages approximately $3 billion for over 1,200 clients through a 16-advisor team, serving individuals, trusts, retirement plans, nonprofits, and other entities. Retirement Income Solutions employs an active management approach guided by a structured investment process and offers services including asset management, retirement planning, and retirement plan consulting.

David Mcneely is a CFA® charterholder with 21 years of industry experience, currently serving as an advisor at Darden Wealth Group in Ann Arbor, MI. His prior roles include positions at Bank of America, Merrill Lynch, and SunTrust Investment Services. Darden Wealth Group provides wealth management and financial planning services primarily to private individuals, university faculty, business owners, foundations, and not-for-profit organizations. The firm employs a fundamental, bottom-up investment approach combined with macroeconomic and technical analysis, managing portfolios through a mix of individual stocks, bonds, and ETFs.

Andrew Settecerri is a CFP® and holds a Series 66 license with seven years of experience in financial advising. He is currently part of the team at Arbor Trust Wealth Advisors, LLC, where he has worked since 2021. His prior experience includes roles at Fidelity Investments, Purshe Kaplan Sterling Investments, Integrated Capital Management, and involvement with the Top 50 Junior Golf Tour. Arbor Trust Wealth Advisors provides discretionary investment management, financial planning, retirement-plan advisory, and trust and estate settlement support. The firm serves individuals, high-net-worth clients, and various institutional account types, using customized, primarily long-term portfolios with a mix of individual equities, fixed income, mutual funds, ETFs, and occasional REITs and limited partnerships.

Jonathan Imber is a financial advisor with Imber Financial Group, LLC in Ann Arbor, MI. He holds a Series 65 designation and has 11 years of industry experience, including roles at Capital Asset Advisory Services, LLC and his current firm. In addition to advisory services, he conducts insurance sales and advisory work through Imber Wealth Advisors, Inc. Imber Financial Group, LLC provides investment advisory and financial planning services to individuals, high-net-worth households, charitable organizations, and participants in employer-sponsored retirement plans. The firm manages portfolios using third-party platforms and employs fundamental analysis and modern portfolio theory, offering both discretionary account management and referrals to outside money managers.