Michael Wallen II is a CFP® professional at Mainstay Capital Management, LLC with 16 years of industry experience. He has been with Mainstay since 2011. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services to individual investors, trusts, corporate accounts, and workplace-savings participants. The firm employs a tactical asset-allocation approach through discretionary portfolio management and focuses notably on workplace savings plan management, serving employer plan populations with tailored 401(k) services.

Henry Woloson is a financial advisor with Harbour Investments, Inc. in Clarkston, MI, holding Series 63 and Series 65 credentials and with 36 years of industry experience. He has operated Woloson Financial Management since 2013. Outside of advising, he is an attorney specializing in estate planning, preparing wills and trusts, and serves as a director of the David W. Elliott Memorial Foundation. He is also an author. Harbour Investments provides investment advisory and financial planning services to a diverse client base, including individuals, charitable and corporate clients, retirement plans, and other financial advisors. The firm combines fundamental and technical analysis to build customized portfolios and offers both discretionary and non-discretionary management, along with model-based solutions delivered through a subscription platform.

Mark Eriksen is a financial advisor at Prospera Financial Services, Inc. with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Cetera Advisor Networks LLC, Summit Financial Group Inc., and LPL. Eriksen serves as a non-compensated board member of the Detroit Regional Chamber. Prospera Financial Services, Inc. is a multi-team firm serving individuals, corporate and charitable entities, and retirement plans, managing approximately $12.4 billion through around 207 advisors. The firm offers investment advisory and financial planning services across numerous platforms, employing a combination of firm models, third-party sub-advisers, and customizable allocations.

Rosemary Robinson is a financial advisor at Creative Financial Designs, Inc. in Flint, MI, with 16 years of industry experience. She holds a Series 66 designation and has worked at Bridge Wealth Management and Gleaner Financial Corp, in addition to her longstanding roles at Creative Financial Designs and CFD Investments. Creative Financial Designs serves individual, high-net-worth, charitable, corporate, and retirement plan clients through discretionary and non-discretionary investment management and comprehensive financial planning. The firm employs asset-class model allocations informed by third-party research and offers a range of strategies from passive to tactically managed portfolios, including Biblical Responsible Investing options.

Terry Bennett is a financial advisor at Mainstay Capital Management, LLC with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Oppenheimer & Co Inc, PRUCO Securities, LLC, and The Prudential Insurance Company of America. Bennett also spent time with Extended Travel and Advia Credit Union in 2020. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, offering tactical asset allocation and comprehensive wealth management services, including specialized management of 401(k), 403(b), and 457 plans.

Daniel Stewart is a financial advisor at MissionSquare Retirement with 15 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at ICMA-RC Services, Scottrade, and several insurance agencies. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans. The firm provides plan administration, recordkeeping, education, and Guided Pathways Advisory Services, utilizing investment advice and model portfolios developed by Morningstar Investment Management.

David Kudla is a financial advisor with Mainstay Capital Management, LLC, holding a Series 65 designation and 15 years of industry experience. He has been with Mainstay since 2001 and serves as President and Executive Editor of FIA Publishing, LLC, a not-for-profit organization that publishes specialized 401(k) investor newsletters. Kudla dedicates a portion of his time to these publishing activities. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in assets as of mid-2025. The firm primarily serves individuals, retirees, and workplace retirement plan participants, focusing on tactical asset allocation and offering dedicated management of 401(k), IRA, and other accounts, along with educational workshops for plan participants.

Deborah Joseph is a Series 65-licensed financial advisor with RedHawk Wealth Advisors, Inc., based in Flint, Michigan. She has five years of industry experience and has been associated with Alliance Financial Group since 1990. Outside of her advisory role, she works as an insurance agent specializing in life insurance, annuity sales, and Medicare supplement plans. RedHawk Wealth Advisors serves individuals, high-net-worth clients, trusts, foundations, retirement plans, businesses, and captive insurance companies. The firm offers investment management, financial planning, and ERISA retirement-plan services, utilizing a documented due-diligence process and third-party risk tools to guide investment decisions.

Dennis Szymanski is a financial advisor with Simplicity Wealth, LLC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior roles include positions at Redhawk Wealth Advisors, Star Mortgage of America, and Platinum Home Mortgage. Outside of his advisory work, he owns First Fruits Asset Management and First Fruits Metals Exchange, which involve insurance sales and physical precious metals sales. Simplicity Wealth serves a diverse client base that includes individuals, high-net-worth investors, retirement plans, corporations, and financial firms. The firm employs a fund-of-funds approach using ETFs, mutual funds, and individual securities, offering discretionary and non-discretionary services along with a managed account platform and technology solutions for advisers.

Vincent Panizzi is a CFP® and holds a Series 66 license with 13 years of industry experience. He has worked at Mainstay Capital Management, LLC and Advisors Capital Management, LLC, among other firms. Mainstay Capital Management provides wealth management and retirement-plan services to individual investors, trusts, corporate accounts, and workplace-savings plan participants. The firm employs a tactical asset-allocation approach and offers financial planning and educational workshops, with a focus on managing workplace savings plans and serving banking or thrift institution clients.

