Nora Strait is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and six years of industry experience. She has held roles at multiple firms including Merrill Lynch, Raymond James Financial Services, and Bank of America. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a large advisor network and employs a diversified investment approach blending passive and active management overseen by an internal Investment Committee.

Jacob Arnold is a financial advisor with Transamerica Financial Advisors, holding a Series 66 credential and bringing one year of industry experience. His background includes roles at Marshalls, World Financial Group Insurance Agency, Colonial Life, and Equitable Advisors. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, featuring fee-based wrap programs, model portfolios, and access to third-party money managers.

Carol Cushman Cram is a financial advisor at Hantz Financial Services, Inc. with seven years of industry experience. She holds the Series 66 designation and has worked previously at Bank of America, Merrill, and Carey Allstate Insurance. Hantz Financial Services serves a wide range of clients, including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm utilizes ETF-based model portfolios supplemented by third-party money managers and employs technology such as automated tax-loss harvesting and AI-assisted data aggregation in its advisory process.

Nolan Mcintosh is a Series 65-licensed financial advisor with eight years of experience, currently affiliated with AE Wealth Management, LLC since 2019. He is also a partner at Focus Wealth Planning, LLC, where he provides legacy planning services. His prior work includes roles at Functional Advantage and Brokers Financial, as well as nearly a decade at Evergreen Physical Therapy. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers model portfolio solutions, discretionary asset management, financial planning, and plan services through a platform that integrates internally managed, third-party, and advisor-managed models.

Derek Johnston is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience. He holds a Series 66 designation and has previously worked in roles at Campus Village, Federal Ammunition, and Saginaw Psychiatry, among others. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm employs ETF-based model portfolios supplemented by third-party managers and uses a variety of technology platforms for portfolio management, tax-loss harvesting, and client data aggregation.

Shelley Norris is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and 21 years of industry experience. She has previously worked at LM Kohn, Bank of America, and Merrill. Norris serves as a board trustee for SVRC Industries, an organization that employs and supports individuals with disabilities. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base that includes individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Kevin Shanks is a financial advisor with SPC, holding the ChFC® designation and Series 63 and 65 licenses, and has 25 years of industry experience. He has been associated with Parkland Securities, LLC and SPC since 2016. Outside of his advisory role, Shanks serves as a school board member for the Swan Valley School District and is president of the Swan Valley Athletic Association, a local nonprofit supporting student athletes. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary investment advice primarily through Fidelity/NFS custodial platforms.

Rola Zarife is a financial advisor with Transamerica Financial Advisors holding a Series 66 designation and 12 years of industry experience. Prior to joining Transamerica, she worked at J.P. Morgan Securities LLC and Merrill. Outside of her advisory role, Zarife is active in local community and political activities, including campaigning with the Committee to Elect Rola Zarife and involvement with the Southeast Michigan Chamber of Commerce. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker‑dealer services through a variety of proprietary and third‑party investment programs.

Derrick Young is a financial advisor at Hantz Financial Services, Inc. He holds the Series 66 designation and has one year of experience in the industry. His prior work includes roles in education and engineering, as well as positions at McDonald's. Hantz Financial Services, Inc. serves a diverse client base including individual, pension, charitable, and business owner clients. The firm offers financial planning and wealth management primarily through ETF-based model portfolios, supported by third-party managers and technology platforms, and combines advisory, brokerage, mortgage, and insurance services.

Leanne Kovach is a financial advisor at Wealth Enhancement Advisory Services, LLC with eight years of industry experience. She holds a Series 66 designation and has worked previously with firms including Raymond James Financial Services Advisors, Gavin Financial Group, and Edward Jones. Kovach is based in Midland, MI. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and access to separate managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and employs a diversified investment process combining passive and active strategies overseen by an internal Investment Committee.

