Derek Dallum is a financial advisor with Ameriprise in Duluth, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked in healthcare and bookkeeping roles. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports through a centralized consulting team.

Kevin Pilon is a financial advisor with Thrivent Investment Management in Duluth, MN, holding a Series 66 credential and 10 years of industry experience. He has been with Thrivent Financial and Thrivent Investment Management since 2016. Outside of his advisory role, Pilon provides occasional cantoring at funerals and serves on the stewardship council at St. Benedict Catholic Parish. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based financial planning without discretionary trading authority or institutional portfolio management.

Conrad Hjort is a financial advisor with Ameriprise in Duluth, MN, holding CFP®, ChFC®, and Series 63 designations and has 34 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as a trustee and is a general partner involved in managing office expenses for a business entity. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency strategies to generate tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Mark Brown is a financial advisor with Morgan Stanley who holds the Series 66 designation and has 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Lynn Dart Nelson is a financial advisor at LPL Financial with Series 63 and Series 65 credentials and 41 years of industry experience. Prior to joining LPL Financial in 2021, Nelson worked for Waddell & Reed, Inc. and various insurance carriers from 1985 to 2021. Nelson has been involved in insurance sales as an agent alongside advisory work throughout their career. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with a range of discretionary and non-discretionary management options supported by research and model portfolios.

Carol Taran is a financial advisor with Ameriprise in Hermantown, MN, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, offering written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers services through a centralized retirement-income consulting team in partnership with its financial advisors.

Grace Creager is a financial advisor at Ameriprise in Duluth, MN, holding a Series 66 designation with one year of industry experience. She has prior work experience in various roles including at Perk Place Coffeehouse and the University of Minnesota-Duluth. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary retirement income recommendations, supported by a centralized consulting team and algorithmic tools.

Jade Cavallin is a CFP® professional with 13 years of industry experience, currently affiliated with LPL Financial since 2021. Prior to joining LPL, Jade worked at Anne Holy and Waddell & Reed, INC., and has held roles with various insurance carriers. Jade also maintains a notary business in Duluth, MN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Daniel Maki is a financial advisor at Raymond James Financial with 11 years of industry experience. He holds the CFA® designation and Series 66 license. Maki has worked with Raymond James Financial Services Advisors Inc. since 2016 and is also affiliated with Ascential Wealth Advisors in Duluth, MN, where he contributes as a financial advisor focusing on investment management and financial planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs in municipal and public finance as well as SIMPLE IRA employer advisory services.

Matthew Blake is a financial advisor with Merrill in Duluth, Minnesota. He holds a Series 66 designation and has six years of industry experience. His prior work includes roles at UBM and MJH Associates. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ryan Geris is a Wealth Management Advisor with Merrill Lynch Wealth Management. He is a member of The Yung Geris Group, where he focuses on developing deep, lasting relationships with clients by listening, understanding, and helping to accomplish their financial goals. His approach includes delivering seamlessly integrated, personalized financial services that leverage Merrill's market intelligence and the banking resources of Bank of America. Ryan's goal is to assist clients in the creation, growth, and preservation of wealth. Ryan's areas of expertise include college education planning, divorce transition planning, employee benefits planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as certifications such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He maintains FINRA registrations Series 7 and 66 and earned his Bachelor's Degree from the University of Minnesota Duluth. In addition to his professional work, Ryan is actively involved in community organizations. He serves as a board member for the Beck Foundation and Northwoods Childrens Services, and has previously been involved with the Duluth Denfeld High School Hockey team and the Duluth Amateur Hockey Association. Ryan participates in outdoor activities including golfing, running, hiking, biking, boating, camping, football, ice hockey, photography, and yoga, and spends time with his family.

Benjamin Kneeland is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds a Series 66 credential and previously worked at Morgan Stanley and Morgan Stanley Private Bank. In addition to his advisory role, he serves as a licensed peace officer with the Proctor Police Department, providing security for major city events. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and various organizations. The firm offers financial planning and consulting services supported by nationwide advisers and a range of portfolio management styles.

Kyle Tomaich is a financial advisor with Wells Fargo Advisors, holding a Series 63 designation and 15 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his financial advisory role, he serves as an assistant coach for the Duluth East softball team. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including retirement, education, risk management, and specialized areas such as business-owner transition and sports and entertainment planning.

Sarah Wildes is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2019, following an 11-year tenure at Trillium Services Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lukan Hanson is a financial advisor at Cetera with three years of industry experience. He holds a Series 66 designation and has worked with several financial services firms, including Sellwood Partners and Advisornet Financial. Outside of advising, he works as a bartender at Ridgeview Country Club. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual and institutional clients through a broad network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with various program structures and access to third-party managers.

Justin Black is a financial advisor at Edward Jones in Duluth, MN, holding a Series 66 designation with 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he serves as the head coach of a 15U hockey team with the Duluth Area Hockey Association. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Peter Vatalaro is a financial advisor at Morgan Stanley in Duluth, MN, holding a Series 66 designation with six years of industry experience. He has worked at Morgan Stanley since 2019, including a role at Morgan Stanley Private Bank, N.A. since 2022, and previously spent a year at North Shore Bank. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery conversations and firm-approved tools, serving clients through both direct relationships and corporate financial planning agreements.

Anne Holy is a financial advisor with LPL Financial based in Duluth, MN, holding a Series 66 designation and bringing 25 years of industry experience. Her prior roles include two decades at Waddell & Reed, INC., as well as involvement with various insurance carriers and community organizations such as the Duluth Lions Club and Community Action Duluth. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and brokerage options, employing both discretionary and non-discretionary management supported by proprietary and third-party research.

Colton Godbout is a financial advisor at LPL Financial with 10 years of industry experience. He holds the Series 66 designation and has previously worked with firms including Carrie Kelley, LLC, Waddell & Reed Inc, and Susan Stelman. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services with access to model portfolios and research from multiple sources.

Samuel Thiesse is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019. Outside of his financial career, he serves as a board member of the Duluth Curling Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services ranging from individual planning to corporate financial arrangements.