James Joseph is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at UBS Financial Services for 27 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Joseph Gunning is a financial advisor with LPL Financial in Hamburg, NY, holding a Series 63 designation and 16 years of industry experience. He has worked at Davis Financial and Cadaret, Grant & Co., Inc. Prior to joining LPL Financial, he maintained a DBA business entity under Davis Financial Service. He also is a licensed notary and a producer of non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies.

David Stromecki is a ChFC® with 28 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2012. He is president of Brown & Stromecki Agency Inc., an independent insurance firm, and is active as a volunteer firefighter and a director with the Buffalo Niagara Business Ethics Association. Additionally, he serves as a New York State ambassador for the Hunt of a Lifetime Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of financial planning, investment management, and retirement advisory services through a network of independent professionals using various portfolio management and model-based solutions.

Richard Turner is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 designations and previously worked for Lincoln Financial Securities Corporation for 17 years. Outside of advising, he is licensed to sell fixed annuity products and traditional life insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and supports both discretionary and non-discretionary portfolio management across a range of investment products.

James Winnert is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Financial and M&T Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment advice and discretionary management options. The firm’s approach includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, alongside traditional investment offerings.

Vincent Di Stefano is a financial advisor at Raymond James Financial with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Merrill Lynch and Bank of America. He is the sole owner and president of Ancile Advisors, a support company based in Orchard Park, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools to illustrate potential outcomes, supporting implementation through advisory programs and partnerships.

Scott Mcbride is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at M&T Securities for six years before joining LPL Financial in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Richard Andersen is a financial advisor with LPL Financial in Gowanda, NY, holding Series 63 and Series 66 designations and 20 years of industry experience. His prior experience includes roles at INVEST Financial Corporation and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with advice delivered through a large network of investment adviser representatives.

Ujala Tajammal is a financial advisor with LPL Financial in Orchard Park, NY, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining LPL Financial in 2025, Tajammal worked at JP Morgan Securities LLC from 2017 to 2025. Outside of finance, Tajammal is involved with NUST Construction & Roofing LLC. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, with advice delivered by a large network of investment adviser representatives.

Kevin Meehan Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he has partial ownership in a limited liability company that holds rental property in Williamsville, NY. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.