Benjamin Guerin is a financial advisor at Continuum Wealth Advisors, LLC in Saratoga Springs, NY, holding a Series 65 designation with one year of industry experience. His prior work includes a position at Fleet Feet. Continuum Wealth Advisors is a mid-sized SEC-registered firm with a team of six professionals managing approximately $345.6 million for individuals, trusts, estates, and retirement plan sponsors. The firm provides comprehensive wealth management services with a long-term, fundamental-analysis investment approach and incorporates due diligence on independent managers.

Stacy Clifford is a financial advisor at Holistic Wealth Advisors with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at LPL Financial, Stratos Wealth Partners, and Cetera. Clifford is also involved with The Albany Agency, focusing on non-variable insurance products. Holistic Wealth Advisors is an SEC-registered team of seven advisors managing approximately $278.7 million in discretionary assets for around 642 clients. The firm offers discretionary portfolio management, various financial planning options, model-based portfolios, and insurance consulting, serving a diverse client base that includes governmental plans, banks, and institutional investors.

David Wren is a CFP® professional with 40 years of experience in the financial services industry. He is currently with Sovereign Financial Group, Inc., where he has worked since 2021. His prior experience includes roles at Raymond James Financial Services Advisors Inc. and New York Long Term Care Brokers, Ltd. Outside of his advisory work, he is the owner of High Rock Holdings, LLC, a support company for his office. Sovereign Financial Group serves individuals, trusts, estates, charitable organizations, businesses, retirement plans, and a registered investment company. The firm offers portfolio management, financial planning, retirement plan advisory, and cash-management solutions, employing a long-term investment approach with diversified mutual funds and ETFs alongside tactical reallocations and use of independent managers.

Brett Sohns is a financial advisor at LifeGoal Investments, LLC with 16 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Advisors Asset Management, Inc and Hartford Funds Distributors, LLC. Outside of his advisory role, he is the owner of Forever Young Springs, LLC, a commercial real estate business. LifeGoal Investments, LLC is a team-based registered investment adviser managing approximately $558 million for about 319 clients, primarily individuals, high-net-worth individuals, and some business entities. The firm offers discretionary and non-discretionary asset management, assets-under-advisement services, and hourly financial planning, employing investment strategies based on Modern Portfolio Theory and client profiles.

Brenton Smith is a CFP®-certified financial advisor with 14 years of industry experience. He is currently with MinichMacgregor Wealth Management, LLC and has previously worked at Private Advisor Group, Del-Sette Capital Management, VOYA Financial Advisors, and LPL Financial. In addition to his advisory role, he is licensed to write fixed insurance, including term insurance, as part of his financial planning services. MinichMacgregor Wealth Management serves a diverse client base including individuals, retirement plans, trusts, estates, and charitable organizations. The firm offers tailored portfolio management using a combination of fundamental, technical, and cyclical analysis, along with proprietary strategies compliant with Rule 3a-4, and provides specialized participant education and enrollment assistance for retirement-plan sponsors.

Daniel Gale is a financial advisor with King Wealth Management Group, LLC in Saratoga Springs, NY, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with King Wealth Management Group since 2012 and previously worked at Purshe Kaplan Sterling Investments from 2012 to 2018. Outside of his advisory role, Gale coaches a youth soccer club. King Wealth Management Group provides discretionary and non-discretionary investment management and customized financial planning to individuals, high-net-worth clients, trusts, estates, pension and profit-sharing plans, and other entities, managing approximately $931 million in client assets. The firm’s portfolio construction integrates fundamental analysis with a technical overlay, employing equities, fixed income, ETFs, and selectively mutual funds and commodities, and utilizes derivatives and margin when authorized by clients.

Michael Mccamy is a financial advisor with Holistic Wealth Advisors, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His career includes roles at Stratos Wealth Partners, Ltd and LPL Financial, as well as independent advisory work since 2003. Holistic Wealth Advisors is an SEC-registered team managing $278.7 million in discretionary assets for approximately 642 clients. The firm offers discretionary portfolio management, financial planning, advisor-managed wrap and non-wrap programs, and insurance consulting, serving a diverse client base that includes governmental plans, financial institutions, and a sovereign wealth fund.

Sean Moynahan is a CFP® with four years of industry experience, currently serving as an advisor at King Wealth Management Group, LLC since 2021. Prior to joining King Wealth, he worked at Preville Technology Services for eleven years. Outside of his advisory role, he owns and operates Sandhill Pottery, a ceramics business. King Wealth Management Group provides discretionary and non-discretionary investment management and customized financial planning to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm’s investment approach combines fundamental analysis with a technical overlay and includes the use of derivatives and margin when authorized.

Jennifer Henry is a financial advisor at Continuum Wealth Advisors, LLC in Saratoga Springs, NY, holding the Series 63 and Series 66 licenses with 15 years of industry experience. She has been with Continuum Wealth Advisors since 2010. Continuum Wealth Advisors is a mid-sized SEC-registered firm with a team of six professionals managing approximately $345.6 million for individuals, trusts, estates, and retirement plan sponsors. The firm provides comprehensive wealth management services, combining discretionary investment management, financial planning, and retirement plan advisory with a long-term, fundamental-analysis-driven investment approach.

Michele Tellstone is a financial advisor with MinichMacgregor Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at MinichMacgregor since 2015 and previously spent 16 years at Purshe Kaplan Sterling Investments. MinichMacgregor Wealth Management serves individuals—including high-net-worth clients—retirement plans, trusts, estates, charitable organizations, and other entities by providing portfolio management, financial planning, and retirement-plan consulting. The firm employs a variety of analytical approaches and proprietary strategies and integrates participant education and enrollment assistance into its retirement-plan services.

