James Mastrianni is a Planning Consultant at Fidelity Investments. He is committed to helping individuals and families achieve their financial goals by collaborating closely with clients to develop comprehensive financial plans tailored to their unique objectives. His approach centers on building trusting relationships to support clients through various life events. James has held several roles at Fidelity Investments since 2021, including Relationship Manager, Financial Representative, and High Net Worth Associate, gaining experience across diverse areas of financial advising. He holds an Arkansas Insurance License. Outside of his professional responsibilities, James enjoys activities such as fishing, football, golf, skiing, traveling, and participating in social events with friends.

Christopher White is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab and Charles Schwab Bank since 2015. Outside of his advisory role, he serves as Treasurer of the Lexington Ski Club, a family ski club focused on social activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm combines a large client base with an integrated operational model that includes advisory, brokerage, custody, and alternative investment services.

Michael Rinaldi is a financial advisor with Edward Jones in Chelmsford, MA. He holds CFP®, CFA®, and Series 63 credentials and has six years of industry experience. His prior roles include positions at Baystate Financial, MassMutual, Northwestern Mutual, and Athena Capital Advisors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the United States.

Patrick Carpenter is a CFP® professional with 16 years of industry experience currently affiliated with LPL Financial. His career includes roles at Horizon Wealth Partners and Waddell & Reed, among others. Carpenter holds Series 63 and Series 65 licenses and serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment programs, including model portfolios and third-party asset management, supported by technology and a broad platform that includes insurance and banking services.

Haley Iovaine is a Planning Consultant at Fidelity Investments, where she focuses on collaborating with individuals and their families to develop holistic financial plans. Her goal is to help clients feel comfortable and confident as they work toward achieving their financial objectives, including retirement, college savings, and financial independence. Haley has been with Fidelity Investments since 2019, holding positions such as Customer Experience Associate, Financial Representative, Financial Associate, Relationship Manager, and currently Planning Consultant. This progression demonstrates her growing experience in client relationship management and financial planning within the company.

Hannah Trask is a Wealth Management Planning Consultant at Fidelity Investments, where she collaborates with clients and their Wealth Management Advisors to develop and implement financial plans tailored to their unique goals and needs. She has been in this role since 2021. Prior to her current position, Hannah held several roles at Fidelity Investments, including Relationship Manager from 2020 to 2021, Financial Representative from 2019 to 2020, and Customer Relationship Advocate from 2017 to 2019. This progression reflects her experience in client relationship management and financial planning within the firm.

Shelly Gillis is a CFP®-designated financial advisor at Edward Jones with 22 years of industry experience. She has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs featuring discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Steven Tolpa is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2012, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant. Steven works with individuals and families to develop personalized financial plans tailored to their unique situations and goals. His professional experience encompasses a range of responsibilities within financial consulting, focusing on helping clients achieve long-term financial success. Steven emphasizes integrity, passion, and values in his approach to financial planning. Outside of his professional role, Steven enjoys family activities, fishing, golf, and skiing.

Eddie O'Grady is a Financial Consultant currently working at Fidelity Investments since 2022. He has held various roles within Fidelity Investments, including Workplace Planning Consultant III and II, Retirement Solutions Representative, Stock Plan Consultant, and Financial Representative-Full Trader. Prior to his tenure at Fidelity, Eddie was a Wealth Manager at Brophy Wealth Management LLC from 2021 to 2022 and completed a Wealth Management Internship at Merrill Lynch in 2014. Throughout his career, Eddie has focused on helping clients design, implement, and maintain financial plans tailored to their individual needs and aspirations. His approach emphasizes reducing financial stress and enabling clients to pursue their goals with confidence. Outside of his professional work, Eddie enjoys baseball, family activities, fitness, hiking, and outdoor adventures.

Dennis Holland is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 38 years of industry experience. He has been with Raymond James Financial Services Advisors since 2016. Outside of his advisory role, he serves as a co-trustee of The Holland Family Trust, assisting with family health and well-being matters. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm uses analytical tools and tailored strategies to support client goals and offers specialized programs including institutional consulting and municipal advisory services.

Kevin Dunn is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 20 years of experience as a financial advisor combined with 10 years as a management consultant, including work with PricewaterhouseCoopers. Kevin specializes in advanced wealth management and estate planning strategies, focusing on tax-efficient investment approaches for high-income clients. Kevin holds the Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Certified Plan Fiduciary Advisor (CPFA) designations, along with credentials as a Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). He earned a Bachelor of Science in Foreign Service in International Economics from Georgetown University and a Master’s degree from the University of Massachusetts Amherst. Fluent in English, Spanish, and French, Kevin is involved in professional and community organizations such as St. Mark's Church and More Than Words.

