Sydney Posh is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2025, Sydney was involved with Posh Properties for three years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Di Biaso is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank, where he worked for over a decade. Outside of his advisory work, he manages a portfolio through a personal business, DiBiaso, where he holds power of attorney. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance through a unique affiliation with a municipal advisor.

Thomas Cichocki is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves on the investment committee of the Upper Perkiomen Education Foundation in Pennsylvania. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and a wide range of investment programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support client goals.

Elvi Feliz Laureano is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their individual priorities and develop tailored strategies to pursue their short-, mid-, and long-term financial goals. Her role includes providing guidance on general investing, retirement planning, and saving for unexpected events, as well as facilitating access to Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Elvi holds a Bachelor's Degree from New Jersey City University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. She is a member of Merrill Lynch, where she applies her expertise to offer ongoing advice and support as clients' needs evolve. Fluent in English and Spanish, she emphasizes understanding clients' concerns and questions to provide comprehensive financial guidance.

Steven Werner is a Financial Consultant currently with Fidelity Investments since 2023. He has extensive experience in financial consulting, having worked in similar roles at Etrade from 2006 to 2023, and prior to that, as a Financial Specialist at Wachovia Bank from 2002 to 2004. He also served as a Financial Advisor at American Express between 2000 and 2001. Throughout his career, Steven has partnered with clients to identify financial goals, develop personalized plans tailored to their unique situations, and provide investment guidance. He approaches client relationships with a commitment to treating them as an extension of his own family. Outside of his professional work, Steven has interests in baseball, golf, music, softball, and table tennis. He is also involved in volunteering activities.

Damon Derstine is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. He has previously worked at Wells Fargo Clearing Services LLC and held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he is involved in managing farm property and agricultural activities through a family-owned entity. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services. The firm’s approach includes tailored recommendations supported by Wells Fargo research and planning tools, provided through both brokerage and advisory programs.

Connor Wagner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Raymond James, he worked at EXP Realty and has experience in the hospitality and recreation sectors, including roles at Stove and Tap Restaurant and Hershey's Mill Golf Club. He also has a background in education, having worked at West Chester University and LaSalle College High School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients—including individuals, institutional and pension plans, charitable organizations, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Mark Enriquez is a financial advisor at Stifel with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2018, following a three-year tenure at Morgan Stanley Private Bank. He serves as Treasurer and Board Member for Team Giving, a nonprofit organization addressing time-sensitive critical needs. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Emily Moore is a CFP® professional with eight years of experience in financial advising. She is currently with Ameriprise Financial Services LLC and has previously worked at Lincoln Investment, Raymond James Financial Services, and several other firms. In addition to her advisory role, she serves part-time as a Personal Financial Counselor III for MAGELLAN FEDERAL, providing financial education and counseling related to budgeting and resource referrals in support of military needs. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides ongoing tax-aware retirement income planning and written recommendation reports. The firm’s approach includes proprietary research and structured withdrawal strategies, with enrollment criteria that focus on clients with a minimum level of investable assets.

Anthony Stencler is a financial advisor with LPL Financial and holds the Series 63 and Series 65 designations. He has 28 years of industry experience, including prior roles at Raymond James Financial Services and Wealth Advisory Services. Outside of his advisory work, he is involved with XTREME XPERIANCE, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients through a large network of investment adviser representatives. The firm offers a range of financial planning, portfolio management, and retirement services supported by proprietary research and a variety of strategic investment options.

Cheryl Tobin is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 credential and has worked at Merrill since 2016, including four years with Bank of America, N.A. She serves as a Power of Attorney for an entity outside her advisory work. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

John Richards is a financial advisor at LPL Financial with 29 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Lincoln Financial Securities and Securian Financial Services. Outside of advisory services, he is the owner and principal of an insurance agency, Strategic Planning and Insurance Advisors, based in North Wales, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and portfolio management options, utilizing multiple investment strategies and advanced operational tools.

Frank Orlando is a financial advisor with LPL Financial in Furlong, PA, holding Series 63 and Series 65 credentials and 21 years of industry experience. He previously worked at Merrill and Signator Investors, Inc. He is also the principal of Orlando Wealth Management Group, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment programs and utilizes various advisory strategies supported by operational and research tools.

Christopher Yale is a financial advisor with Morgan Stanley in Allentown, PA, holding a Series 66 designation and 13 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been affiliated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Charlotte Thall is a financial advisor with Merrill in Allentown, PA, holding a Series 66 designation and 12 years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Sollenberger is a CFP® professional with 27 years of industry experience, currently serving at OSAIC since 2023. He previously worked at SagePoint Financial, Inc. for 14 years. Outside of advisory work, he is president of Xcel Financial Group, a sole proprietorship offering tax and insurance services. Osaic Wealth serves a broad mix of retail and institutional clients, providing brokerage and advisory services through a multi-advisor platform. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization, offering various managed account programs and retirement plan consulting.

Holly Holmes is a Series 66 licensed financial advisor with Merrill, based in Allentown, PA, and has 20 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Holmes serves as a director of the Heather Baker Foundation, a charitable organization that raises funds for families affected by cancer. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mary Jo Webb is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 designations and bringing 11 years of industry experience. She has worked at Primerica Advisors since 2022 and previously operated Mary Jo Webb CPA for 13 years. In addition to her advisory role, she owns Quakertown Tax Services, offering tax and bookkeeping services. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through model recommendations created by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Nathan Kistler is a financial advisor with LPL Financial in Bethlehem, PA, holding Series 63 and Series 65 licenses and having 20 years of industry experience. His prior work includes roles at Santander Securities, Santander Bank, Cuso Financial Services, and Citizens Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with access to model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools.

Justin Pattishall is a financial advisor with Mass Mutual Investors Services in Allentown, PA, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has been associated with MetLife Securities and METLIFE since 2003. Pattishall is also the managing member of Pattishall Wealth Partners, LLC, an investment advisory firm. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing collaborative, annual financial planning engagements using firm-approved software without discretionary investment authority.