Berta Epelbaum is a financial advisor with Valley Wealth Managers, Inc. She holds the Series 66 designation and has 21 years of industry experience. Prior to joining Valley Wealth Managers in 2023, she worked for Leumi Investment Services Inc. and Bank Leumi USA for 19 years. Valley Wealth Managers, Inc. is an SEC-registered investment adviser managing approximately $2.69 billion for individual and institutional clients. The firm follows a client-driven investment process, using a combination of equities, fixed income, and cash, with portfolios typically holding individual securities alongside mutual funds and ETFs when appropriate.

Gabriel Ferreira Rizzo is a financial advisor with Bolton Securities Corporation in Miami, FL, holding a Series 66 designation and six years of industry experience. He has worked at Bolton Global Capital since 2018 and has prior experience in finance-related roles at Florida International University, Arbitral Finance, Miami Dade College, and Areal Santa Rosa. Bolton Global Asset Management is a registered investment adviser offering asset management and financial planning services to individual, corporate, institutional, and charitable clients. The firm provides customized wealth management through a network of independent advisers, using a variety of investment vehicles and emphasizing a primarily long-term approach.

Lucio Pachiardi is a financial advisor at Insigneo Advisory Services, LLC with 10 years of industry experience. He holds a Series 66 designation and has worked at Citibank NA and its affiliated companies prior to joining Insigneo. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, blending committee-driven model portfolios and advisor-led portfolio construction with exposure to global asset classes and emerging markets.

Kyle Kelly is a financial advisor at Impact Partnership Wealth, LLC with six years of industry experience. He holds a Series 65 designation and has worked at several firms, including Madison Avenue Securities, LLC, Global Wealth Management Investment Advisory, Inc., and TradeStation Securities, Inc. Impact Partnership Wealth, LLC provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing approximately $2.96 billion. The firm utilizes a range of investment strategies through firm-managed, third-party, and advisor-managed models, supported by an affiliated network of broker-dealers, insurance marketing organizations, and other related entities.

Mauricio Ranut is a CFA® charterholder and holds a Series 66 license, with five years of industry experience. He is currently with Insigneo Advisory Services, LLC and its affiliate, Insigneo Securities, where he has worked since 2022. His prior experience includes roles at MMBG Investment Advisors Co and BNY Mellon Pershing. Insigneo Advisory Services provides investment advisory and consulting services to both retail and institutional clients, offering discretionary and non-discretionary portfolio management that integrates committee-driven model portfolios and individualized advisor-led construction across diverse global asset classes.

Jose Martinez Mendoza is a financial advisor at BBVA Global Wealth Advisors, Inc. in Miami, FL, holding a Series 65 credential with two years of industry experience. Prior to joining BBVA Global Wealth Advisors, he worked at BBVA Switzerland and Banco Sabadell SA. BBVA Global Wealth Advisors, Inc. provides investment advisory services to individuals, high-net-worth clients, businesses, and family offices, utilizing a blend of strategic and tactical asset allocation supported by BBVA S.A.’s fund research and third-party resources. The firm offers access to portfolios composed of mutual funds, ETFs, UCITS, structured products, and individual securities, with regular reviews and suitability assessments.

Philip Hammer is a financial advisor at Saxony Capital Management, LLC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Saxony Securities since 2010. He operates a DBA known as Glastonburg Group. Saxony Capital Management provides portfolio management and financial planning to individuals, including high-net-worth clients, as well as institutional clients such as retirement plans, trusts, charitable organizations, and corporations. The firm uses a multi-team model with 38 advisors serving several hundred client relationships and offers discretionary asset management alongside hourly or flat-fee financial planning and consulting.

Fernando Casco Downing is a financial advisor at Santander Securities LLC with 13 years of industry experience. He holds the Series 66 designation and has previously worked at CitiGroup and UBS Financial Services. Outside of his advisory role, he is involved in managing rental property in Miami. Santander Securities LLC serves a broad retail client base, providing investment advisory services, portfolio management through wrap-fee programs, and financial planning. The firm offers a variety of investment strategies primarily through the FMAX wrap-fee platform, supported by relationships with third-party discretionary investment managers and affiliated banking services.

Jesus Corao Guma is a financial advisor with Santander Securities LLC in Miami, FL, holding a Series 66 designation and 19 years of industry experience. He has worked at Santander Securities since 2017 and has been associated with Santander International Private Banking since 2016. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers wrap-fee advisory programs and other financial services through a managed-account platform with third-party investment managers and emphasizes ongoing suitability reviews and compliance oversight.

Luis Garcia Pinto is a financial advisor at Insigneo Advisory Services, LLC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, combining committee-driven model portfolios with individualized advisor-led portfolio construction. The firm offers both discretionary and non-discretionary portfolio management, including global asset allocations and emerging-market exposures.

