Jeffrey Houben is the sole advisor at Houbren Planning Associates Inc. in Brighton, MA. He holds the ChFC® designation and Series 63 license, with 22 years of industry experience. Houben has worked with Guardian Life since 1992 and has been affiliated with Houbren Planning Associates since 1999. Houbren Planning Associates serves individuals, families, retirees, and small businesses by providing financial planning, retirement-plan consulting, and fee-based investment advisory services. The firm emphasizes customized, cost-conscious planning focused on retirement outcomes, offering non-discretionary advice and periodic reviews without continuous portfolio management.

Sumit Dhanda is the sole advisor at Viraj Capital, LLC, an independent firm based in Cambridge, MA. He holds Series 63 and Series 65 designations and has seven years of industry experience, including six years as a self-employed advisor prior to founding Viraj Capital in 2019. Viraj Capital offers discretionary portfolio management and model portfolio construction focused on technology stocks, ETFs, and options related to the semiconductor industry. The firm employs an aggressive, tactical investment approach that integrates fundamental and technical analysis with short-term trading and hedging strategies, utilizing performance-based fees and derivatives in separately managed accounts.

Lisa Franks is a financial advisor with L M Franks Capital in Chestnut Hill, MA, holding a Series 65 designation and 11 years of industry experience. She previously worked at Taylor Wealth Management Partners for four years before founding her current firm in 2018. Outside of advising, she manages an art holding company and a family real estate LLC for estate planning purposes. L M Franks Capital provides customized discretionary and non-discretionary investment management and advisory services to individuals, high-net-worth clients, estates, trusts, and charitable organizations. The firm employs a top-down investment approach that integrates global growth analysis with fundamental, technical, behavioral, and charting methods to pursue long-term growth with income, managing approximately $34 million in client assets.

Yuri Iozzo is a financial advisor with Oltarion Capital LLC and holds a Series 65 designation. He has professional experience primarily outside of finance, including roles at OPKO Health, Sanofi, and the University of Massachusetts Medical School. Oltarion Capital provides non-discretionary investment advisory services and limited-scope financial planning to individuals, high-net-worth clients, corporations, and institutional clients. The firm uses model portfolios focused on mutual funds and ETFs, customizing recommendations to client objectives while excluding cryptocurrencies and leveraged or inverse ETFs.

Sean Mcdonough is a CFP® professional with 30 years of industry experience, currently serving as the sole advisor at Onboard Financial Management, LLC since 2020. Prior to founding Onboard, he spent 13 years at Winslow, Evans & Crocker, Inc. Outside of advising, he occasionally prepares taxes for a limited number of clients. Onboard Financial Management is an independent registered investment adviser serving individuals, trusts, estates, and small businesses with discretionary investment management and financial planning. The firm employs a customized, long-term approach to constructing diversified portfolios using ETFs, mutual funds, and individual securities, with an emphasis on low turnover and periodic rebalancing.

Enrique Perez is a financial advisor at Mission Park Capital, LLC in Cambridge, MA, holding a Series 65 designation with seven years of industry experience. He has served at Mission Park Capital since 2018 and previously worked at the Massachusetts Housing Finance Agency from 2015 to 2018. Mission Park Capital provides fee-based investment advisory and discretionary portfolio management to individuals and a variety of institutional clients, employing a tactical allocation approach with fundamental analysis. The firm also offers standalone financial planning, college-cost planning, and comprehensive services that include estate plan coordination and tax planning.

Thomas Gaylord Jr. is a Series 65 licensed financial advisor with over a decade of experience, including ten years at Liberty Mutual Investments and currently serving at Autumn Lane Advisory LLC since 2025. He is based in Norwell, MA. Autumn Lane Advisory LLC is a recently established investment adviser that provides portfolio management and financial planning to individuals, high-net-worth clients, and family offices, as well as private markets consulting to institutional investors and private fund sponsors. The firm combines retail portfolio management with institutional advisory services and employs a customized investment process that integrates fundamental analysis, modern portfolio theory, and quantitative techniques.

Steven Qian is the president and chief compliance officer of Tribeca Investment Inc. with 10 years of experience in the financial industry. He previously held positions at Ninth Eternity Asset Management LLC, Ninth Eternity Securities LLC, Ninth Eternity Venture Capital, and Beijing Botai Kangrui Investment Management. Outside of his advisory role, Qian is a shareholder and director of Pulsethera Corporation, a Massachusetts-based small business focused on eliminating drug-resistant pathogens through light inactivation, where he assists with capital raising and business development. Tribeca Investment Inc. provides discretionary investment management and advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm manages approximately $19 million across tailored portfolios using a long-term investment approach with proprietary technical-analysis, strategic and tactical asset allocation, and conducts quarterly reviews.

Michael Najarian is a financial advisor at Najarian Financial LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Cambridge Investment Research and Closing Time. In addition to his advisory work, he is a licensed independent life insurance agent and provides accounting and tax preparation services. Najarian Financial LLC offers portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and corporate entities. The firm employs a primarily non-discretionary investment approach that integrates multiple analytical methods and includes a range of investment options from mutual funds to private placements.

Stephen Colella is the sole advisor at Snug Harbor Capital Management, LLC, an independent firm based in Marshfield, MA. He holds Series 63, 65, and 66 licenses and has 23 years of industry experience, having led Snug Harbor since 2005. Snug Harbor Capital Management provides investment management, financial planning, and consulting services to individuals, retirement plans, trusts, corporations, and other business entities. The firm constructs individualized portfolios using a range of securities and may recommend active option strategies, private placement investments for accredited investors, and manages allocations within variable annuity and employer-sponsored retirement plans.

