Monica Knudson is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2015 and has also been with Bank of America, N.A. since 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Marlon Sobalvarro is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 65 and Series 66 credentials and five years of industry experience. His prior work includes roles at TD Bank and The Prudential Insurance Company of America. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Rock Navamuel is Vice President, Wealth Planner, with over 32 years of experience as a financial advisor. He has held various roles throughout his career, including Vice President Financial Consultant at Fidelity Brokerage Services LLC from 2020 to 2025, Premier Financial Consultant at HSBC Securities (USA) Inc. from 2014 to 2020, and Wealth Advisor at TIAA CREF Advice and Planning Services from 2012 to 2014. His earlier positions include Region Manager at SunTrust Investment Services Inc. from 2008 to 2012, Branch Manager at Charles Schwab and Co Inc from 2001 to 2007, and Financial Consultant at Charles Schwab and Co. Inc. from 1993 to 2001. Rock's approach focuses on demystifying the investment landscape to help clients pursue their financial goals with clarity, confidence, and purpose. Outside of his professional career, he enjoys biking, family activities, and parenthood.

Jennifer Shanko is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Her career includes roles at JLL and Retail Data, alongside a decade with Primerica Financial Services. Outside of advisory work, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts, operating under a tiered wrap-fee structure and utilizing third-party asset managers for portfolio management.

Ralph Lemon Jr. is a financial advisor at LPL Financial with 41 years of industry experience and holds the Series 63 designation. He has worked extensively with firms including The Investment Center, Inc., Associated Finance Planners, and A.L. Williams. Outside of advising, he owns a non-variable insurance agency and directs a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services, including model portfolios and institutional platforms.

Maria Laura Caputto is a financial advisor with UBS Financial Services, holding a Series 66 designation and eight years of industry experience. Her prior roles include five years at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A., as well as ten years with HSBC Bank Argentina SA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including portfolio management and fee-based financial planning. The firm integrates institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client plans.

Christopher Stockert is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Infinex Investments, Grove Bank and Trust, Truist Bank, and Edward Jones. He is also a licensed public notary in Miami, Florida. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a broad range of advisory strategies and leveraging advanced tools for operational support.

Geronimo Barral is a financial advisor at Stifel with a Series 66 designation and one year of industry experience. His prior work includes roles at Associated Energy Group, The Clorox Company, Babson College, and MAST Academy. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Eduardo Vergara is a Series 66 licensed financial advisor with UBS Financial Services in Coral Gables, FL, where he has worked since 2014. He has 20 years of industry experience. Outside of his advisory role, he has been involved in real estate through the purchase and resale of a small townhouse. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Lizzette Inchaustegui is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 30 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles, supported by extensive research and institutional capabilities.

Ricardo Pintado Caravita is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 credential and bringing 23 years of industry experience. He has been with UBS since 2014. Outside of his advisory role, he is involved in managing family-owned real estate investment holdings in Mexico through several holding companies. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to deliver tailored investment advice.

Luciana Cruz is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and with 22 years of industry experience. She previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney, where she served for nearly a decade. Outside of her advisory role, she manages Cruz Financial, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to illustrate potential outcomes, and supports its recommendations through various advisory programs.

Jorge Ordonez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 25 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2010. In addition to his advisory role, he has been involved with Miami Dade College since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Armando Jaen is a financial advisor with Charles Schwab in Coral Gables, FL, holding a Series 63 designation and over 26 years of industry experience. He has been with Charles Schwab since 1998. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Amelia Balonek is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63, Series 65, and Series 66 licenses and bringing 17 years of industry experience. She has worked with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Balonek serves on the Finance Committee of The Cushman School, a private school in Miami. Morgan Stanley Wealth Management offers advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that does not provide individual security recommendations as part of standalone plans.

Paula Garver is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds the Series 66 designation and has worked previously at Santander Securities, Santander Bank, and JP Morgan Chase Bank over a span of more than two decades. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions tailored to plan objectives and risk tolerances. The firm’s approach is IPS-driven and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Maria Bonelli is an International Wealth Advisor at Merrill Lynch Wealth Management, specializing in providing wealth management services to a select group of wealthy families. Her practice emphasizes personal client service combined with long-term investment planning, focusing on understanding her clients' life goals and setting strategies to meet them. Maria's business model includes disciplined investment and risk management, fostering long-lasting relationships based on trust, integrity, and superior client service. Maria holds a Bachelor's Degree from Florida International University and a Master's Degree from the University of Miami. She has earned professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Fluent in Spanish, Portuguese, and English, she works closely with clients to develop personalized financial strategies designed to help pursue their long-term goals. In addition to her professional work, Maria participates in community activities, volunteering with local organizations. Her personal interests include cooking, golfing, and running.

Maria Traina is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2011. Outside of her advisory role, she operates a sole proprietorship as a real estate agent for transactions involving herself and her immediate family. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Mark Carpenter is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds the Series 63 and Series 65 registrations and has been with Raymond James since 2016. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Magaly Ladron De Guevara is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and having 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. She is based in Doral, Florida. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.