Jonathan Pablo is a financial advisor with Raymond James Financial Services, Inc., holding Series 66 and Series 63 credentials and five years of industry experience. His prior roles include positions at First Hawaiian Bank and ASC Trust. He has experience supporting senior advisors and managing client relationships. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations, employing tailored non-discretionary planning and analytical tools to support client goals.

Anne Platt is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses with 36 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Benjamin Davis is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds a Series 66 designation and has worked at Raymond James & Associates since 2018, following three years at Invest Financial Corp. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Kenton Wilson is a financial advisor at Cambridge Investment Research Advisors with 37 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at LPL Financial for 11 years. Wilson is also president of Wilson, Wilson & Company Retirement and Estate Planning, a firm specializing in retirement and estate planning. Cambridge Investment Research Advisors serves a diverse client base—including individuals, retirement plans, charitable organizations, and trusts—offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm provides a range of portfolio management options, including proprietary models and third-party strategies, with both discretionary and non-discretionary implementations tailored to client objectives.

Debra Barton is a financial advisor with Primerica Advisors in Largo, FL, holding Series 63 and Series 65 licenses and having 23 years of industry experience. She has been with Primerica Financial Services and Primerica Advisors since 2003. Outside of her advisory work, she is involved in non-investment related business activities including part-time referrals for home security and automation products and holds a vice president position at 5:9 Properties LLC. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services through model-driven recommendations. The firm operates at a large scale with nearly 3,700 financial advisors and approximately $15.5 billion in assets under management.

Christopher Cooper Jr. is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab and Raymond James Financial. Outside of his advisory role, he works part-time as an Uber Eats driver on weekends. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Nicole Wilson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 22 years of industry experience. She has been with Raymond James & Associates since 2017 and previously worked at INVEST Financial Corp for one year. Outside of advisory services, she manages a rental real estate property. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Rhonda Morcillo is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 designations and 30 years of industry experience. She previously worked at Morgan Stanley for five years before joining Raymond James in 2018. Outside of her advisory role, she owns Bloom and Branch Co., a business that creates and sells home decor and crafts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting services, employing various portfolio management styles supported by extensive research and advisory resources.

Jeffrey Ritch is a Series 66-licensed financial advisor with 14 years of industry experience, currently with UBS Financial Services in St. Petersburg, FL since 2021. His prior experience includes roles at J.P. Morgan Securities, Harrisdirect LLC, and Merrill. Outside of finance, he is a high school basketball referee and a non-operating owner of a fitness and personal training business in St. Petersburg. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor financial plans. The firm provides a broad range of capital markets services alongside wealth management.

Charles Saylor is a Series 66-credentialed financial advisor with 11 years of industry experience. He is currently with Raymond James & Associates in St. Petersburg, FL, where he has worked in various capacities since 2016. Outside of his advisory role, he also works as an independent contractor involved in training AI systems through data annotation. Raymond James & Associates is a large dual-registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, pension plans, and charitable organizations, and provides financial planning, non-discretionary investment consulting, and municipal advisory services.

Douglas Anderson is a financial advisor with Raymond James & Associates, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He previously worked at Scottrade, Inc. for 18 years before joining Raymond James and its affiliated entities in 2018. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipalities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Nicole French is a financial advisor at Charles Schwab with five years of industry experience. She holds a Series 66 designation and previously worked at TD Ameritrade, Regions Bank, First Commerce Credit Union, and Electronet Broadband Communications. French is based in St. Petersburg, FL. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts, using multi-asset model portfolios and a centralized operational structure.

Michael Saut is a financial advisor with Raymond James & Associates, holding a Series 66 license and bringing 11 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services through a variety of portfolio management styles and affiliated research.

David Warren is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 22 years of industry experience. He has worked at Raymond James since 2020 and previously held positions at Royal Alliance Associates, Signator Investors, and RW Financial Partners. Outside of his advisory work, Warren is a musician and has recorded an album scheduled for release in 2022; he is also a member of the FINRA Continuing Education Content Committee. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individual, institutional, and municipal clients through financial planning, non-discretionary investment consulting, and institutional fiduciary services, with a focus on tailored advice supported by firm research and multiple portfolio management styles.

Keith Kopperud is a financial advisor with Raymond James Financial Services Advisors Inc. in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Raymond James Financial Services Inc. since 2006 and with the Advisors division since 2017. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm provides non-discretionary planning tailored to client goals using risk profiling and modeling tools and supports municipal and public finance work through a municipal advisor affiliation.

Eric Sidor serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he leads a team that provides personalized family wealth management services to an exclusive clientele including physicians, attorneys, entrepreneurs, corporate executives, retirees, and small business owners. The team emphasizes a client-centric philosophy, offering focused attention, best-of-breed strategies, and regular performance assessments to accommodate new circumstances and timely adjustments. Eric's expertise encompasses asset and liability management, income and asset preservation, retirement income planning, liquidity management, tax minimization, and generational wealth transfers. He coordinates with clients' attorneys and accountants to develop integrated, advice-focused plans aimed at minimizing risk and preserving capital during market volatility. Eric holds the Chartered Retirement Planning Counselor designation among others and is licensed in life, health, and long-term care insurance. He earned a Bachelor of Science degree in Finance and International Business from the University of Tampa, where he also serves on the Board of Fellows. Eric joined Merrill Lynch in 2004 after six years at another firm. He lives in St. Petersburg with his wife and two children and has personal interests in boating, fishing, hunting, running, scuba diving, and soccer.

Sherida Ferguson is a CFP®-certified financial advisor with over 40 years of industry experience. She is currently with Raymond James & Associates in St. Petersburg, FL, where she has been since 2017. Her prior experience includes roles at Mindful Money Management, S.L. Ferguson WMS, and Aon Universe. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and consulting services supported by a range of portfolio management strategies.

Matthew Gootson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with Raymond James & Associates since 2007 and also associated with Raymond James Financial Services, Inc. since 2020. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Rachel Nohlgren is a CFP®-designated financial advisor with Raymond James & Associates, where she has worked since 2005, accumulating 18 years of industry experience. She serves as a board member and finance/investment committee member of the SPC Foundation, a nonprofit organization. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a variety of portfolio management styles.

Joanne Germak is a financial advisor with RBC Capital Markets in St. Petersburg, FL, holding a Series 66 designation and 27 years of industry experience. She previously worked at Merrill from 2018 to 2022 and Morgan Stanley Smith Barney from 2009 to 2018. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, along with various portfolio management and financial planning services.