Tammy Mentel is a financial advisor with Wells Fargo Clearing in Midland, MI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Lynn Maclean is a financial advisor at Robert Baird & Co. with 16 years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at J.J.B. Hilliard, W.L. Lyons, LLC for 10 years before joining Baird in 2019. The DDK Group, part of Baird’s Private Wealth Management department, serves individuals, corporate and business clients, pension plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and separately managed account programs, supported by ongoing manager selection and proprietary research.

Gregory Garl is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 31 years of industry experience. He has been with LPL Financial since 2007. Outside of his advisory role, he has served as an agent for group health plans and provides various life and health insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and a diverse suite of resources.

William Dijak is a CFP® professional with 29 years of experience in the financial industry. He is currently with OSAIC Wealth Inc and has held roles at The Graczyk-Dijak Financial Group, Harbour Investments, Inc, and NEXT Financial Group, Inc. Outside of his advisory work, he serves as an assistant basketball coach at Bay City Western High School. OSAIC Wealth Inc. serves a diverse range of clients including individual investors, high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios that may include a variety of investment types managed on both discretionary and non-discretionary bases.

Sarah Holmes is a financial advisor at Cetera with 16 years of industry experience and holds a Series 66 designation. She has worked with Cetera and its affiliates since 2013 and is also the owner of Smith & Company Financial Services. Outside of her advisory work, Holmes serves as treasurer for Hemlock Youth Baseball and Softball, managing the organization's finances. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, combining affiliated and third-party managers to tailor investment solutions.

Martin Hessler is a financial advisor with Thrivent Investment Management in Saginaw, MI, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. He has been with Thrivent and its predecessor entity since 2002. Outside of his advisory role, Hessler serves as Committee Chair for Boy Scout Troop 55 in Frankenmuth, MI. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers a consolidated billing option called “WealthPlan” that combines planning with managed accounts while maintaining separate service delivery.

Matthew Mieske is a CFP® professional with 25 years of experience at LPL Financial. Based in Freeland, MI, he has worked at LPL since 2001. Outside of his advisory role, Mieske serves as a radio color commentator for the Great Lakes Loons, a Midwest League professional baseball team. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Meredith Le Baron is a CFP® and holds a Series 66 license, with 12 years of experience in the financial industry. She has been with Edward Jones since 2013, based in Midland, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffrey Parker is a financial advisor with LPL Financial in Midland, MI, holding Series 63 and Series 65 credentials and 20 years of industry experience. His prior roles include positions at J.P. Morgan Securities and Hantz Financial Services, Inc. He is also associated with the Retirement and Investment Center located at Dow Chemical Employees' Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by various technology tools and a broad array of financial products.

David Drysdale is a financial advisor with Ameriprise Financial Services in Midland, MI, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. His prior roles include positions at Royal Alliance, Mass Mutual Investors Services, Mass Mutual Life Insurance Company, and Hantz Financial Services. Outside of his Ameriprise role, he is involved in independent insurance brokering focused on disability income and manages an advisory business at Blumark Financial Advisors LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement income recommendations and ongoing planning advice, employing research and algorithmic tools to support tax-aware withdrawal strategies and income planning.

Shannon Astrike is a financial advisor with Cetera in Midland, MI, holding Series 63 and Series 65 registrations and 27 years of industry experience. She has worked at Cetera since 2004 and owns Astrike Advisory LLC and Astrike Financial PLLC, where she also practices as a CPA. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services with a multi-manager platform and notable scale, managing over $256 billion in assets.

Lexi Astrike is a financial advisor at Cetera with a Series 66 credential and one year of industry experience. Her prior work includes roles at CliftonLarsonAllen and Clark Capital Management Group, as well as founding Astrike Financial PLLC. She also operated the Bittersweet Quilt Shop LLC in 2021. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts, offering a variety of portfolio management and financial planning services through a large network of independent advisors.

Dustin Smith is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2020. Outside of his advisory role, he assists with a family woodworking business, helping with sales and craft shows. He also serves on a local Board of Education in Bay City, MI. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficient strategies to develop personalized recommendations. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Annette McTaggart is a CFP® with 23 years of industry experience, currently serving as a financial advisor at LPL Financial since 2020. Prior to joining LPL, she worked for Royal Alliance Associates, Inc. for 15 years. In addition to her advisory role, she owns a construction equipment rental company. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Kristopher De Grow is a financial advisor with Ameriprise in Midland, MI, holding Series 63 and Series 65 licenses and with 22 years of industry experience. He has worked at Ameriprise and its affiliate since 2006. Outside of his advisory role, he operates DeGrow Consulting, providing coaching and consulting services to Ameriprise financial advisors focused on staff training, system development, and financial planning process efficiencies. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet certain asset thresholds, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, with a centralized consulting team delivering non-discretionary recommendations in collaboration with advisors.

Justin Herbolsheimer is a financial advisor at Edward Jones with 16 years of industry experience. He has held his current role at Edward Jones since 2009 and holds the Series 66 designation. Outside of his advisory work, he operates a small farm in Bay City, MI, where he farms pumpkins each fall. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages over $1 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

James Tillman Jr. is a financial advisor with LPL Financial holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at CUNA Mutual Group, JP Morgan Securities LLC, and Firstmerit Bank. Outside of his advisory work, Tillman has operated a business called The Pancake Man since 1995. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing a broad platform that includes model portfolios, third-party asset managers, and institutional programs.

Timothy Mantyla is a financial advisor with Ameriprise in Midland, MI, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. His prior roles include positions at Cetera Advisors LLC and Ameriprise Financial Services Inc. He is also a co-owner of a real estate business outside of his advisory work. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm delivers these services through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions.

Joseph Reyes is a financial advisor with J.P. Morgan Securities, holding Series 63, Series 65, and Series 66 licenses and bringing 15 years of industry experience. He has worked with various JPMorgan entities since 2015, including J.P. Morgan Securities LLC and JPMorgan Chase Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

George Snyder is a financial advisor with LPL Financial in Saginaw, MI, holding Series 63 and Series 66 licenses and 25 years of industry experience. He previously spent 15 years with Royal Alliance Associates, Inc. and has maintained independent insurance and CPA-related businesses for over two decades. Snyder is a shareholder in Mcdonald And Associates CPA PC, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options, including third-party asset management and institutional platforms, supported by a broad network of investment adviser representatives.