Raymond Ciccarelli is a financial advisor at OSAIC with 53 years of industry experience. He holds a Series 63 designation and has been involved with Ciccarelli Advisory Services and CTO Estate Planning Corp. since 1984. Outside of his advisory work, he owns Park Central Tax Offices, overseeing the business without performing tax preparation. OSAIC is an SEC-registered investment adviser and FINRA member broker-dealer that serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm utilizes a structured investment process combining risk tolerance assessments with portfolio optimization tools and offers a range of investment options through multiple custodial platforms.

Craig Cairns is a financial advisor with Howe and Rusling, Inc. in Rochester, NY, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at Howe and Rusling since 2000. Since 2021, he has served on the Board of Directors of Transcat, Inc. Howe and Rusling primarily serves individual and high-net-worth clients, as well as institutional accounts such as insurance companies and pension plans. The firm employs a combined top-down and bottom-up investment approach with a focus on large-cap equity and intermediate fixed-income strategies, along with financial and estate planning services.

Alecia Fisher Dougherty is a financial advisor with Uniting Wealth Partners holding Series 63 and Series 66 designations and 18 years of industry experience. She previously worked at Naviter Wealth, Cambridge Investment Research Advisors, High Falls Advisors, and Leigh Baldwin & Co. Dougherty is also a licensed insurance agent involved in insurance sales and implementation related to investment recommendations. Uniting Wealth Partners offers wealth management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, businesses, and charitable organizations. The firm employs a long-term, diversified investment approach that integrates low-cost mutual funds, ETFs, and other securities, and operates as a subsidiary within the WAGN network with multiple consulting and institutional relationships.

Kenneth Burke is a financial advisor with High Falls Advisors, Inc. in Rochester, NY, holding the PFS™ designation along with Series 63 and Series 65 licenses. He has nine years of industry experience, including twelve years at High Falls Advisors and one year at Allworth Financial, L.P. High Falls Advisors primarily serves individual and high-net-worth clients, offering discretionary portfolio management, financial planning, tax preparation, business-planning advice, and trustee/administration services. The firm uses a range of actively managed equity and model-based portfolios overseen by an internal investment committee, supported by in-house tax and trust expertise, including advisors with CPA/EA/PFS credentials.

Judith Alexander Wasley is a financial advisor with Ciccarelli Advisory Services Inc, holding a Series 66 credential and 15 years of industry experience. She has worked at FSC Securities Corporation and Park Central LLC, and currently serves as an Associate Planner at Ciccarelli Advisory Services. Wasley volunteers with Catholic Charities and the St. Louis Church Pastoral Council, supporting community programs and development events. Ciccarelli Advisory Services serves individuals, families, trusts, estates, charitable organizations, pension and profit-sharing plans, corporations, and other business entities, offering comprehensive financial management and planning services. The firm manages client portfolios primarily on a non-discretionary basis with a focus on long-term strategic investing complemented by tactical recommendations.

Clara Sanguinetti is a financial advisor at Brighton Securities Corp. with over 14 years of industry experience, including 12 years at Invesco and three years at her current firm. She holds a Series 66 designation. Outside of her advisory role, she serves on the Brighton Town Council. Brighton Securities Corp. provides investment advisory and brokerage services to individuals, trusts, estates, pension plans, charities, and small businesses. The firm offers portfolio management, financial planning, insurance products, and tax preparation, managing nearly $1 billion in client assets as of 2024.

Grace Stolberg is a CFP® and holds a Series 65 license, with two years of industry experience. She is currently with O'Keefe Stevens Advisory, Inc., where she has worked since 2023. Her prior experience includes a role at SFG Wealth Management and various positions outside the financial industry, including teaching at Nazareth College and entrepreneurship at Peppermint Boutique. O'Keefe Stevens Advisory is an SEC-registered, fee-only investment adviser serving individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and small businesses. The firm focuses on a value-oriented, long-term investment approach and manages approximately $585.6 million in assets across 357 client households.

Jennifer Vogler is a financial advisor at High Falls Advisors, Inc. with five years of industry experience. She has worked at Allworth Financial, L.P. since 2026 and was previously with High Falls Advisors from 2005 to 2026. In addition to her advisory role, she maintains a part-time solo law practice focused on estate planning and real estate. High Falls Advisors serves individual and high-net-worth clients by providing discretionary portfolio management, financial planning, tax preparation, and trustee/administration services. The firm utilizes an internal investment committee to implement actively managed strategies across custom and model-based portfolios, integrating tax-aware and ESG variants alongside other allocation models.

