Jason Blair is a financial advisor at LPL Financial with 18 years of industry experience and holds the Series 66 designation. Prior to joining LPL Financial in 2025, he worked at Northwestern Mutual Wealth Management Company and The Ayco Company. He is also involved with Tennant Financial, an investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisers, offering a broad range of advisory programs and financial services.

Colleen Tobey is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 10 years of industry experience. Her work history includes roles at KLH Management, Capital Growth & Shelter Inc., and Cetera Advisors LLC. In addition to her advisory role, she also works as an insurance agent selling life and long-term care policies. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through multiple program structures, with assets under management exceeding $256 billion across more than 10,000 advisors.

Mark Davidson is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Cadaret Grant & Co., Inc. and Citizens Securities, Inc. Davidson serves as a board member for the Arkell Museum and Library and volunteers with the Boy Scouts of America. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and model portfolio management supported by research from LPL Research and third-party subadvisors.

Peter Hernandez is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His prior roles include positions at Bank of America and Merrill. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base—including individuals, institutions, pension plans, and municipal entities—offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Mark Wells is a CFP® with 17 years of industry experience, currently practicing at Ameriprise Financial Services, LLC. His work history includes roles at Ameriprise Financial Services Inc, Mass Mutual Investors Services, MassMutual Life Insurance Co, and John Hancock. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Todd Silaika is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he leads the Sirica Wealth Management Group. He and his team work with clients and their families to help achieve financial goals, addressing needs such as worry-free retirement planning, liquidity event navigation, and family wealth management strategies. Todd has been in the financial services industry since 1996 and joined Merrill Lynch Wealth Management in 2006. He holds a bachelor's degree in business administration with a concentration in finance from the State University of New York at Albany. He earned the Chartered Alternative Investment Analyst (CAIA) designation, is a CERTIFIED FINANCIAL PLANNER (CFP), a Certified Private Wealth Advisor (CPWA), and holds the Personal Investment Advisor (PIA) designation. His expertise includes college education planning, legacy planning, portfolio management services, socially responsible and ESG investing, as well as women and wealth. Outside of his professional activities, Todd is involved in the SUNY Albany Business Advisory Council. He enjoys spending time with his family, boating, football, music, skiing, swimming, and traveling.

Justin Spraker is a financial advisor with Cetera who holds a Series 66 credential and has 24 years of industry experience. He has worked at firms including Raymond James Financial Services and Ameriprise Financial Services. Outside of his advisory roles, he is the owner of GHA Executive Services LLC, which supports his financial practice. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that combines affiliated and third-party model portfolios with various program structures.

Todd Mcdonald is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 31 years of experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 1995. Outside of his financial advisory work, he has been involved with Garden Gate Landscape L.T.D. since 1986. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, offering collaborative, annual planning engagements that focus on investment strategies without discretion over client assets.

Donna Stewart is a financial advisor at LPL Financial with 27 years of industry experience. She previously worked at Key Investment Services LLC and KeyBank from 2016 to 2023, and is currently affiliated with Pioneer Bank as a Premier Relationship Manager. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, and provides both discretionary and non-discretionary management supported by research and various investment strategies.

David Martin is a financial advisor with Merrill in Latham, New York, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been affiliated with Merrill since 2008 and also has a role at Bank of America, N.A. since 2015. Outside of his advisory work, Martin serves as an officer and volunteer at the Children's Museum at Saratoga. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm provides investment management through multiple program strategies and emphasizes integration with Bank of America affiliates and tax-focused implementation tools.

Christina Capobianco is a CFP® professional with seven years of industry experience, currently affiliated with Cetera. She has previously worked at BlackRock Investments LLC and supports a principal at Capobianco & Associates, LLC. In addition to her advisory role, she is involved in the sale of fixed insurance products. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services, operating a multi-manager platform that allows advisors to implement various investment strategies across multiple program structures.

Laurie Hasso is a CFP® and ChFC® credentialed financial advisor with 43 years of industry experience. She is currently with LPL Enterprise and has previously worked at Prudential Insurance Company of America, Pruco Securities, Equity Services Inc, and National Life Group. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and brokerage and insurance products.

Laurie Schlossberg is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Adam Swartz is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has worked in the financial services industry since 2007, focusing on managing corporate benefits and personal asset management for high-net-worth and ultra-high-net-worth individuals, including families of Fortune 500 executives and entrepreneurs. His approach centers on providing "sensitive and sensible" financial advice that aligns with clients' core values and goals. Before joining Merrill Lynch in 2017, Adam spent ten years at The Ayco Company, L.P., a Goldman Sachs company, where he concentrated on investment management. He holds a Bachelor of Science degree in Finance from Siena College and the Professional Investment Advisor (PIA) designation. Adam resides in Saratoga Springs and enjoys hiking, swimming, and water skiing. He spends much of his free time with his family, especially at the lake. He is involved in community organizations including Dolgeville Forward and volunteers with Habitat for Humanity.

Martha Cordo is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2011, including time at Morgan Stanley Private Bank, N.A. Outside of advising, she is a partner in MitMal LLC, a real estate-related business. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and modeling tools, with a range of investment and financial product offerings.

Benjamin Chuckrow is a financial advisor at Stifel with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Advisors LLC and Wells Fargo Clearing. He has been with Stifel since 2021. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Kemal Garuc is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at JP Morgan Chase Bank and Bank of America, including Merrill, prior to his current roles. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary programs supported by an in-house manager solutions team and centralized due diligence.

Ralph Figueroa is a financial advisor with Mass Mutual Investors Services in Latham, NY, holding Series 63 and Series 65 licenses and 44 years of industry experience. He has been with Mass Mutual Investor Services since 1982 and also has worked with MassMutual Life Insurance Company since 1976. Outside of advisory work, he is an insurance agent specializing in individual life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by offering financial planning, asset management, and educational seminars. The firm emphasizes collaborative, annual financial planning engagements that use firm-approved analytical tools to provide written recommendations tailored to client goals.

Gavin Quinn is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and two years of industry experience. He has worked with MassMutual Life Insurance Co. since 2024 and MML Investors Services, LLC since 2021. Previously, he was affiliated with the Troy Country Club from 2016 to 2022. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and also provides specialized programs such as divorce planning and employer-sponsored planning.

James Whalen III is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of his advisory role, Whalen coaches ski racing for children aged 7 to 9 at Okemo Mountain Resort on weekends. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and financial planning services, utilizing firm-approved planning tools and models to support clients’ financial goals.