Jingsong Xu is the principal advisor at Growth Vision Asset Management LLC, an independent firm based in Sharon, MA. He holds a Series 65 designation and has 11 years of industry experience. Since founding Growth Vision Asset Management in 2013, he has focused on managing portfolios specializing in small- and mid-cap biotechnology equities. Growth Vision Asset Management provides discretionary portfolio management to qualified clients, including high-net-worth individuals, investment clubs, and institutional investors such as fund-of-funds and family offices. The firm employs a fundamental-analysis-driven strategy with long-term positions, low turnover, and no use of derivatives or short sales.

Do you have financial goals but aren't sure what steps you need to take to achieve them? Need help prioritizing? I help clients simplify their finances and develop a clear plan for building and preserving wealth, so they can focus on life's other priorities. I have over 20 years' experience working with busy professionals, retirees and their families. Credentials and education: Certified Financial Planner® Professional MBA, Northeastern University BS, Biology, University of Ottawa I grew up in Canada and moved to Boston to attend graduate school. After working at a large regional accounting firm, I founded Clearvue Advisors to provide unbiased fee-only financial planning advice and investment management services. I am based in Milton, MA, serving clients in the Boston area and nationwide virtually. Financial planning is not a one-time event. It's a process that helps you make well informed decisions throughout your life. My goal is to help you achieve peace of mind knowing you have someone to guide you through life's many transitions. Contact me for a free consultation to see if we're a good fit.

Thomas Fisher is a CFP® professional with 20 years of industry experience and has been the principal advisor at Fisher Financial Strategies since 2005. He operates an independent firm based in Cambridge, MA. Outside of his advisory work, he manages a residential rental property in Cambridge. Fisher Financial Strategies provides fee-only financial planning and investment advisory services to individuals, families, and ERISA pension/profit-sharing plans. The firm emphasizes fundamental, long-term financial planning using low-cost mutual funds and index-based ETFs, delivering advice primarily through discrete written plans with optional implementation assistance.

Sunil Harpalani is the principal of Holistic View Financial, LLC and holds a Series 65 designation with nine years of industry experience. He also owns Sunil Harpalani, LLC, through which he provides financial planning and accounting consulting services primarily to businesses in the biotech sector. Holistic View Financial, LLC is a fee-only investment adviser serving individuals, families, and small businesses with a passive investment approach focused on diversified, low-cost portfolios emphasizing tax efficiency. The firm offers comprehensive financial planning, investment management, and income tax compliance services, combining investment advice with tax preparation and audit support.

Kathy O'Connor is a CFA® charterholder and the sole advisor at KJ Capital Management LLC, where she has worked since 2008. She has 14 years of industry experience. KJ Capital Management provides fee-only investment advisory services to individuals, trusts, charitable organizations, municipalities, corporations, banks, and employee benefit plans. The firm offers discretionary portfolio management, pension plan consulting, participant education, and licenses model portfolios exclusively to other investment advisers.

Edward Tribble is a financial advisor at Monument Asset Management, LLC with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Manulife Asset Management and John Hancock. Since 2019, he has been with Monument Asset Management, a firm that provides financial planning, portfolio management, retirement plan consulting, and third-party investment adviser recommendations to individuals, high-net-worth clients, corporations, charities, and pension/profit-sharing plans. The firm customizes portfolios using asset allocation combined with fundamental and technical analysis and offers both discretionary and non-discretionary management, including ERISA fiduciary services and hourly billing options.

Adam Nowell is a financial advisor at R3I LLC in Cambridge, MA, holding a Series 65 credential with one year of industry experience. Prior to founding R3I LLC, he worked at Dentsu and Spark Foundry/Publicis, and has been self-employed since 2023. He maintains ongoing professional activities outside of his advisory role. R3I LLC is a state-registered independent advisory firm that provides comprehensive financial planning to individuals, high-net-worth clients, and charitable organizations. The firm focuses on written financial plans and investment analysis without discretionary management, employing a variety of analytical methods alongside Modern Portfolio Theory.

Christopher Kristian is a financial advisor with Legacy Investment Advisors Inc. in Braintree, MA, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with Legacy Investment Advisors since 2000 and previously worked at Triad Advisors, LLC, and Osaic Wealth, Inc. Outside of his advisory role, he serves as an executive vice president at TWG Insurance Agency LLC and is involved in charitable activities through a personal LLC related to pleasure sailing. Legacy Investment Advisors serves individuals, trusts, closely held business owners, and certain pension and corporate clients, providing investment advice and portfolio management primarily through third-party program managers. The firm manages approximately $5.4 million in client assets on a non-discretionary basis, using model portfolios and manager-of-managers platforms with automated rebalancing, and incorporates various analysis methods while accommodating client-imposed investment restrictions.

Bryan Barth is the principal advisor at Barth Capital LLC in Boston, MA, holding a Series 66 designation with 14 years of industry experience. He has led Barth Capital since 2014. Outside of his advisory role, he is also involved in photography services as the principal photographer for Barth Real Estate Photo. Barth Capital provides discretionary investment management to high-net-worth individuals, trusts, and various institutional clients. The firm employs a multi-strategy, market-timing absolute-return approach utilizing equities, fixed income, closed-end funds, ETFs, and derivatives, with an emphasis on both long and short positions and active trading.

Matthew Breuer is a financial advisor at Bowditch Advisory Services, LP in Boston, MA, holding a Series 65 credential with three years of industry experience. He has worked at Bowditch Advisory Services since 2021 and is also a software developer for Close Reach Investment Systems, a financial software company he has been involved with since 2013. Bowditch Advisory Services provides discretionary investment management and financial planning to a small set of high-net-worth clients, including individuals, families, trusts, and small businesses. The firm employs a client-centric separately managed account approach that integrates quantitative equity models with systematic futures trading and offers options overlays and actively managed futures strategies.