Jeremy Scher is a financial advisor with Happiness in Retirement, holding Series 65 and Series 63 licenses and seven years of industry experience. Prior to joining his current firm, he worked at Del-Sette Capital Management and Goldman Sachs & Co. LLC. Outside of his advisor role, Scher serves as an Emergency Medical Technician and Field Training Officer for a volunteer-led community ambulance nonprofit. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with comprehensive wealth management, discretionary portfolio management, and financial planning. The firm emphasizes a long-term investment approach using diversified, low-cost mutual funds and ETFs, combined with fundamental, technical, and cyclical analysis.

Andrew Heuss is a financial advisor with Continuum Wealth Advisors, LLC in Saratoga Springs, NY. He holds the Series 65 designation and has three years of industry experience. Prior to joining Continuum Wealth Advisors in 2025, he worked at Modelist Inc., BHM Capital, and Advisor Ascension. Continuum Wealth Advisors is a mid-sized SEC-registered firm with a team of six professionals managing approximately $345.6 million for individuals, trusts, estates, and retirement plan sponsors. The firm offers comprehensive wealth management services with a long-term, fundamental-analysis-driven investment approach and incorporates customized portfolios alongside due diligence and oversight of independent managers.

Devin Campbell is a Series 65 licensed advisor at LifeGoal Investments, LLC with one year of industry experience. Prior to joining LifeGoal Investments in 2026, he held positions at Van Avery Enterprise, Russell Sage College, Fulton School District, State University of New York at Oswego, and Guilderland School District. LifeGoal Investments, LLC is a team-based registered investment adviser managing approximately $558 million for around 319 clients, including individuals, high-net-worth individuals, and some business entities. The firm uses Modern Portfolio Theory to build investment programs tailored to client profiles and offers discretionary and non-discretionary asset management, as well as financial planning services.

James Rutherford is a financial advisor at Quartz Partners Investment Management with 36 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Etico Partners LLC and Etico Wealth Management LLC since 2016 and 2018, respectively. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries by providing model-based investment management through separately managed accounts, model portfolios, and advisory services. The firm combines top-down macro analysis with bottom-up stock selection and manages portfolios through an investment committee.

Charles Drake is a financial advisor with Holistic Wealth Advisors in Guilford, CT, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at LPL Financial LLC since 2018 and previously at Cetera Advisor Networks LLC from 2013 to 2018. Holistic Wealth Advisors manages approximately $234.3 million in discretionary assets for a diverse client base, including high-net-worth individuals and institutional clients. The firm offers customized portfolio management, financial planning, and access to third-party adviser programs, employing multiple methods of analysis and maintaining custody through major custodians such as LPL, AssetMark, and Schwab.

Kenneth Terpening is a CFP® professional with 15 years of industry experience, currently serving at King Wealth Management Group, LLC since 2017. Prior to that, he worked at The AYCO Company, L.P./Mercer Allied from 2015 to 2017. King Wealth Management Group provides discretionary and non-discretionary investment management and tailored financial planning to individuals, high-net-worth clients, trusts, estates, pension and profit-sharing plans, and other entities. The firm emphasizes portfolio construction using individual equities, fixed income, and ETFs, supplemented by mutual funds and commodities, and incorporates both fundamental and technical analysis.

Joseph Nassar is a financial advisor at Quartz Partners Investment Management with Series 63 and Series 66 credentials and five years of industry experience. His prior roles include positions at Pacer Advisors, Bank of America, Merrill, and The Vanguard Group. Quartz Partners serves individual investors, retirement plans, institutions, and financial intermediaries by providing model-based investment management through separately managed accounts, model portfolios, and a digital investing platform. The firm's approach combines top-down macro analysis with bottom-up stock selection, and portfolios are monitored and rebalanced by an investment committee on an ongoing basis.

David Rath is a CFA® charterholder with 12 years of industry experience, currently serving as an advisor at Continuum Wealth Advisors, LLC since 2021. His prior roles include positions at Bouchey Financial Group, Wealth Advisory Group, and Northwestern Mutual Investment Management. Rath is also the owner of Continuum Tax Advisors, a separate tax preparation business affiliated with his firm. Continuum Wealth Advisors is a mid-sized SEC-registered firm with a team of six professionals managing approximately $345.6 million for individuals, trusts, estates, and retirement plans. The firm employs a long-term, fundamental-analysis-driven investment approach and offers comprehensive wealth management services, including discretionary investment management, financial planning, and 401(k) plan advisory.

Jason Macgregor is a financial advisor with MinichMacgregor Wealth Management, LLC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at MinichMacgregor Wealth Management since 2009 and previously spent 13 years at Purshe Kaplan Sterling Investments. MinichMacgregor Wealth Management serves individuals, retirement plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm provides financial planning, portfolio management, third-party manager selection, and retirement-plan advisory services, employing a mix of fundamental, technical, and cyclical analysis and proprietary strategies that comply with Rule 3a-4.

Herbert Reilly IV is a financial advisor at HFR Wealth Management, LLC with 14 years of experience. He has been with the firm since 2012. HFR Wealth Management provides discretionary investment management for individuals, high-net-worth clients, trusts, corporations, retirement plans, and charitable organizations. The firm follows a Prudent Investor framework with customized Investment Policy Statements and emphasizes regular, detailed performance reporting alongside quarterly reviews.