Karen Roberts is a financial advisor at J.W. Cole Advisors, Inc. in Tampa, FL, holding the ChFC® designation along with Series 65 and Series 63 licenses. She has 34 years of industry experience, including tenure at Osaic FA, Inc. from 2004 to 2012 before joining J.W. Cole Advisors in 2012. Beyond her advisory role, she owns KRoberts University, which offers book and online course sales, and consults on estate planning services through KarenKRoberts. J.W. Cole Advisors operates a large network of independent advisors and provides fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutional accounts. The firm utilizes a mix of discretionary and non-discretionary management strategies, including fundamental and technical analysis, model and manager-based approaches, and integrates digital advice platforms in delivering client solutions.

Jose Jimenez is a Series 66-licensed advisor with Citigroup Global Markets in Tampa, FL, where he has worked for 12 years. He has 16 years of industry experience. Outside of his advisory role, he works as a waiter at Brio Tuscan Grill in Houston, TX. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm is notable for its large institutional scale, in-house research capabilities, and specialized market roles such as acting as a swap dealer and futures commission merchant.

Robert Perry is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Penn Mutual Life Insurance Company and SunTrust Advisory Services. Outside of his advisory duties, Perry owns an online retail business focused on home goods sold through Walmart and Amazon. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a combination of advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, providing custody, execution, and brokerage services alongside investment advice.

Michael Fels is a financial advisor at J.W. Cole Advisors, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses with 28 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Citigroup Global Markets. He is also president of Fels Wealth Management, a separate wealth management and family office business. J.W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and access to multiple third-party managers and digital advice platforms. The firm serves individual, high-net-worth, and institutional clients using a combination of discretionary and non-discretionary management strategies.

David Spivey is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 credentials and 16 years of industry experience. His career includes roles at GWN Securities Inc. and Capital Insurance Agency, alongside operating Franklin Spivey Financial LLC since 2013. He is based in Tampa, FL. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial, serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm combines in-house and external strategists with technology-enabled tools to provide financial planning, portfolio management, unified managed accounts, and retirement advisory services through a large network of investment adviser representatives.

Daniel Maroney is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Raymond James Financial Services, Wells Fargo Advisors, UBS Financial Services, and Legg Mason Wood Walker. He is also owner of Ennistymon, LLC, a support company that provides services to financial advisors. Concurrent Investment Advisors is an SEC-registered, multi-team advisory firm serving individuals, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services, utilizing customized, primarily long-term portfolios with ETFs, mutual funds, and other investment vehicles.

Michael Dixon is a CFP® with 28 years of industry experience currently serving at Focus Partners Wealth, LLC. He previously worked at Charles Schwab for 21 years and held roles at InterOcean Capital Group, LLC and InterOcean Capital, LLC. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services that include investment management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies within an enhanced open architecture framework.

Kimya Kamran is a financial advisor at TIAA-CREF with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2020. Prior to her advisory role, she was employed at the University of Colorado Denver and the Community College of Denver. Kamran is also involved with PnkRoyalty LLC, a business she has been associated with for over a decade. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals linked to TIAA-administered employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm separates one-time financial planning from ongoing portfolio management and serves as adviser to a donor-advised fund sponsored by Charityvest.

Christopher Sanchez is a CFP® professional with 15 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc. and Charles Schwab & Co., Inc., having joined in 2025. Prior to this, he worked at USAA Investment Services Company and USAA Life Insurance Company, among other roles. Outside of his advisory work, he serves as Vice President of the Habana Gardens Homeowners Association, overseeing maintenance for a townhouse community. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance, with accounts managed through third-party or affiliated money managers.

Nicolas Wolfson is a CFP® professional with nine years of experience in financial advisory. He currently works at Independent Financial Partners and has previously held roles at Ameriprise, E*Trade, and T. Rowe Price. Wolfson volunteers with the American Financial Education Alliance, where he teaches free financial education classes. Independent Financial Partners provides advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform and offers a decentralized investment model alongside formal retirement-plan advisory and pension consulting capabilities.

