Courtney Melvin is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporates ESG considerations, and utilizes affiliates for implementation and portfolio services.

Christopher Osso is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and seven years of industry experience. He has worked with Wells Fargo Clearing since 2018 and has additional experience at Wells Fargo Bank and David Lerner Associates. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics to evaluate investment options and offers a combination of brokerage and advisory solutions across a wide range of financial products.

William Connolly is a financial advisor at Fidelity with 38 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes seven years at KeyBanc Capital Markets Inc. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Sabrina Catapano is a financial advisor at J.P. Morgan Securities with Series 66 credentials and one year of industry experience. Her prior experience includes roles at Morgan Stanley Smith Barney and the University of South Carolina. She has also been involved with the Babylon Yacht Club and operated Stacey Rose Card & Gift Shop for six years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria, supported by a centralized manager solutions team.

Pierangelo Bonda Riva is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. His prior work includes roles at Morgan Stanley and EisnerAmper, as well as time spent as a full-time student at Fairfield University. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides detailed retirement planning reports and tax-aware withdrawal strategies. The firm’s approach integrates proprietary investment research and third-party data within a structured product ecosystem.

Peter Viveiros is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial, Inc. and Ladenburg Thalmann Asset Management Inc. He has also been associated with Keystone Realty USA as a real estate agent, though he is not currently active in that role. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporations. The firm provides both brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multiple managed account options.

Brandon Greene is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria within a non-discretionary framework.

John Sikula III is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Outside of finance, he was involved with Big Apple Umpires for over a decade. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process and incorporates both quantitative and qualitative research in its recommendations.

Gerard Kuzniewski is a financial advisor with Primerica Advisors in Farmingdale, NY, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. His career includes long-term service with Primerica Financial Services since 1993 and roles with the New York City Board of Education. Outside of financial advising, he is an independent contractor with Melaleuca, receiving residual income. Primerica Advisors sponsors a wrap-fee asset management program focused primarily on individual investors, including non-high-net-worth and high-net-worth clients. The firm operates at scale with model-based investment strategies managed by unaffiliated asset managers, and delivers advisory services through a large network of financial advisors.

Steven Millman is a financial advisor at OSAIC with 36 years of industry experience. He holds a Series 63 designation and has worked at Securities America Advisors Inc. for 18 years before joining OSAIC in 2024. Millman has also been involved in variable annuity sales earlier in his career. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance analysis and multiple program options.

Dakota Lambrou is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors for two years. Outside of the financial industry, Dakota has experience working as a server at Krischs Ice Cream Parlor and Restaurant. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework where applicable.

William Considine is a financial advisor with Ameriprise in Garden City, NY, holding Series 63 and Series 66 licenses and having four years of industry experience. He has been with Ameriprise and its affiliates since 2008. Ameriprise offers a retirement-income planning service aimed at individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers these services through a centralized team and integrates algorithmic automation with oversight to generate tailored retirement income strategies.

Jeffrey Reiss is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

David Cwalina is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab and Charles Schwab Bank since 2015 and 2016, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio investment approach.

Susan Wahba is a financial advisor at Cetera with 13 years of industry experience. She holds a Series 63 designation and has previously worked at Avantax Advisory Services and Joseph Scarpa, CPA. Outside of advising, she owns tax preparation and tax planning businesses and is involved as an investor in a film production project. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management options, combining discretionary and non-discretionary strategies supported by a large national network of advisors.

John O'Day is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. O'Day is also an officer and member of the executive team and Sponsorship committee for Financial Executives International New York City. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory services.

Michael Di Silvio is a financial advisor at Raymond James Financial Services Advisors, Inc. with 49 years of industry experience. He held prior roles at Wells Fargo Advisors for 34 years and was involved with Di Silvio Wealth Management from 2020 to 2023. He is also an owner and managing partner of several wealth management support companies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Colin Pedersen serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with Merrill clients to assess their current financial situations and introduce them to solutions available through Merrill and Bank of America. His focus is to provide clients with the knowledge and tools necessary to manage their financial lives and select the platform that aligns with their needs. Colin holds the Professional Investment Advisor (PIA) designation. He earned a Bachelor's Degree from Quinnipiac University. His approach involves helping clients identify what matters most to them and their families to develop strategies aimed at achieving their financial goals.

Kyle Kochevar is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Outpost Capital Partners prior to his current role. His background also includes several years at The Player Service and running a personal business named after himself. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Zachary Deschaine is a CFA® charterholder with 14 years of industry experience. He is currently a financial advisor at Morgan Stanley in Garden City, NY, where he has worked since 2020. Prior to joining Morgan Stanley, he was with UBS Financial Services from 2016 to 2020. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with various specialized investment activities.