Kathleen Richards is a Wealth Management Advisor with Merrill Lynch Wealth Management in Burlington, Massachusetts. She began her financial services career in 1985 and joined Merrill Lynch in 1987. Kathleen organizes and coordinates the financial lives of clients and their families, business owners, professionals, and non-profit organizations, and has over 26 years of experience at Merrill Lynch Wealth Management. Kathleen helps clients meet both their short-term cash needs and longer-term financial goals using a goals-based approach to planning and investing while considering each client's personal preferences and objectives. She provides customized solutions based on clients' risk tolerance, time horizon, liquidity needs, investment goals, and related costs. Her areas of expertise include goals-based planning, retirement planning, portfolio development, trusts and estate planning, corporate cash management and lending, insurance analysis, and education planning. Kathleen holds a bachelor's degree from the University of Massachusetts and holds the CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Outside of her professional role, Kathleen and her husband support organizations including the Alzheimer's Association and the Greater Boston Food Bank. In her personal time, she enjoys hiking, gardening, and playing pickleball.

Alicia Majeski is a Wealth Management Planning Consultant at Fidelity Investments, a position she has held since 2022. She specializes in financial planning, focusing on building client relationships based on trust and providing attentive service. Her approach centers on simplifying complex financial concepts and guiding conversations by personal goals, followed by education, execution, and monitoring. Prior to her current role, Alicia worked as a Wealth Management Specialist at Tilton Wealth Management from 2017 to 2022. Throughout her career, she has developed expertise in wealth management and financial planning. Outside of her professional work, Alicia has personal interests that include fitness, outdoor adventures, parenthood, skiing, traveling, and yoga.

David Hackmeier is a financial advisor at Charles Schwab with 16 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab and E*TRADE in various capacities since 2012. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options along with centralized custodial and order-routing services.

Mary Butler Aldrich is a financial advisor at LPL Financial with 35 years of industry experience. She holds the ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2021, she spent 31 years with Waddell & Reed, Inc. and various insurance carriers. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Michael Ioffredo is a CFP®-certified financial advisor with 10 years of industry experience. He is currently with LPL Financial, where he has worked since 2022, following a seven-year tenure at Dimensional Fund Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, using both discretionary and non-discretionary strategies supported by advanced operational tools.

Colleen Bellamy is Vice President and Wealth Planner at Fidelity Investments, a position she has held since 2026. She has accumulated 30 years of experience in finance, specializing in wealth planning that prioritizes lifestyle and legacy. Colleen focuses on building deep relationships and purposeful plans to help clients achieve clarity, confidence, and fulfillment throughout their financial journeys. Prior to her current role, Colleen served as Senior Vice President in Asset Management at Fidelity Investments from 2016 to 2026. Her previous experience also includes managing director responsibilities at J.P. Morgan Private Bank between 2009 and 2015, and vice president roles in corporate finance at JPMorganChase from 1993 to 2015. Outside of her professional work, Colleen has personal interests in fitness, hiking, spending time at the lake, parenthood, and skiing.

Bill Ouellette is a Planning Consultant at Fidelity Investments, where he develops tailored engagement strategies to support clients' unique financial planning needs. He partners with clients to understand their short and long term goals and builds customized plans to help them work towards those objectives. Establishing strong relationships with clients and their families is a top priority for him, and he is committed to maintaining trust, reliability, and professionalism. Bill has been serving as a Planning Consultant at Fidelity Investments since 2022. In this role, he focuses on creating personalized financial plans that align with clients' specific goals. Outside of his professional work, Bill's personal interests include beach activities, cooking and baking, family activities, golf, theater, and traveling.

Caroline Souza is a Financial Consultant at Fidelity Investments, a role she has held since 2024. She works with individuals and families to develop holistic financial plans tailored to their specific goals and needs. Caroline emphasizes building strong relationships and maintaining ongoing communication to guide clients toward financial success. Her professional experience includes multiple positions within Fidelity Investments, progressing from Customer Relationship Advocate in 2019-2020 to Planning Consultant from 2022 to 2024. Prior to joining Fidelity Investments, she was a Financial Representative at Northwestern Mutual in 2018. Caroline's work focuses on comprehensive financial planning and strategy review to improve efficiency and comfort for her clients.

Victoria Christie Gustin is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and possessing 43 years of industry experience. She has been with LPL Financial since 1993, totaling over 30 years with the firm. Outside of her advisory role, she is involved in the sale and service of non-variable insurance products and provides strategic consulting through Gustin Partners Ltd. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.