Albert Bunner is a Series 66-licensed financial advisor with 18 years of industry experience, currently practicing at VOYA Financial Advisors, Inc. since 2014. He has prior experience at Edward Jones and Waddell & Reed and is also involved with Poppell Financial Group LLC, which provides enrollment and servicing for the State of Florida 457 plan. Additionally, he operates as an independent insurance agent selling fixed insurance products. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate that offers financial planning, portfolio management, and retirement advisory services to individuals, pension and profit-sharing plans, and corporate clients. The firm uses a combination of in-house and external strategists, model portfolios, and technology-enabled tools to implement client recommendations, with a notable focus on non-discretionary asset management.

Victor Vega III is a Series 65-licensed financial advisor with J. W. Cole Advisors, Inc. in Tampa, Florida, bringing one year of industry experience. He also works as a staff accountant at Boatman & Bryant CPAs, PLLC. J. W. Cole Advisors operates a large network of independent advisers and offers fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutional accounts using a variety of investment strategies and digital platforms.

Luciano Mira is a financial advisor with Valic Financial Advisors in Tampa, FL, holding Series 63 and Series 65 registrations and having four years of industry experience. His prior roles include positions with Walser Wealth Management Company, E*TRADE Securities LLC, Morgan Stanley, and SunRun. He is also an agent licensed to sell non-securities insurance products through AGIA. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, leveraging discretionary unified managed accounts and centralized technology to manage approximately $29.2 billion for close to 300,000 clients.

Juan Gonzalez is a financial advisor with Eagle Strategies (NY Life) based in Tampa, FL, holding Series 63 and Series 66 licenses with 17 years of industry experience. He has been with Eagle Strategies for 10 years and has worked with New York Life Insurance Company and Nylife Securities LLC for over a decade. Outside his advisory role, he is involved in insurance brokering and holds a shareholder position in NYLARC Holding Company, Inc. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types tailored to client objectives and plan sponsor criteria, managing the majority of its assets on a non-discretionary basis and working extensively with both individual and institutional clients.

Alejandro Lofaso is a financial advisor with J. W. Cole Advisors, Inc. in Tampa, FL, holding a Series 66 designation and nine years of industry experience. He has been with J. W. Cole Advisors since 2017 and is also involved in Medicare consulting as a Senior Needs Advisor. Additionally, Lofaso serves as CEO of Lofaso Group, Inc., which operates as a financial advisory practice and insurance business. J. W. Cole Advisors operates through a large network of independent advisers, providing fee-based portfolio management, financial planning, retirement plan services, and third-party manager platforms to individuals, high-net-worth clients, and institutional accounts. The firm offers both transaction-based and wrap managed program options and uses a combination of fundamental and technical analysis along with digital advice solutions.

Kyle Tardiff is a Series 65-registered advisor with Truist Advisory Services, based in Tampa, FL. He has three years of industry experience, including prior work at Citi and teaching roles at the University of Tampa and St. Pete College. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate service arrangements.

Patricia Delgado is an advisor at Fifth Third Securities, Inc. with Series 65 and Series 63 credentials and one year of industry experience. Her background includes roles at Fifth Third Bank, Chase Bank, and work at the University of South Florida. Fifth Third Securities, Inc. serves a wide range of individual and institutional clients through both investment advisory and brokerage services. The firm offers multiple program types via the Passageway Managed Account Platform, including advisor-directed mutual fund and ETF models, SMA strategies, tax-overlay services, and direct indexing options.

Brittany O'Connor is a financial advisor at Sequoia Financial Group, L.L.C. in Tampa, FL, holding a Series 66 designation with 11 years of industry experience. Her prior experience includes roles at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base, including high-net-worth individuals, family offices, corporations, and charitable organizations. The firm employs a combination of model and custom portfolio solutions overseen by an Investment Policy Committee and offers a range of investment vehicles and planning services.

Traci Riggs is a financial advisor with J.W. Cole Advisors, Inc. and holds a Series 66 designation. She has two years of industry experience, including time with J.W. Cole Financial, Inc., and a background working in education within school districts. J.W. Cole Advisors operates a large network of independent Investment Adviser Representatives and offers fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutional accounts. The firm employs both discretionary and non-discretionary management strategies and provides access to various digital advice platforms and third-party managers.

Mathew Tomlin is a financial advisor at J. W. Cole Advisors, Inc. in Tampa, FL, holding a Series 66 designation with seven years of industry experience. His prior work includes roles at Steward Partners Investment Solutions and Raymond James, as well as service in the United States Marine Corps Reserve. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, financial planning, access to third-party managers, and multiple managed account solutions.