Ronald Viavada is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides goals-based wealth management services to affluent families, accomplished professionals, and successful business owners. Ronald focuses on delivering customized advice and a disciplined approach to investing, supporting clients in areas such as family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor's Degree from SUNY Brockport and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ronald also participates in professional organizations such as the Dayton Pheasant Farmers Preserve, Southtowns Walleye Association, and St. Bonaventure University Men's Lacrosse. Outside of his professional role, Ronald engages in activities like boating, fishing, football, gardening, hunting, running, and running marathons. He values building long-lasting relationships and contributes to his community through volunteering efforts.

Anthony Burgio is a financial advisor with OSAIC in Williamsville, NY, holding Series 63 and Series 65 licenses and having 16 years of industry experience. He joined OSAIC in 2018 after eight years at Sii. Outside of his advisory role, he is a member of Amherst Insurance Agency, where he facilitates introductions to potential property and casualty clients. OSAIC Wealth serves a diverse client base, including retail and institutional investors, and offers a variety of brokerage and advisory services such as financial planning, managed portfolios, and retirement plan consulting. The firm employs a model-based investment process with tools for asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies.

Eric Walters is a financial advisor with LPL Financial based in Depew, NY, holding a Series 63 designation and with 40 years of industry experience. He has worked with EMS Financial Services and Cadaret, Grant & Co., Inc., among other firms. Walters is involved in property and casualty insurance through the McMahon Agency and participates in the Empire Safety Council. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by technology and a broad network of over 22,800 advisors.

Jesse Lalka is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has previously worked at L&M Wealth Management and ADPRO Sports LLC. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services such as financial planning, managed portfolios, and retirement plan consulting. The firm utilizes a model-based investment process with asset allocation and portfolio optimization tools, supported by a complex network of affiliated firms.

Jason Gentner is a financial advisor with Osaic, holding a Series 63 designation and over 24 years of industry experience. He has worked at Securities America Advisors and its predecessor, Securities America, Inc., for 17 years prior to joining Osaic. Outside of advising, he is a part-owner of Nickel City Tours, a local company offering historical bus tours in Buffalo, New York. Osaic Wealth serves a broad range of retail and institutional clients through a multi-advisor platform that offers brokerage and advisory services including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, with various discretionary and third-party management options.

Maryjane Hosmer is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding a Series 63 designation and bringing 34 years of industry experience. She has been with MML Investor Services and MassMutual Life Insurance Company since 2005. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and investment services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including asset management, wrap and money-manager programs, and educational seminars.

Austin Robare is a financial professional with six years of industry experience, currently affiliated with Cetera and Lifetime Wealth Management, an affiliate of Lumsden & McCormick. His prior roles include positions at Avantax Advisory Services and Equitable Advisors. Robare has held the Series 63 and Series 65 licenses and has been involved with a separate LLC, Breakaholic Breaks. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to multiple program platforms with discretionary and non-discretionary service models.

Sean Patrick Davis is an advisor at LPL Financial with a Series 66 designation and no prior industry experience. Before joining LPL Financial in 2026, he held roles at Broadview Federal Credit Union, Hertel Home Consignment, KeyBank Center, Cumulus Media, and Kelton Enterprises. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and a broad range of investment options.

David Bilski is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at PFS Investment Inc. and Primerica Financial Services since 1992. In addition to advising, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm employs third-party asset managers and emphasizes a tiered wrap-fee structure rather than fixed fees.

Grant Rickan is a Series 66-licensed financial advisor with Morgan Stanley in Williamsville, NY, with 12 years of industry experience. He has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2012 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and modeling techniques, delivering services primarily in an advisory capacity.

Jordan Farnham is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. He previously worked with Foresters Advisory Services and Foresters Financial Services before joining Cetera in 2019. Outside of his advisory role, Farnham is actively involved in hockey coaching and operations, serving as a head coach at both St. Francis High School and St. Bonaventure University, where he also manages day-to-day hockey team operations and assists with club sports scheduling. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options, combining discretionary and non-discretionary services across various program structures and custodians.

Wojciech Biernat is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 17 years of industry experience. He previously worked at Raymond James Financial Services Advisors and has a background spanning multiple roles within Wells Fargo Advisors. In addition to his advisory role, he also serves as a financial advisor for Princeton Harriman Insurance Solutions. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial products and referral channels.

David Schilling is a financial advisor at LPL Financial in Amherst, NY, holding the ChFC® and Series 63 designations with 44 years of industry experience. He previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Co., where he spent a combined eight years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and technology.

Thomas Bender is a CFP® with 13 years of industry experience, currently affiliated with LPL Financial since 2018. He previously worked at SII Investments, Inc., Bank of America, N.A., and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions that include model portfolios, third-party asset management access, and institutional platforms.

Paul Chisholm is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 37 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2017 and previously spent seven years at Investacorp. Outside of his advisory work, he serves on the board of Elm Lawn Cemetery and Crematory and holds director and treasurer roles with local nonprofit organizations. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services through a multi-platform, multi-billion dollar asset management operation.

Joseph Dileo is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2005. Outside of his advisory work, he is involved in software development through Endinmind Creations and co-owns an indoor baseball facility and training center called Hot Corner Athletics. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning.

Phillip Held is a financial advisor with MassMutual Investors Services in Amherst, NY, holding a Series 63 designation and 13 years of industry experience. He has been with MassMutual Investors Services since 2010 and has worked with MassMutual Life Insurance Company since 2007. Outside of his advisory role, he serves as president and chairman of FinsecaNY, an industry trade association, and works as an insurance agent with AFLAC and Lawley Life Solutions. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing collaborative planning relationships and educational seminars, focusing on recommending investment categories and strategies while implementation remains optional.

Lindsay Hamill is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. She has been with Fidelity since 2021, initially serving as a Planning Consultant before assuming her current role in 2024. Prior to joining Fidelity, Lindsay worked as a Product Manager at M&T Bank from 2012 to 2021. Her professional experience spans financial planning and benefits consulting, where she focuses on assisting clients with their financial planning and retirement objectives. Lindsay is committed to guiding individuals through their financial journeys to help improve their financial well-being. Outside of her professional work, Lindsay engages in activities such as cooking and baking, family activities, fitness, running, and exploring food as a foodie. She also values parenthood.

Ian Sylves is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and five years of industry experience. He has been with MML Investors Services, LLC since 2021 and MassMutual Life Insurance Co since 2020. Outside of finance, he is involved in goalie coaching and runs on-ice and off-ice training programs as part of his work with Mindful Goaltending and Mitch Korn Goalie Camps. He also serves on the Economics and Finance Advisory Board at Buffalo State College. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements using firm-approved analytical tools and delivers written recommendations primarily focused on investment categories and strategies.

Lauren Gould is a financial advisor with Wells Fargo Advisors in Williamsville, NY, holding a Series 66 designation and two years of industry experience. She previously worked at Raymond James Financial Services and Bailey Financial Group. Outside of her advisory role, she is involved with Princeton Harriman Insurance Solutions in an insurance practice capacity. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, covering diverse planning areas, and integrates advisory services with other financial product sales and referrals.