Oraine Munda is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has previously worked at E*TRADE Securities, Bank of America, Merrill, and Edward Jones. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services supported by structured planning tools and research-driven investment models.

John Swinson is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. Their planning process utilizes firm-approved tools and models but generally does not include individual security recommendations in standalone plans.

Kanyon Sar is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Morgan Stanley, Kanyon worked in various roles including positions at Topgolf, American Social, and Greenbridge Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Joseph Mascherin is a CFP®-credentialed financial advisor with 47 years of industry experience, currently affiliated with Raymond James Financial in Tampa, FL. He has been involved with Mascherin Financial, Inc. since 2007, serving as its president, and has concurrently worked with Raymond James since 2007. Outside of his advisory roles, he is a trustee managing personal assets through a revocable living trust. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional accounts. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and encourages implementation through advisory programs and other providers.

Jonathan Peralta is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and four years of industry experience. His prior work includes positions at TD Ameritrade, Fidelity Investments, and Ernst & Young. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Odot Hodges is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including TIAA-CREF, Securities America, and Fidelity Brokerage Services LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and global market insights.

Eric Mettler is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation. He joined Morgan Stanley in 2025 and has prior experience in retail and apparel companies including Volcom and American Eagle Outfitters. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides comprehensive services through its Financial Advisors and Estate Planning Strategies Group.

Mija Bartholome is a financial advisor at Ameriprise in Tampa, FL, holding a Series 66 designation with three years of industry experience. Prior to joining Ameriprise in 2023, she worked at Northwestern Mutual Investment Services LLC and Kevin O Connell. Outside of financial advising, she is involved with Lala Links Jewelry, assisting with operations and customer service at pop-up events in the Tampa Bay area. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm’s approach includes producing written Recommendation Reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies, supported by internal research and third-party data.

William Cangeme is a financial advisor with LPL Financial in Lutz, FL, holding a Series 66 designation and 13 years of industry experience. His prior work includes roles at Morgan Stanley, Ernst and Young LLP, and Capital City Bank. He is also associated with Suncoast Credit Union as a financial advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing research, model portfolios, and technology-driven investment strategies.

Jessica Pena is a Series 66-licensed financial advisor with Morgan Stanley in Tampa, FL, bringing seven years of industry experience. Her prior roles include positions at Citigroup from 2007 to 2016 and at Fiduciary Trust Company International from 2016 to 2017. She has been with Morgan Stanley since 2024. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and the Global Investment Committee’s return estimates.

James Granich is a financial advisor with Raymond James Financial Services, Inc. He holds a Series 66 designation and has 11 years of experience with the firm. Based in Lutz, FL, Granich has been with Raymond James since 2015. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm provides tailored, non-discretionary planning using analytical tools to support client goals and sponsors various advisory programs, including a municipal advisor affiliation and specialized offerings like SIMPLE IRA Employer Advisory & Consulting Services.

Thomas Cowan is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2018 and with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses tools such as Monte Carlo simulations and secular return estimates.

Aaron Hartman is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he worked at TDSYNNEX for nine years and operated Hartman Integration for three years. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and encourages clients to implement recommendations through its advisory programs or other providers.

Miguel Figueroa is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding a Series 66 credential and 14 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has held roles at JPMorgan Chase Bank and other business ventures. Outside of his advisory work, he is involved with real estate through ownership and management roles in multiple private LLCs. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Edward Hennessey is a financial advisor at Cambridge Investment Research Advisors with 25 years of industry experience. His background includes seven years with Allianz Life Insurance Company of North America and two years at Sammons Financial Network. He holds Series 63 and Series 65 credentials. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm provides various investment solutions through a network of independent Financial Professionals and utilizes both proprietary and third-party model strategies.

Kimberly Renfroe is a CFP® professional with 42 years of industry experience. She currently serves at OSAIC and previously worked at Investacorp, Inc. for over 30 years as well as Securities America Advisors. Renfroe is also president of Tampa Bay Wallstreet, Inc., a securities-related business. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various portfolio construction tools and supports multiple investment platforms and account management options.

Ryan Walstatter is a Planning Consultant at Fidelity Investments, where he collaborates with individuals and families to develop personalized financial plans and sound investment strategies. He emphasizes working closely with clients to ensure mutual understanding throughout the financial planning process. Ryan has held multiple roles at Fidelity Investments, including Regional Support Lead, Interim Team Leader, and Central Relationship Manager from 2021 to 2024. Prior to joining Fidelity, he worked as a Private Client Banker at JP Morgan Chase and as a Transition Consultant at Raymond James. Outside of his professional work, Ryan has interests in beach activities, family activities, football, parenthood, skiing, and traveling.

Corinna Smith is a financial advisor at Fisher Investments in Tampa, FL, holding a Series 65 designation with four years of industry experience. Prior to joining Fisher in 2019, she held roles at Target and the Oregon State Beaver Store. Fisher Investments serves a global clientele of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across multiple asset classes. The firm uses a centralized Investment Policy Committee to construct diversified portfolios and employs tax-aware and risk management strategies.

Lee Gorgas is a financial advisor with Charles Schwab in Tampa, FL, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at Charles Schwab and Co., Inc. and Charles Schwab Bank SSB since 2022, following prior roles at TD Ameritrade and Central Portfolio Control. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Alison Painter is a CFP® and PFS™ credentialed financial advisor with 28 years of industry experience. She is currently with Cetera and has held positions at Avantax Advisory Services and 1st Global Advisors, among others. Outside of her advisory work, Painter is the managing member of Motors & More LLC, a business specializing in outboard motor sales, and she operates an accounting practice under Alison Painter & Associates, PL. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services with multiple program options and access to third-party managers.