Kevin Russell is a CFP® professional with 16 years of industry experience. He is currently with Mercer Global Advisors Inc. and has worked at Financial & Investment Management Group Ltd since 2002. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering investment advisory services alongside financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified portfolios with multi-factor strategies implemented through a combination of low-cost funds, separate account managers, and specialized programs.

Caitlin Falenski is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2011. She is based in Traverse City, MI. Outside of her advisory role, she serves on the finance committee and board of the Grand Traverse Regional Land Conservancy, a nonprofit organization focused on land protection. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and other clients. The firm offers a wide range of investment and consulting services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.

Madelyn Ambrose is a financial advisor at Commonwealth Financial Network with three years of industry experience. She holds the Series 66 designation and has previously worked at Cetera and West Shore Bank. Prior to her financial advisory career, she spent four years involved with Red Rooster Coffee & Community. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving approximately 2,900 affiliated advisors and a broad client base. The firm provides comprehensive adviser support, including managed-account programs, access to third-party asset managers, and custody and clearing services.

Dennis Prout is a financial advisor with Integrated Wealth Concepts LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and 17 years of industry experience. He previously worked at Capital Asset Advisory Services, LLC for 15 years and operated Prout Financial Design for 21 years. Outside of his advisory role, Prout teaches a class at Northwestern Michigan College and serves as president of the board for the Grand Traverse Pavilions Foundation. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, consulting, family office, and retirement plan advisory services, using customized portfolios that combine internal management and third-party asset managers with a primarily long-term investment approach.

Christopher Minkin is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 licenses and 13 years of industry experience. He previously worked at Nationwide Investment Services Corp for 10 years before joining Voya in 2022. Minkin serves on the Board of Directors for the Traverse City Curling Club, a nonprofit organization focused on promoting the sport of curling in the Traverse City region. Voya Financial Advisors, Inc. is an enterprise advisory and broker-dealer affiliate that offers financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm employs a combination of in-house and external strategists alongside technology-enabled tools to implement investment recommendations, managing many accounts on a non-discretionary basis with client authorization.

Bruce Anderson is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at firms such as Sigma Financial Corporation and Cetera, spanning over a decade before joining Transamerica. Outside of his advisory work, he serves as a high school golf coach at Grand Traverse Academy. Transamerica Retirement Advisors serves employer-sponsored retirement plan participants and IRA owners through managed advice programs and investment education services. The firm’s approach relies on proprietary software and model portfolios provided by Morningstar Investment Management, with a focus on asset allocation and retirement guidance for a broad client base.

Matthew Breimayer is a financial advisor with J.W. Cole Advisors, Inc. based in Traverse City, MI. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. He has been with J.W. Cole Advisors and J.W. Cole Financial since 2011 and has additional experience with various insurance carriers dating back to 2005. Outside of his advisory work, Breimayer is the president and owner of Right Path College & Career Planning, a company that assists families with scholarships, college applications, FAFSA, and college selection. J.W. Cole Advisors operates a large network of independent investment adviser representatives and offers fee-based portfolio management, financial planning, retirement plan services, and digital advice for individuals, high-net-worth clients, and institutions. The firm utilizes a range of investment strategies and platforms, including discretionary and non-discretionary account management, and integrates broker-dealer relationships within its service model.

David Cadarette Jr. is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and eight years of industry experience. Prior to joining AE Wealth Management in 2024, he worked at Horter Investment Management for seven years. He is also the owner of CLC Insurance Benefits, where he is involved in insurance sales and services. Additionally, he facilitates estate planning document services, coordinating client access to related platforms. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolio solutions, discretionary asset management, financial planning, and consulting services.

Rory Baker is a financial advisor at Bankers Life Advisory Services, Inc. with four years of industry experience and a Series 66 designation. Prior to his current role, he worked at Bankers Life Securities, Inc. and has a background including a 14-year tenure at Interlochen Center for the Arts. Outside of advising, he serves on the board of the Interlochen Public Library and consults on event production for the Interlochen Area Chamber of Commerce. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals with discretionary and non-discretionary portfolio management, combining fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management based on clients’ goals, risk tolerances, and time horizons.