Joseph Parks is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 66 licenses with eight years of industry experience. His prior roles include positions at Ameriprise Financial Services, Inc., Axa Advisors LLC, and Zenetex LLC / LTM LLC. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, through advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across 8,685 accounts and offers a range of program structures and custodial relationships, supporting both discretionary and non-discretionary account management.

Douglas Parker III is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with Sage, Rutty & Co., Inc. since 1996. Parker serves on the Board of Trustees for Hope Hall School and is a fundraising board member for the MCC Foundation. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, through advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across a range of program structures and custodial relationships, offering both discretionary and non-discretionary portfolio management and comprehensive financial planning.

Neil Frood III is a financial advisor at Sage, Rutty & Co., Inc. with 23 years of industry experience. He holds Series 65 and Series 66 designations and has been with Sage Rutty since 2001. Outside of his advisory role, he operates a sole proprietorship as an attorney. Sage Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across 8,685 accounts with 45 advisors and utilizes a range of investment approaches including fundamental, technical, and cyclical analysis.

Joel Forsyth is a financial advisor at Modern Wealth Management, LLC with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Mutual of America Securities LLC, Mutual of America Life Insurance Company, and Bank of America. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser that manages approximately $10.9 billion in assets through about 94 advisors. The firm provides discretionary and non-discretionary investment management, financial planning, and modular services to individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans, supported by a centralized Investment Committee and a combination of model portfolios and third-party managers.

Hope Duncan is a financial advisor at Sage, Rutty & Co., Inc. with a Series 66 designation and no prior industry experience. Before joining Sage Rutty, she worked in various roles including at Michigan State University and St. Ann's Community at Cherry Ridge. Sage Rutty & Co., Inc. serves individual and institutional clients through advisory, financial planning, and wrap-fee platforms, managing approximately $3.9 billion in regulatory assets across 8,685 accounts. The firm offers multiple program structures and custodial relationships, providing both comprehensive planning and portfolio management with a mix of discretionary and non-discretionary services.

Curt Ehrlich is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 65 and Series 66 licenses and bringing 23 years of industry experience. He has been with Sage, Rutty & Co. since 2005. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across more than 8,600 accounts and employs various analysis methods and program structures to deliver both comprehensive planning and portfolio management services.

Stephen Howles is a CFP® professional with 12 years of industry experience. He is currently an executive financial advisor at Modern Wealth Management, LLC and previously worked at LPL Financial and Beltz, Ianni & Associates. Outside of his advisory role, he is a partner in BIA Consulting, LLC, a business entity unrelated to investment activities. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets. The firm serves individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans through discretionary and non-discretionary investment management, financial planning, and modular services.

Matthew Magee is a financial advisor at Sage, Rutty & Co., Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Wiley Edge, Morgan Stanley Distribution, Inc., and J.P. Morgan Chase & Co. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in regulatory assets across 8,685 accounts and provides both comprehensive planning and portfolio management through multiple program structures and custodial relationships.

Jeffrey Jones is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with four years of industry experience. Prior to joining Sage Rutty, he worked for Hillyard Inc. for 11 years. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, through advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across various program structures, offering both comprehensive planning and portfolio management services.

Zachary Lessard is a financial advisor with Sage, Rutty & Co., Inc. He holds the Series 66 designation and has one year of industry experience. Prior to joining Sage Rutty, he worked at Manning & Napier and held roles in education and valuation consulting. Sage, Rutty & Co., Inc. serves individual and institutional clients through advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across 8,685 accounts and offers a range of program structures and custodial relationships, combining comprehensive planning with portfolio management services.

Corinne Dennis is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and 66 licenses and bringing 11 years of industry experience. She previously worked at Manning & Napier Advisors, LLC and has been with Sage, Rutty & Co., Inc. since 2020. Outside of her advisory role, she is co-owner and officer of Dennis Marine, LLC, a seasonal dock and hoist installation business on the Finger Lakes. Sage, Rutty & Co., Inc. serves both individual and institutional clients, including pension and profit-sharing plans, with a range of advisory, financial planning, and wrap-fee programs. The firm manages approximately $3.9 billion in assets across over 8,600 accounts and employs a multi-advisor approach featuring both discretionary and non-discretionary portfolio management.

Brennan Redmond is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding the CFP®, CFA®, and Series 66 credentials with 19 years of industry experience. He previously worked at Brighton Securities Corporation for 10 years before joining Sage, Rutty & Co., Inc. in 2017. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in regulatory assets across 8,685 accounts and employs a variety of program structures and analytical approaches while supporting qualified retirement plan work.