Matthew Cyr is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 27 years of industry experience. He has worked at Cetera and affiliated entities since 2010 and also has experience with Maine Community Bank. Cyr serves on the board of directors for Seeds of Hope Neighborhood Center, a nonprofit focused on addressing poverty and promoting personal growth. Cetera Investment Advisers LLC is an SEC-registered advisory firm with a nationwide network of over 10,000 advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform featuring both affiliated and third-party managers.

James Lamb is a CFP®-designated financial advisor with Ameriprise, based in Wells, ME, and has 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns and manages a business called Independent Solutions. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research and modeling to deliver non-discretionary recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Chad Liston is a financial advisor with Mass Mutual Investors Services in Sanford, Maine, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He previously worked at Metlife Securities, Inc. for 16 years before joining Mass Mutual Life Insurance Company in 2016 and its Investors Services division in 2017. Outside of his advisory role, he is engaged as an insurance agent and is involved in managing a limited liability company related to real estate short-term rentals. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing comprehensive financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers client-centered planning through collaborative annual engagements that utilize advanced analytical tools and offers a range of investment and educational programs.

Roger Auger is a financial advisor at Ameriprise with 49 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Auger serves on the Board of Directors for the TJC Support Board and is a managing partner at Collaboration Partners, LLC, overseeing strategic vision and operations. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering a Premier Retirement Income service focused on retirement income planning through a written Recommendation Report and ongoing advice.

Carson Mc Evoy is a financial advisor at Ameriprise with two years of industry experience. Prior to joining Ameriprise in 2023, he worked at Movement Mortgage and Oliva's Garden. Outside of his advisory role, he is co-owner of MAC Racing, a harness horse racing stable, and a family-owned fishing and hunting lodge in Maine. Ameriprise provides retirement-income planning services for individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

William Whiting is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Securities America Advisors and Signator Investors. He is also the owner of Whiting Financial Services, providing tax planning and accounting services, and advises clients on insurance products through Innova Financial Services. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing advanced asset-allocation tools and multiple third-party platforms to construct and manage portfolios across various investment types.

Daniel Miles is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at UBS Financial Services since 2009. Outside of his advisory role, he serves as a member of the Advisory Finance Board for the Town of Wilbraham, providing advice on the town’s budget matters. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining wealth management services with institutional trading capabilities and proprietary research to tailor investment plans to clients’ goals and risk tolerances.

Sean Dumont is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. He has been with Edward Jones since 1999. Outside of his advisory role, he is a co-owner of a four-unit apartment building in Sanford, Maine. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management and a nationwide network of more than 23,000 financial advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kevin Monroe is a financial advisor at Cambridge Investment Research Advisors with 26 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior experience includes over two decades at Mwa Financial Services, Inc., and he has been involved with Monroe Financial and Shiloh Corp. for more than 30 years. Monroe also serves as a board member of River of Life Church, a religious organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing various portfolio management and model-based strategies tailored to client objectives.

Maxwell Graham is a financial advisor at Fidelity with Series 63 and Series 66 designations and two years of industry experience. His prior roles include positions at Network Business & Consulting and Unified Parking Partners, as well as work at the University of Vermont. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services and is noted for its use of systematic methodologies and formal advisory roles to multiple registered investment companies.

Timothy Hardy is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2019. He partners with individuals and families to create and maintain comprehensive financial plans, guiding clients through their financial journeys. Prior to this role, he served as an Investment Consultant at Fidelity Investments from 2017 to 2019 and as a Financial Representative at the same firm from 2015 to 2017. Before joining Fidelity Investments, Timothy worked as a Financial Services Representative at TD Bank from 2014 to 2015. Throughout his career, Timothy has developed expertise in financial planning and investment consulting, assisting clients with their financial needs and goals. Outside of his professional work, he has personal interests that include football, golf, spending time at the lake, reading, skiing, and soccer.

Stephanie Bornstein is a financial advisor with UBS Financial Services in Scarborough, Maine, holding a Series 66 designation and 25 years of industry experience. She has been with UBS since 2000. Outside of her advisory work, she assists Ketcha Outdoors, a nature-based preschool and day camp, by contributing to curriculum development and fundraising strategies. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Caroline Cote is a financial advisor at Fidelity with 12 years of industry experience and holds a Series 66 designation. She has worked with Fidelity Investments and Fidelity Personal and Workplace Advisors since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, employing systematic methodologies and long-term asset allocation benchmarks.

Rheis Cloutier is a financial advisor with Primerica Advisors based in Biddeford, ME. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior work includes roles at MB2 Restore, Lakewood Camps, and Portsmouth Naval Shipyard. Primerica Advisors provides discretionary asset management services through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its investment solutions.

Abigail Bryant is a CFP® and holds a Series 66 license with Edward Jones, where she has worked since 2018. She has seven years of industry experience, including a career break from 2015 to 2018 as a stay-at-home mom. Abigail is based in Biddeford, ME. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

William Caras is a financial advisor with LPL Enterprise LLC, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC and entrepreneurial ventures such as Eclectic Activation LLC and Shuck Brothers Co. He has also been involved in operating a public house and brewery. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, model wealth portfolios, third-party asset management, and brokerage and insurance products through an integrated platform that combines advisory programs with other financial services.

Jason Shinn is a financial advisor with Edward Jones in Scarborough, ME, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Timothy Urban is a CFP® with 27 years of industry experience and has been with LPL Financial since 2010. He is based in Kennebunk, ME, and holds Series 63 and Series 66 licenses. Outside of his advisory role, he manages Urban Holdings, LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and corporations. The firm provides financial planning, advisory programs, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

Fadi Khoury is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has held roles at multiple firms including Avantax and Citizens Securities and manages his own financial advisory practice under the Mainsail Advisor Group brand. Outside of advisory work, Khoury is involved in property management through PROPERTY CARE, LLC and operates a bookkeeping and business consultancy firm, Star Sail. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts. It offers diverse portfolio management options and financial planning services through a nationwide network of independent advisors.

Jerome Price is a financial advisor at Cetera with 43 years of industry experience. He holds the CFP® and ChFC® designations, along with a Series 63 license. In addition to his work in financial services, he owns and operates a tax preparation business and is an associate broker in real estate. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides a range of portfolio management and financial planning services through a multi-manager platform with access to various third-party managers and customized investment strategies.