Jason Best is a CFA® charterholder with 24 years of industry experience. He is currently a financial advisor at Mainstay Capital Management, LLC, where he has worked since 2022. His prior experience includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, employing a tactical asset allocation approach that integrates fundamental, technical, cyclical, quantitative, and qualitative analyses.

Curtis Moore is a financial advisor at Mainstay Capital Management, LLC with two years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisor's LLC. Outside of finance, he has experience working in lawn service and retail. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, offering tactical asset allocation and comprehensive wealth management with a focus on workplace savings plan management.

Nicholas Lemp is a financial advisor at Mainstay Capital Management, LLC with one year of industry experience. He has held prior roles at Equitable Advisors, LLC and has worked in non-investment roles such as a delivery driver for Shipt. Nicholas is also involved in a family investment entity, Lemp Investments LLC, which focuses on saving for a future vacation property. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services for individual investors, trusts, corporate accounts, and workplace-savings participants. The firm utilizes a tactical asset-allocation approach and integrates planning and portfolio management to serve a range of clients, including those affiliated with banking institutions and employer 401(k) plans.

William Berlin is a financial advisor at Mainstay Capital Management, LLC with 26 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Mainstay since 2021, following seven years at TDAmeritrade Inc. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services for individual investors, trust and corporate accounts, and workplace-savings participants. The firm uses a tactical asset-allocation approach through discretionary portfolio management and emphasizes workplace savings plan management tailored to specific employer plan populations.

Laura Woloson is a financial advisor at Harbour Investments, Inc. with 13 years of industry experience. She holds a Series 66 designation and has been with Harbour since 2013. In addition to her advisory role, she serves as co-trustee of the Rieman Family Trusts, where she reviews and provides input on discretionary income requests. Harbour Investments offers investment advisory and financial planning services to a diverse client base, including individual investors, charitable and corporate clients, and retirement plans. The firm employs a combination of fundamental and technical analysis to develop customized investment strategies and provides both discretionary and non-discretionary portfolio management.

Anthony Bagneschi is a CFP®-credentialed financial advisor with 16 years of industry experience. He is currently with Mainstay Capital Management, LLC and has previously worked at firms including CG Advisory Services, SPC, and EPI Advisors, LLC. In addition to advisory work, he has an insurance agent role with MDRN Insurance, LLC. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services for individual investors, trust and corporate accounts, and workplace-savings participants. The firm emphasizes workplace savings plan management and delivers investment advice through discretionary portfolio management using a tactical asset-allocation approach.

Scott Laduke is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Mainstay Capital Management, LLC since 2006. He holds Series 63 and Series 65 licenses and is based in Grand Blanc, MI. Outside of his advisory role, he serves as secretary/treasurer of a nonprofit property association and co-owners association for West Wind Resort, where he manages financial duties and reporting. Mainstay Capital Management is an independent, fee-only registered investment adviser managing approximately $4.52 billion in client assets. The firm primarily serves individuals, retirees, and workplace retirement plan participants, employing a tactical asset allocation approach and providing specialized 401(k) portfolio management and comprehensive wealth planning services.

Ryan Brummans is a financial advisor at Gibbs Wealth Management, LLC with three years of industry experience. He holds a Series 65 designation and has worked at Compass Financial since 2015, where he is also involved in selling life insurance and fixed indexed annuities. Gibbs Wealth Management provides discretionary investment advisory services to individual and high-net-worth clients through advisor-directed model portfolios, relying on third-party platforms and strategists for portfolio construction and management. The firm’s approach focuses on assessing client goals and risk tolerance to select suitable model portfolios rather than managing individual securities.

Anthony Shaieb is a CFP® with 19 years of industry experience, currently serving at Mainstay Capital Management, LLC since 2022. His prior experience includes roles at JP Morgan Chase, J.P. Morgan Securities, Bank of America, and Merrill. Mainstay Capital Management provides comprehensive wealth management and retirement-plan services to individual investors, trusts, corporate accounts, and workplace-savings participants. The firm employs a tactical asset-allocation approach through discretionary portfolio management and emphasizes workplace savings plan management tailored to specific employer plan populations.

George Wells is a financial advisor at Wealth Watch Advisors, INC with 17 years of industry experience. He holds a Series 65 designation and has worked at firms including Cirrus Capital, LLC and BLACK OAK CAPITAL, LLC dba FUNDTEQ. Outside of his advisory role, he is the owner and consultant of ShiftMethods, a consulting and sales training business. Wealth Watch Advisors serves individual, high-net-worth, and institutional clients by providing portfolio management, financial planning, and access to third-party model portfolios. The firm employs a model-driven investment approach using approved sub-advisors and focuses on mutual funds, ETFs, and select option strategies.