Justin Neilson is a financial advisor at Hantz Financial Services, Inc. with six years at the firm and a total of one year of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Limitless Investment and Capital, Northwood University, and North and Kidd. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm emphasizes ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and offers a combination of advisory, brokerage, mortgage, and insurance services.

Hans Mathiak is a financial advisor with Fifth Third Securities, Inc. in Traverse City, Michigan. He holds a Series 66 designation and has 23 years of industry experience. Mathiak has been with Fifth Third Securities since 2012. Outside of his advisory role, he performs nominal labor for private road maintenance in Lake Leelanau, Michigan. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options, including advisor-directed models and third-party portfolio management, and combines its municipal-advisor registration with a corporate affiliation to a large bank.

Renee Egelski is a CFP® professional with 15 years of experience in financial advising. She has worked at Mercer Global Advisors Inc. since 2018 and has also been affiliated with Financial & Investment Management Group Ltd since 2006. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options including ETFs, mutual funds, separate accounts, and direct indexing.

Kyler Carson is a financial advisor with Mercer Global Advisors Inc. based in Traverse City, MI. He holds a Series 65 designation and has been in the financial industry since 2025, with prior experience at Stonebrook Private and Dana Inc. Kyler also has a background that includes roles at Hillsdale College and entrepreneurial experience with Mixed Promotions, LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory, financial, tax, retirement, and estate planning, as well as family office services. The firm’s investment approach is based on Modern Portfolio Theory, utilizing diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, and other strategies, alongside specialized offerings such as retirement plan consulting and charitable advisory.

Heidi Cartwright is a financial advisor with Integrated Wealth Concepts LLC in Traverse City, MI, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. Her prior roles include positions at LPL Financial, Geneos Wealth Management, Capital Asset Advisory Services, and Wfg Investments. She also operates Prout Financial Design, an investment-related business she has managed since 2009. Integrated Wealth Concepts serves individuals, families, trusts, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement advisory services, implementing customized portfolios with a long-term focus using a range of investment vehicles and overseeing third-party managers.

Jeremy Pearson is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Bankers Life entities since 2004 and serves as an Agency Director managing a satellite branch of insurance agents, including responsibilities for hiring and training. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management and investment consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

Nathaniel Prout is a Series 65-licensed advisor at Integrated Wealth Concepts LLC with three years of industry experience. He has operated Prout Financial Design since 2014 and joined Integrated Wealth Concepts in 2025. In addition to his advisory role, he is involved in fixed annuities, fixed life insurance, and long-term care products. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a mix of internally managed and third-party strategies with a primarily long-term investment approach.

Brandon Luck is a Series 66-licensed financial advisor with Hantz Financial Services, Inc. in Traverse City, MI, and has two years of industry experience. His prior work includes roles outside of finance at companies such as Amazon and Critter Control. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm provides financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and advanced trading and tax-loss harvesting technologies.

Blair Anderson is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has been with Hightower Advisors and Hightower Securities, LLC since 2009. Outside of his advisory work, he is a managing partner of a storage facility management company. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, offering access to proprietary research and a variety of investment vehicles including mutual funds, ETFs, and alternative investments.

Holly Gallagher is a CFP® with 32 years of industry experience, currently affiliated with Commonwealth Financial Network. She has worked at Commonwealth since 2002, with a continuous tenure except for a concurrent role at Horizon Financial since 2002. Gallagher is president and sole owner of Holly Harrand, Inc., a securities operating S-corporation. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing advisory programs, wealth management, and retirement plan consulting. The firm supports its advisors with operations, trading, compliance, and practice-management services while offering a range of investment strategies including discretionary model portfolios and personalized indexing options.

Blake Beebe is a Series 66-credentialed financial advisor at Private Advisor Group, LLC with 14 years of industry experience. He has worked at Private Advisor Group and LPL Financial since 2015, and previously held roles at Morgan Stanley and Merrill. Beebe also operates BLB Services, a business entity used for tax and investment purposes. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary advisory model and a range of investment strategies, often implementing advice through third-party managers and technology platforms.