Stephen Labate is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at David Lerner Associates, Inc. and Academy Securities. Labate also served in the Army Reserves for 34 years and is involved with the Republican Executive Committee in a political capacity. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Isaiah Scott is a financial advisor at Raymond James & Associates with a Series 66 designation and four years of industry experience. Prior to joining Raymond James, he worked at Morgan Stanley and has held diverse roles in other industries, including a position with One Day Radon Mitigation LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and a variety of portfolio management strategies.

Jonathon Young is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and 20 years of industry experience. He previously worked at T. Rowe Price Investment Services, Inc. for 13 years before joining Raymond James & Associates in 2019. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Michael Grande is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds a Series 66 designation and has been with Raymond James since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Jonathan Pablo is a financial advisor with Raymond James Financial Services, Inc. in Saint Petersburg, FL, holding Series 63 and Series 66 licenses with five years of industry experience. His prior roles include positions at First Hawaiian Bank and ASC Trust, as well as six years at the University of Guam. Outside of his advisory work, he is involved as an associate supporting senior advisors and client relations at First Hawaiian Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals, with specialized services including municipal advisory and SIMPLE IRA Employer Advisory programs.

Joel Marius is a financial advisor with Osaic Wealth, Inc. in Apollo Beach, Florida, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior work includes roles at LPL Financial, Cetera, and Ameriprise Financial Services. Outside of advisory work, he is involved in real estate as a licensed agent, acts as a mortgage loan officer, and operates an insurance agency, all under his brand Fortunium. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a variety of brokerage and advisory services supported by model-based asset allocation, portfolio optimization, and a multi-advisor platform.

Anne Platt is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses with 36 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Benjamin Davis is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds a Series 66 designation and has worked at Raymond James & Associates since 2018, following three years at Invest Financial Corp. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Kenton Wilson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 37 years of industry experience. His prior work includes roles at LPL Financial and Transamerica Financial Advisors. Outside of his advisory practice, he is president of Wilson, Wilson & Company Retirement and Estate Planning Inc. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and offers access to proprietary model strategies and third-party advisers.

Christopher Cooper Jr. is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab and Raymond James Financial. Outside of his advisory role, he works part-time as an Uber Eats driver on weekends. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process combines quantitative and qualitative research supported by a manager solutions team and incorporates ESG eligibility frameworks where applicable.

Nicole Wilson is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and 22 years of industry experience. She has been with Raymond James & Associates since 2017 and previously worked at INVEST Financial Corp for one year. Outside of advisory services, she manages a rental real estate property. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Rhonda Morcillo is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 designations and 30 years of industry experience. She previously worked at Morgan Stanley for five years before joining Raymond James in 2018. Outside of her advisory role, she owns Bloom and Branch Co., a business that creates and sells home decor and crafts. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting services, employing various portfolio management styles supported by extensive research and advisory resources.

Louis Horning is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds Series 63 and Series 65 designations and has one year of industry experience. Prior to joining Raymond James, he worked at Morgan Stanley and Fisher Investments, among other positions. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, investment consulting, and institutional fiduciary services, with a focus on tailored, non-discretionary planning supported by firm research and a wide range of portfolio management options.

Jeffrey Ritch is a Series 66-licensed financial advisor with 14 years of industry experience, currently with UBS Financial Services in St. Petersburg, FL since 2021. His prior experience includes roles at J.P. Morgan Securities, Harrisdirect LLC, and Merrill. Outside of finance, he is a high school basketball referee and a non-operating owner of a fitness and personal training business in St. Petersburg. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor financial plans. The firm provides a broad range of capital markets services alongside wealth management.

Charles Saylor is a Series 66-credentialed financial advisor with 11 years of industry experience. He is currently with Raymond James & Associates in St. Petersburg, FL, where he has worked in various capacities since 2016. Outside of his advisory role, he also works as an independent contractor involved in training AI systems through data annotation. Raymond James & Associates is a large dual-registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, pension plans, and charitable organizations, and provides financial planning, non-discretionary investment consulting, and municipal advisory services.

Douglas Anderson is a financial advisor with Raymond James & Associates, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. He previously worked at Scottrade, Inc. for 18 years before joining Raymond James and its affiliated entities in 2018. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipalities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Nicole French is a financial advisor at Charles Schwab with five years of industry experience. She holds a Series 66 designation and previously worked at TD Ameritrade, Regions Bank, First Commerce Credit Union, and Electronet Broadband Communications. French is based in St. Petersburg, FL. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts, using multi-asset model portfolios and a centralized operational structure.

Michael Saut is a financial advisor with Raymond James & Associates, holding a Series 66 license and bringing 11 years of industry experience. He has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services through a variety of portfolio management styles and affiliated research.

David Warren is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 22 years of industry experience. He has worked at Raymond James since 2020 and previously held positions at Royal Alliance Associates, Signator Investors, and RW Financial Partners. Outside of his advisory work, Warren is a musician and has recorded an album scheduled for release in 2022; he is also a member of the FINRA Continuing Education Content Committee. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individual, institutional, and municipal clients through financial planning, non-discretionary investment consulting, and institutional fiduciary services, with a focus on tailored advice supported by firm research and multiple portfolio management styles.

Keith Kopperud is a financial advisor at Raymond James Financial with 20 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at Raymond James Financial Services INC. and T. Rowe Price Advisory Services, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers non-discretionary planning tailored to client goals and uses analytical tools such as risk profiling and probability modeling to support its recommendations.