Dipak Shah is a financial advisor at LPL Enterprise with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America since 1998. Shah joined LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and various institutions. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research and third-party strategists, and offers a range of financial planning and consulting services.

Christopher Junquet is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Ohio State University, MWWPR, and Forsgate Country Club. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Owen Stauffer is a financial advisor at LPL Enterprise with a Series 66 designation and less than one year of industry experience. Prior to his current role, he held positions in retail and banking, including Provident Bank and Kay Jewelers. He also has experience related to Monmouth University. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to third-party asset managers, and affiliated trust and insurance services.

Brian Berry is a financial advisor with Wells Fargo Clearing in Red Bank, NJ. He holds Series 63 and Series 65 licenses and has 34 years of industry experience, including seven years with Wells Fargo Advisors LLC prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets through a network of more than 14,000 advisors, offering both brokerage and advisory solutions supported by in-house research and third-party analytics.

Alyssa Saavedra is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2018. Prior to her current roles, she gained experience at Jared's Galleria of Jewelry, Pandora, and Chase Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth individuals, and institutions.

Yahui Lu is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds a Series 66 credential and has held positions at Prudential Insurance Company of America, Pruco Securities, Bank of America, Merrill Lynch, Morgan Stanley, and Ameriprise. LPL Enterprise, LLC serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm offers financial planning, access to third-party asset managers and model portfolios, and operates as both an investment advisor and broker-dealer with a model-driven investment approach.

Thomas Gioia is a financial advisor with Ameriprise in Red Bank, NJ, holding a Series 63 license and over 30 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Gioia serves as a trustee on the board of Saint Leo The Great Church and has involvement in independent insurance brokering and business ownership with GMW Realty, LLC. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies through its Premier Retirement Income service.

Anthony Falcone is a financial advisor with Ameriprise in Neptune, NJ, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Ameriprise and its predecessor entity since 2010. Outside of his advisory role, he owns and manages an accounting and tax preparation firm. Ameriprise is a large institutional firm that offers a range of advisory, brokerage, and insurance solutions. Notably, it provides a retirement-income planning service targeting individuals with at least $1 million in net investable assets, utilizing research and modeling to deliver personalized, tax-efficient income strategies.

Joseph Siragusa is a financial advisor with Wells Fargo Advisors, holding the Series 66 designation and possessing 13 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 10 years before joining Wells Fargo Advisors in 2023. Outside of his advisory work, he holds a real estate license in New Jersey and has a partial ownership interest in a rental property. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations based on proprietary research and planning tools, with planning engagements typically discrete and fees negotiated according to the scope and complexity of the service.

William Tarallo is a CFP® professional with 38 years of experience in the financial services industry. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, he serves as a managing member of a family-owned business, JOBILL & SONS ENTERPRISES, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering a broad range of investment and financial planning services to individuals, trusts, and institutional clients. The firm provides tailored recommendations supported by proprietary research and planning tools, with services covering areas such as retirement, education, risk management, and specialized planning for business owners and other niche client needs.

Barbara Glatz is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Krista Dugan is a financial advisor with Cetera who holds the ChFC® designation and has 12 years of industry experience. She has worked at Cetera since 2025, with prior roles at Avantax Investment Services Inc. and Ironpath Financial, among others. Dugan also serves as a Client Services Specialist at Michael S. Licitra, CPA, PC, where she supports client relationships and account maintenance. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting over 10,000 advisors and approximately 800,000 clients nationwide.

Michael Blutstein is a financial advisor with LPL Enterprise in Holmdel, NJ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He was previously with Pruco Securities, LLC for 29 years before joining LPL Enterprise in 2024. Outside of advisory work, he is involved in Medicare Supplement Insurance commissions. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes a model-driven investment approach with access to third-party asset managers and offers financial planning, consulting, and insurance products through affiliated entities.

Sean Roarty is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding Series 63 and Series 66 licenses. He has seven years of industry experience and has been with Wells Fargo Clearing since 2019, having worked at Wells Fargo Bank, N.A. since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Magnita Kluvitse is a CFP®-credentialed financial advisor with 22 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, incorporating research and portfolio theory in its investment approach.

David Snyder is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at Ameriprise in Cranford, NJ. He has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with substantial investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis through a centralized consulting team and uses algorithmic automation alongside advisor input to generate tailored retirement recommendations.

Joseph Didario is a financial advisor at Raymond James Financial with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Morgan Stanley and Raymond James Financial Services Advisors Inc. Since 2017, he has also served as CEO of Didario Financial LLC, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients, offering tailored, non-discretionary advice supported by analytical tools and a broad advisor network.

Brian English is a financial advisor at UBS Financial Services with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2007, including a brief period at Morgan Stanley in 2017. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets and lending solutions.

Laura Beninato is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 16 years of industry experience. Her prior roles include positions at Morgan Stanley, E*TRADE Securities, AXA Advisors, National Life Group, and Equity Services, Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap programs, and educational seminars, providing collaborative annual planning engagements supported by firm-approved analytical tools.

Keith Truex is a financial advisor with Edelman Financial Engines in Red Bank, NJ, holding Series 63, 65, and 66 credentials and bringing 28 years of industry experience. He previously worked at TIAA-CREF and TIAA from 2014 to 2022 before joining his current firm in 2022. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, offers sub-advisory services, and supports a large client base through advisor-led and online platforms.