Kevin Wood is a Series 66-registered financial advisor with Edward Jones in Duluth, MN, and has 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a nationwide network of more than 23,700 financial advisors.

Patrick Pfahl is a financial advisor at RBC Capital Markets with Series 63 and Series 65 credentials and 35 years of industry experience. His career includes roles at City National Bank, RBC Capital Markets, and Blue Water Capital Advisors. He serves on the board of the Voyager Area Council of the Boy Scouts of America, providing oversight on governance and financial management. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers customizable advisory programs with portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers.

Barbara Perrault is a financial advisor at Raymond James Financial with 19 years of industry experience. She holds a Series 66 designation and has been with Raymond James Financial and its affiliated firms since 2009. Outside of her advisory role, she works as a Registered Client Service Manager for Ascential Wealth Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using various analytical tools and supports its clients through a network of advisory programs and institutional services.

Beau Erickson is a financial advisor with Ameriprise in Duluth, MN, holding a Series 66 designation and 23 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement advice, supported by a centralized consulting team and algorithmic tools.

Jody Roberts is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. His prior roles include positions at Merrill Lynch and Northwestern Mutual Investment Services. He also works as an associate at Panichi Olson Wealth Advisors LLC in a non-investment support capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary advisory services using analytical tools and supports a broad network of advisors, including municipal finance and SIMPLE IRA consulting programs.

John Herron is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Osaic since 2023. He previously worked at Sagepoint Financial, Inc. for 14 years and operated as a self-employed advisor for nine years. Herron is president of Endersbe, Herron & Associates LLC, which supports his financial advisory business. Osaic Wealth, Inc. serves a diverse range of individual and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm utilizes asset-allocation tools, risk tolerance assessments, and multiple advisory platforms to manage portfolios that may include a variety of investment types.

Scott Fisher is a financial advisor with Cetera who holds a Series 63 designation and has 17 years of industry experience. He has worked at Cetera since 2013 and is also the owner of Fisher Wealth Management. Fisher serves as vice president of the board for the Robert Herman Scholarship Fund and has held leadership roles with the Harbortown Rotary Club of Duluth and its charitable foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers, and manages over $256 billion in assets.

Matthew Kachel is a financial advisor at Thrivent Investment Management with a Series 66 credential and less than one year of industry experience. He has held prior roles at several organizations, including Security Jewelers and Americorps, and has attended UW Superior. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across various planning topics without discretionary trading authority.

Dawkin Erceg is a financial advisor with LPL Enterprise holding a Series 66 designation and two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, PRUCO Securities, and several other firms across various industries. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes a model-driven investment approach, offering financial planning, access to third-party asset managers, and participation in a wrap program, while also facilitating insurance sales through affiliated entities.

Alison Paulseth Bautch is a financial advisor at Raymond James Financial with three years of industry experience. She previously worked for Minnesota Power for fourteen years. Outside of her advisory role, she manages raw land enrolled in the Minnesota Department of Natural Resources Forest Stewardship program. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to guide client decisions.

Darin Hanson is a financial advisor with Cetera who holds a Series 63 designation and has 29 years of experience in the industry. He has been associated with Cetera and its affiliate Cetera Wealth Services, LLC since 2013, and recently joined Northview Financial Partners. Hanson is also involved with AdvisorNet Financial, providing financial planning and investment services since 1993. Cetera Investment Advisers LLC operates as a nationwide platform of independent advisors serving individual, corporate, charitable, and institutional clients, offering a range of portfolio management and financial planning services through various discretionary and non-discretionary programs.

Stephanie Lemenowsky is a financial advisor with Ameriprise in Duluth, MN, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in delivering these services, with an emphasis on assets held in Ameriprise Managed Accounts.

Jenny Larson is a financial advisor with LPL Financial in Duluth, MN, holding Series 63 and Series 65 licenses and having 14 years of industry experience. Prior to joining LPL Financial in 2022, she spent 10 years with Cuna Brokerage Services Inc. and has worked with Affinity Plus Federal Credit Union since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions utilizing both proprietary research and third-party strategies.

Vinod Gupta is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 11 years. Outside of his advisory role, he teaches community education classes unrelated to finance and engages in public speaking about life experiences. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide annual, non-discretionary retirement income recommendations delivered in partnership with clients’ financial advisors.

Linda Walli is a financial advisor at Ameriprise with 27 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005 and holds a Series 63 designation. She is based in Duluth, MN. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Matthew Christy is a financial advisor at Edward Jones with 25 years of industry experience. He has been with Edward Jones since 2000 and holds a Series 63 designation. Outside of his advisory work, he serves as a board member for the Hermantown Hockey Arena in Hermantown, MN. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Ian Sundland is a financial advisor at RBC Capital Markets with a Series 66 credential and two years of industry experience. Before joining RBC in 2023, he worked at Superior Choice Credit Union and has a background that includes roles at the University of Minnesota Duluth and involvement with Grandma's Corporation, which operates Little Angie's Cantina and G-12. RBC Wealth Management serves a diverse client base that includes individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs combining discretionary and non-discretionary portfolio management, financial planning, and brokerage services, tailoring strategies to clients’ risk profiles through a blend of internal and external investment managers.

Craig Chilcote is a financial advisor at Cambridge Investment Research Advisors with 10 years of industry experience. He holds the Series 63 and Series 66 credentials and has previously worked at Symphonic Financial Advisors. Outside of his advisory role, Chilcote is the owner of an assisted living facility and manages tax services as a managing partner at Anderson, Kuiti & Asuma PLLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through independent Financial Professionals, utilizing proprietary models as well as third-party strategies under multiple custody and platform arrangements.

Justin Wosepka is a Senior Financial Advisor and Assistant Vice President with Merrill Lynch Wealth Management, serving in the Duluth office as part of the Anderson Winberg Group. He joined Merrill in 2022, bringing 13 years of combined experience as a Financial Advisor and Bank Manager. Justin focuses on family wealth management strategies, personal retirement planning, portfolio management services, individual and corporate investment strategies, and retirement income. Justin holds a Bachelor's degree in Construction Management and Engineering from Minnesota State University Moorhead. He also completed accredited certificate programs at Wisconsin Indianhead Technical College and earned a Personal Investment Advisor (PIA) professional designation. His approach integrates his diverse financial expertise to help clients develop personalized plans aligned with their goals and priorities. Outside of his professional role, Justin enjoys outdoor activities including downhill and cross-country skiing, running, fishing, baseball, biking, football, and water sports. He and his wife actively participate in the community of Rice Lake, supporting local organizations such as the Boys and Girls Club of Rice Lake.

Nora Benzen is a financial advisor with LPL Financial based in Duluth, MN, holding a Series 66 designation and seven years of industry experience. Her prior work includes roles at Waddell & Reed Inc and various insurance carriers. She is also involved in insurance sales as an agent with W & R Insurance Agencies and serves as an advisor associate at Carrie Kelley, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and portfolio management options supported by advanced operational and research tools.