Joseph Elias is a Series 65-licensed financial advisor with Wealthy Intentions in Sterling Heights, MI, bringing three years of industry experience. He has worked at Rocket Mortgage since 2015. Wealthy Intentions is a small independent advisory firm that serves individual clients with investment management, financial and business planning, and tax preparation services. The firm uses a passive investment approach based on Modern Portfolio Theory, tailoring diversified portfolios with index funds and ETFs according to each client’s risk objectives.

Daniel Stavale is a financial advisor with Paragon Retirement Planning, Inc., holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He is also the president of College Planning Solutions, LLC, which assists college-bound students in finding suitable colleges and securing scholarships. Additionally, Stavale works as an independent insurance agent offering various insurance products, including fixed index annuities. Paragon Retirement Planning serves individual and high-net-worth clients, providing comprehensive and single-issue financial planning and consulting with a typical account minimum of $100,000. The firm employs a model portfolio approach, allocating assets among third-party sub-advisors while maintaining client relationships and overseeing portfolio reviews.

Douglas Cook is a financial advisor at M1 Capital Management LLC with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Fidelity and Charles Schwab. Outside of his advisory role, he is a principal real estate investor through CGT Enterprises. M1 Capital Management provides discretionary portfolio management and financial planning primarily for high net worth individuals, as well as pension plans, charities, and businesses. The firm employs a tactical asset allocation strategy implemented mainly through ETFs and incorporates fixed-income diversification, options strategies, and tax and cash-flow considerations into customized client portfolios.

Kenneth Bernard is a CFA® charterholder with 16 years of industry experience. He has been with Bernard Wealth Management Corp. for 15 years. In addition to his advisory role, he is licensed to recommend life insurance products in Michigan and is appointed with Jackson National Life and Brighthouse Financial. Bernard Wealth Management serves individuals, businesses, corporate retirement plans, and charitable organizations by providing discretionary portfolio management and financial planning services. The firm manages approximately $314 million in client assets using model portfolios that combine mutual funds, ETFs, and selected individual stocks based on quantitative and fundamental analysis.

Richard Aubuchon is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Hantz Group and various non-financial firms such as Great Oaks Country Club and Top Golf. Outside of advisory work, he is involved in insurance sales. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm emphasizes fundamental analysis and modern portfolio theory in its investment approach, offering discretionary management and tailored asset allocations across multiple asset classes.

Bryce Gray is a financial advisor with Generational Wealth Advisors, holding a Series 65 credential and seven years of industry experience. He has worked with Talis Advisory Services and Generational Equity and maintains several business interests including a single-member law firm and an accounting firm that provides investment advisory services to businesses. Generational Wealth Advisors offers discretionary investment management, financial planning, and risk-management advice to a diverse client base including individuals, trusts, foundations, pension plans, business entities, and charitable organizations. The firm employs a multi-team advisory model and an investment approach based on Modern Portfolio Theory, utilizing institutional-share mutual funds, ETFs, and separately managed accounts with long-term portfolio management and periodic rebalancing.

Lucian Harbar II is a financial advisor at Spectrum Financial Resources with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously with Securities America Advisors, Inc. and Securities America, Inc. outside of his advisory role, he owns Bunch Tax Service, a tax preparation and accounting business. Spectrum Financial Resources provides investment advisory and planning services to individuals, business entities, and various organizations. The firm offers customized portfolio management and financial planning, often using mutual funds, ETFs, equities, and fixed income securities, with both discretionary and non-discretionary management options.

Jeffery Bleim is a financial advisor at FSA Advisors, Inc., with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles in financial services firms since 2002. Outside of advisory work, he serves as CFO of Hatty Group Inc., a staffing firm. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs fundamental analysis and modern portfolio theory with a long-term focus, offering tailored asset allocations and discretionary portfolio management.

James Carroll is a CFA® charterholder with 15 years of industry experience. He has been with Pointe Capital Management LLC since 2014, where he is part of a five-advisor team. Pointe Capital Management provides discretionary and non-discretionary investment management and retirement plan advisory services to individuals, high-net-worth clients, institutions, trusts, and 401(k) plan sponsors. The firm uses a long-term, low-turnover investment approach centered on fundamental analysis and a proprietary valuation process, and it employs derivatives and margin in separately managed accounts, which is uncommon among similar advisers.

Phillip Afif is a financial advisor with Royal Oak Financial Advisors, LLC, holding a Series 65 designation and three years of industry experience. He previously worked at Alpha Asset Advisors and has been with Royal Oak Financial Advisors since 2017. Outside of his advisory role, he is a limited partner in a real estate and construction company, SODECO Limited Partnership, though he is not actively engaged in its operations. Royal Oak Financial Advisors serves individuals, high-net-worth clients, and pension and profit-sharing plans, offering discretionary portfolio management, financial planning, and retirement-plan services. The firm employs a model portfolio approach based on client risk tolerance and goals, managing accounts primarily on a discretionary basis.

Evan Pribble is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining FSA Advisors, he worked at Equitable Advisors LLC and has diverse work experience including roles in education and retail. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses, using a long-term trading approach based on fundamental analysis and modern portfolio theory. The firm employs tailored asset allocations across mutual funds, fixed income, REITs, annuities, and ETFs, often with discretionary authority and third-party manager allocations.