Allen Giese is a ChFC® and Series 66-registered advisor with 22 years of industry experience. He has been with Modera Wealth Management, LLC since 2026, following a 26-year tenure at Northstar Financial Planners, Inc. Modera Wealth Management, LLC serves individuals, trusts, corporations, and plan sponsors with wealth management, portfolio management, retirement plan consulting, and financial planning. The firm integrates traditional investment management with tax, accounting, and business coaching services, employing diversified asset allocation strategies based on Modern Portfolio Theory.

Alejandro Rubinstein is a financial advisor at Insigneo Advisory Services, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, Merrill, and Itau Europa Securities prior to joining Insigneo. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to individual, corporate, trust, and institutional clients, including banking institutions. The firm offers discretionary and non-discretionary managed accounts, multi-asset portfolios, third-party manager oversight, and consulting services, employing a combination of customized allocations and firm-modeled portfolios monitored through third-party research and periodic reviews.

Barbara Luis is a financial advisor with Northern Trust Securities, Inc. in Miami Beach, FL, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with Northern Trust Securities since 2001. Northern Trust Securities, Inc. is an SEC-registered investment adviser and FINRA-registered broker-dealer serving high-net-worth individuals, retail investors, and institutional clients. The firm employs a model-driven approach to discretionary portfolio management, combining proprietary and third-party investment products delivered through the Fidelity Managed Account Xchange (FMAX) platform.

Ernesto Cordovez is a financial advisor at Mora Capital Management, LLC with 23 years of industry experience. He holds a Series 66 designation and has previously worked at Safra Securities LLC and Safra National Bank of New York. Mora Capital Management provides investment management and advisory services to institutional and individual clients, including high-net-worth and non-U.S. investors. The firm uses an open-architecture investment platform that incorporates fundamental and technical analysis across broad asset classes, managing both discretionary and non-discretionary assets along with pooled vehicles and private funds.

Fernando Llop is a financial advisor at MissionSquare Retirement with 25 years of industry experience. He holds the CFP® designation as well as Series 63, 65, and 66 licenses. Since 2015, he has worked at Icma Rc. MissionSquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans. The firm provides plan administration, recordkeeping, education, and Guided Pathways Advisory Services, which leverage investment advice and model portfolios developed by Morningstar Investment Management.

Kevin Concha is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and bringing 13 years of industry experience. Prior to joining Insigneo in 2021, he spent five years at Jefferies LLC. Outside of his advisory role, he is the owner of CTD Capital Intl Corp, a flow-through entity used for tax purposes. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering both discretionary and non-discretionary portfolio management. The firm utilizes a combination of committee-driven model portfolios and advisor-led customized portfolio construction, incorporating global asset classes and third-party macroeconomic research.

Fabio Prada Ferreira is a financial advisor with Insigneo Advisory Services, LLC in Miami, FL, holding a Series 65 credential and seven years of industry experience. His prior work includes roles at Insigneo Securities, Hayman Wealth Management, Insight Securities, and GWM Partners. He serves on the board of Projecto Oncafari in Brazil, a nonprofit focused on environmental conservation, and is an advisor to the International Star Class Yacht Racing Association Legacy Foundation. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management through a combination of committee-driven model portfolios and advisor-led customization. The firm integrates global asset classes, emerging markets, and offshore funds into its investment approach and maintains affiliated broker-dealer operations.

Michael Jordan is a financial advisor with Beacon Global Advisor Network, LLC and holds a Series 65 designation. He has nine years of industry experience, including roles at Sterling Global Wealth Management, BlackPoint Capital Partners, and GWM (USA) LLC. He is currently managing partner at BlackPoint Capital Partners. Beacon Global Advisor Network serves individuals, businesses, pension and profit-sharing plans, and trusts with customized asset management and financial planning solutions. The firm is notable for its formal pension-transfer services tailored to U.K. nationals and its network of independent advisory representatives offering layered service arrangements.

Raily Diaz Rodriguez is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 credential and seven years of industry experience. His prior work includes roles at Popular Securities, LLC, Oriental Bank, Banco Popular, and Ana G. Mendez University. Insigneo Advisory Services provides investment advisory and consulting services to both retail and institutional clients, utilizing a combination of committee-driven model portfolios and individualized advisor-led portfolio construction to align investments with client objectives and risk tolerances. The firm incorporates global asset classes and has notable cross-border operations, including offshore funds and affiliated broker-dealer services.

Carolina Acurio is a financial advisor at Bolton Securities Corporation with 25 years of industry experience. She holds a Series 66 designation and has worked at Bolton Global Asset Management and Bolton Global Capital since 2015. Her prior experience includes positions at Morgan Stanley from 2007 to 2015 and Merrill from 2001 to 2007. Carolina is also the owner and manager of Sunblazzer Associates, LLC. Bolton Global Asset Management provides asset management and financial planning services to individual, corporate, institutional, and charitable clients. The firm offers portfolio management using various investment vehicles and employs a long-term approach combined with flexible trading strategies.