Noah Caruso is a financial advisor with Morgan Stanley in Middleton, MA, holding a Series 66 designation and 26 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a board member for Andover Little League. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models developed by its Global Investment Committee.

Todd Elliott is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2008. In this role, he helps clients develop plans in pursuit of achieving their financial goals. His professional experience centers on providing financial consulting services to assist clients with their financial planning needs.

James Rose IV is a financial advisor with Mass Mutual Investors Services in Wakefield, MA, holding a Series 63 designation and 16 years of industry experience. He has been with MML Investors Services, LLC since 2017 and has also worked with Mass Mutual Life Insurance Company since 2016. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to develop written recommendations in collaborative annual engagements.

Domenic Maitino is a Series 66-credentialed financial advisor at LPL Financial with 18 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for five years before joining LPL Financial in 2021. In addition to his advisory role, Maitino is licensed to sell life, health, long-term care, disability insurance, and annuities. LPL Financial is a registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services supported by research and model portfolios.

Linda Bruce is a financial advisor at Ameriprise with 32 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Painewebber Incorporated. Bruce is based in Lynn, MA. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, utilizing a centralized consulting team and a combination of research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm integrates algorithmic automation in its planning process and provides a broad range of advisory, brokerage, and insurance solutions.

Ashley Mcharrie is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, where she is also a partner in the Leland Group. She has been in the financial industry since 2006 and joined Merrill Lynch Wealth Management in 2015. Ashley provides consulting services to various institutions including hospitals, private foundations, nonprofits, and universities, and serves families with complex financial needs through investment management and access to Bank of America lending services. She holds a Bachelor’s degree in Finance from Babson College, where she graduated magna cum laude. Ashley is a CERTIFIED FINANCIAL PLANNER® practitioner, holds the Certified Investment Management Analyst® and Certified Private Wealth Advisor® certifications through the Investments & Wealth Institute™, and has completed the Merrill Lynch Longevity Training Program offered in conjunction with the University of Southern California. Ashley lives in Salem, Massachusetts, with her husband, John, and their daughters, Maggie and Chloe. Her personal interests include biking, singing, spending time with her family, and traveling.

Christian Bleidt is a Series 66-licensed financial advisor with 19 years of industry experience. He has been affiliated with Cambridge Investment Research Advisors since 2013. In addition to his advisory role, Bleidt serves as CEO of FAP Financial Group, an independent insurance agency, and holds leadership positions in other financial services entities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers services such as financial planning, investment management, and retirement plan advisory through a network of independent financial professionals, utilizing both proprietary and third-party model strategies.

James Rubera is a financial advisor at Edward Jones with 25 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of investment strategies and advisory services supported by a large network of financial advisors and branch offices.

Rem Myers Jr. is a financial advisor with UBS Financial Services in Swampscott, MA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS since 2001. Outside of his advisory role, Myers serves on the admissions committee of the Eastern Yacht Club and is involved with Sailing Heals, a nonprofit that provides day sails for cancer patients, where he acts as a board member and fundraiser. He also participates in fundraising activities for St. George’s School and holds a vestry position at St. Michaels Church in Massachusetts. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and model-based asset allocations.

Melissa Tulley is a financial advisor at Merrill with 20 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Meehan is a financial advisor with LPL Financial in Woburn, MA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He previously worked at Lincoln Financial Advisors from 2016 to 2020 and has operated Meehan Financial Services since 2007. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management with resources such as model portfolios, third-party subadvisors, and advanced technologies.

John Carroll is a CFP®-certified financial advisor with 34 years of industry experience, currently with Wells Fargo Advisors since 2024. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2013 to 2024. Outside of his advisory role, he has ownership interests in two investment-related businesses, The B C D Group LLC and JHC Financial Inc. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services and using firm research and tools to develop tailored recommendations.

Daniel Miller is a financial advisor with Ameriprise, holding a Series 66 designation and 24 years of industry experience. He has worked at Ameriprise since 2018 and previously spent a decade at Investment Professionals, Inc. His other business activities include involvement in commercial real estate ownership. Ameriprise offers a retirement-income planning service targeted at clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Marc Young is a financial advisor at Cambridge Investment Research Advisors with 19 years of industry experience. He holds a Series 66 credential and has previously worked at Cantella & Co., Inc., Royal Alliance, SIA LLC, and Signator Investors Inc. Young is also an owner and partner in Cantella Capital Group LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm utilizes multiple custody and platform arrangements with both proprietary and third-party investment strategies, supporting a range of discretionary and non-discretionary approaches tailored to client objectives.

Sean Tesoro is a financial advisor with LPL Financial in Reading, MA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory work, Tesoro serves as an assistant swim coach for Reading Memorial High School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Joseph Travaglini is a financial advisor at Morgan Stanley with 25 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Monte Carlo simulations and Secular Return Estimates, as part of its advisory services.

Nicholas Latham is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and four years of industry experience. His prior firms include The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through an integrated platform combining advisory and brokerage capabilities.

Jocelyn Hawkins is a Financial Consultant at Fidelity Investments, a role she has held since 2020. She partners with clients to develop financial plans that reflect their personal needs, preferences, and beliefs, focusing on holistic financial planning and building relationships based on trust and transparency. Her goal is to implement investment plans that provide clients with increased confidence in their financial futures. Her professional experience at Fidelity Investments includes roles as an Investment Consultant in 2019, a Relationship Manager from 2018 to 2019, and a Financial Representative from 2016 to 2018. This progression demonstrates her continued commitment to serving clients' financial needs within the firm.

Randal Peters is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 66 licenses, with 33 years of industry experience. He has a background in accounting and tax services, operating R. C. Peters, CPA Tax & Financial Services, Inc. since 2010, though the corporation is now inactive and used to collect fees related to prior client sales. Peters also served for over a decade at Avantax Insurance Agency and Avantax Investment Services. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform that serves individual, corporate, charitable, and institutional clients through a broad range of portfolio management and consulting services. The firm offers both discretionary and non-discretionary investment solutions with access to affiliated and third-party managers across various program structures.

Paul Lysan is a CFA charterholder with 39 years of industry experience. He is currently with Cambridge Investment Research Advisors and has previously worked at Centaurus Financial, Inc. He also owns and manages Lysan & Young Tax Preparation LLC and provides tax services as a CPA. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm provides access to proprietary and third-party investment strategies across multiple platforms with both discretionary and non-discretionary options.