Johnathon Lipka is a financial advisor at FSA Advisors, Inc. with one year of industry experience. He holds a Series 65 designation and has worked at several firms including Clarity In Retirement and AE Wealth Management LLC. Outside of his advisory work, he has been involved with J&A Lipka Life LLC since 2022. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm emphasizes long-term investment strategies based on fundamental analysis and modern portfolio theory, offering tailored asset allocations and discretionary management.

David Ficarra is a financial advisor with Discipline Wealth Solutions, Inc. in Sterling Heights, MI, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. He has held roles at Tax Solutions Consultants, LLC, CPR Financial Group LLC, and Capital Markets IQ, LLC. Outside of advisory work, he provides tax preparation, accounting, and business plan review services as a tax accountant. Discipline Wealth Solutions serves individuals, corporations, retirement plans, and other advisors by offering discretionary and non-discretionary managed accounts, sub-advisory relationships, retirement plan consulting, cash management, and financial planning. The firm’s approach includes tailored portfolios using asset allocation, technical analysis, and both long- and short-term trading, with oversight of internal and third-party managers.

Kevin McMillan is a financial advisor with Spectrum Financial Resources and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including eight years at J.P. Morgan Securities prior to joining Spectrum Financial Resources in 2020. Spectrum Financial Resources provides investment advisory and planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm offers customized portfolio management and financial planning, using a range of investment vehicles such as mutual funds, ETFs, equities, and fixed income securities.

Andrew Morgan is a Series 65 licensed advisor at Taylor & Morgan Asset Management, LLC d/b/a TM Advisors, with eight years of industry experience. He has worked at Taylor & Morgan Asset Management since 2020 and previously at Plante Moran from 2016 to 2020. Outside of his advisory role, Morgan consults on tax and business transactions through an accounting firm and is involved in investment analysis and financial reporting for a real estate-related business. Taylor & Morgan Asset Management provides investment supervisory services and financial planning primarily to individual clients and pension/profit-sharing plans, managing approximately $327 million across 418 accounts. The firm also offers mergers and acquisitions advisory services and employs a variety of investment strategies guided by fundamental and cyclical analysis.

Taylor Cox III is a financial advisor at City Center Advisors, LLC in Troy, Michigan, holding a Series 66 designation with seven years of industry experience. His prior experience includes roles at Morgan Stanley and Benzinga. Outside of his advisory work, he also works as a delivery driver for Doordash. City Center Advisors, LLC provides discretionary investment management, limited-scope financial planning, and retirement plan services to individuals, including high-net-worth clients, as well as businesses and qualified retirement plans. The firm employs a Modern Portfolio Theory-based approach and offers a unified managed account program that incorporates model portfolios, third-party managers, and sub-advisors.

Martin Schmidt is a CFP® and ChFC® with 40 years of experience in the financial services industry. He is currently with Carrera Capital Advisors, joining in 2024 after a long career at Northwestern Mutual and related entities from 1984 to 2024. Outside of his advisory work, he is a part owner of a family LLC that owns two boats. Carrera Capital Advisors serves individuals, retirement plans, foundations, and other institutions with financial planning, portfolio management, and consulting services. The firm employs a combination of macroeconomic, fundamental, and behavioral analysis along with proprietary quantitative tools and AI techniques to construct diversified, tax-aware portfolios tailored to client objectives.

Brett Quayle is a CFP® with 20 years of industry experience, currently serving as an advisor at Quayle Financial Group, LLC in Grand Blanc, MI. He has worked at Taylor & Morgan Asset Management since 2016 and has been associated with Quayle & Co. Securities since 2005. Quayle Financial Group primarily serves individual clients, families, and small- to medium-sized businesses, offering discretionary portfolio management and integrated financial planning. The firm employs a long-term, fundamental buy-and-hold investment approach tailored to client risk tolerance and time horizon, utilizing no-load mutual funds, ETFs, equities, bonds, and annuities.

Viorica Fuchs is a financial advisor at Jay A. Fishman, Ltd with 13 years of industry experience. She holds the Series 65 designation and has been with Jay A. Fishman, Ltd since 2002. Jay A. Fishman, Ltd provides fee-based, discretionary portfolio management and investment counseling for high-net-worth individuals, families, corporations, charitable institutions, and select institutional clients. The firm emphasizes independent fundamental research and a long-term, conservative investment approach, focusing on mid-to-large-cap growth-at-a-reasonable-price equities and quality fixed income, with concentrated portfolios managed for low turnover.

Kyle Zammit is a financial advisor with StraightLine, holding a Series 65 designation and three years of industry experience. He has been with StraightLine and Straightline Group LLC since 2023. Prior to that, he worked at Mercury and spent nine years in Washington Township. StraightLine serves individual investors, including high-net-worth clients, and retirement-plan sponsors by providing investment management, financial planning, cash management, and retirement education services. The firm utilizes institutional research and proprietary model portfolios, applying modern portfolio theory and quantitative analysis, and supports client engagement through structured educational programs.