Andrew Matuzak is a financial advisor at Cetera Planning Partners with five years of industry experience. He holds the PFS™ designation and Series 63 license. Prior to joining Cetera Planning Partners in 2026, he worked with Avantax Planning Partners and Avantax Investment Services. Matuzak serves as a board member for the SVSU College of Business & Management Advisory Board and acts as treasurer for the Rotary International Club of Saginaw Valley and the Thomas Township Business Association. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s approach includes diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance, supported by ancillary services such as tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Ryan Rasmussen is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 66 designation and beginning his advisor career in 2025. His prior work experience includes roles at Crystal Mountain, Great Lakes Ag Labor Services, Bodo Moeller Chemie, Hope College, and various educational institutions. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through a network of over 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, investment management, brokerage services, insurance products, and certain M&A advisory services.

Zachary Maddox is a financial advisor at Bankers Life Advisory Services, Inc. with one year of industry experience. He holds the Series 66 designation and has prior experience with Bankers Life Securities and Banker's Life and Casualty. Outside of advising, he is licensed as an insurance agent. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs fundamental, technical, and cyclical analysis to create customized investment strategies aligned with clients’ goals and risk tolerances.

Frederick Gray is a financial advisor at Independent Financial Group, LLC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Investors Capital Corp. and Edward Jones. Gray serves on the boards of the Thomas Township Business Association, Midland First United Methodist, Thomas Township DDA, and the Thomas Township Kiwanis Club. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers financial planning, portfolio management, and third-party asset manager programs, using both firm- and third-party models tailored to client risk tolerances.

Thomas Heslip is a financial advisor with Hantz Financial Services, Inc. He holds a Series 66 designation and has two years of industry experience. His prior work includes positions at Zehnders, Mercy Plus Care, and Northwood University. Hantz Financial Services, Inc. serves a diverse client base including individual investors, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm emphasizes ETF-based model portfolios supported by third-party managers and technology-driven solutions, combining advisory, brokerage, mortgage, and insurance services within an enterprise structure.

Bryce Lipovsky is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding a Series 66 designation with six years of industry experience. His work history includes roles at Hantz Financial Services since 2020, as well as previous positions at Northwood University, WillSub, DNR, and Northwestern Mutual. Hantz Financial Services serves a diverse clientele including individuals, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning, portfolio and wealth management through ETF-based model portfolios and third-party managers, retirement plan consulting, and brokerage, mortgage, and insurance services via affiliated entities.

Joshua Baeza is a financial advisor at Benjamin F. Edwards & Company, Inc. with six years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Prudential Investment Management Services LLC, Prudential Insurance Company of America, and Prudential Annuities Distributors. Outside of finance, his work history includes roles at Angry Owl and Claude's Sauces. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of advisory and financial services, combining proprietary strategies with third-party models and operating an internal trading desk alongside custody and clearance services.

Erin Lemke is a financial advisor at Hantz Financial Services, Inc. in Midland, Michigan, with 31 years of industry experience. She has been with Hantz Financial Services since 1999. Outside of her advisory role, she is involved in a health supplement distribution business and advocates for merchant services education, working primarily with non-profit organizations to improve fundraising efforts. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension plans, charitable organizations, and business owners. The firm employs ETF-based model portfolios supplemented by third-party managers and offers financial planning, wealth management, retirement consulting, and brokerage and insurance services through affiliated entities.

Daniel Dueweke is a financial advisor with Commonwealth Financial Network and Shoreline Wealth Partners, holding the CFP® designation and Series 63 and 65 licenses. He has 26 years of industry experience, including roles at Cetera and Independent Bank. He is co-owner of Shoreline Wealth Partners, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports affiliated advisors with operations, trading, technology, compliance, and practice-management resources, while offering distinct investment program structures and model portfolios managed by its Investment Management and Research team.

Zhi Hong Liu is a financial advisor at Transamerica Financial Advisors with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in both the automotive manufacturing sector and acupressure massage and reflexology services. Liu has been with Transamerica Financial Advisors since 2012. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, and corporations. The firm offers a range of advisory and brokerage services through proprietary and third-party model portfolios, operating as both a registered broker-dealer and registered investment adviser.