Julie Garber is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Fidelity. She previously worked at BMO Private Bank for seven years. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios composed of mutual funds, ETFs, and ETPs.

Douglas Knable is a ChFC® credentialed financial advisor with 46 years of industry experience, currently affiliated with OSAIC since 2025. He spent 27 years with Lincoln Financial Advisors Corporation prior to joining his current firm. Knable is also an author, having co-written the book *Mastering Your Financial Success*. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation and portfolio optimization supported by various analytical tools.

Omar Ramos is a Financial Advisor with Merrill Lynch Wealth Management based in Fort Myers, Florida. He brings over 15 years of experience in banking and wealth management, focusing on serving individuals, families, and business owners. Omar provides personalized, relationship-driven financial guidance, with expertise in areas such as equity compensation services, family wealth management strategies, legacy planning, liquidity management, and retirement income planning. He is dedicated to helping clients build, preserve, and transfer wealth with purpose, emphasizing the importance of aligning financial strategies with clients' values and goals. Omar holds the Personal Investment Advisor (PIA) designation and is proficient in Spanish, English, and Portuguese. His educational background includes a High School Diploma from North Nicholas High School. Beyond his professional work, Omar participates in his community through involvement with Next Level - Christian Church. He also has a range of personal interests including adventure sports, baseball, basketball, boating, football, golfing, music, pickleball, running, and yoga.

Samuel Henderson is a financial advisor with LPL Financial in Fort Myers, FL, holding a Series 63 designation and 40 years of industry experience. He has been with LPL Financial since 1995. Outside of his advisory role, Henderson is a licensed insurance agent associated with Ash Brokerage Corp. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gary Medley is a financial advisor with LPL Financial based in Bonita Springs, FL, holding the CFP® designation and Series 63 and 65 licenses. He has 41 years of industry experience, including roles at Medley Advisory, LLC, The Investment Center Inc, and Wells Fargo Clearing. Medley has also worked as an independent insurance agent for over two decades. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and technology tools.

Joshua Scoggins is a Series 66-licensed financial advisor with Stifel in Fort Myers, FL. He joined Stifel in 2026 and has prior experience at Gartner and various other roles across multiple industries. Outside of finance, he was involved with Next Level Church in Southwest Florida for five years. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and advisory services. The firm’s investment approach uses a proprietary methodology developed by its Investment Strategy Group that incorporates forward-looking capital market assumptions and probabilistic modeling to support client decision-making.

Taylor Clinton is a Series 66 licensed financial advisor with Edward Jones, based in Ft Myers, FL, and has two years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he co-founded a travel blog with his spouse, offering educational content on travel tips and planning. Edward Jones is a full-service wealth management firm serving a broad client base, including individual and institutional investors. The firm manages over $1 trillion in assets and provides a range of advisory programs and investment solutions through a large network of financial advisors and branch offices.

Terri Starliper is a financial advisor with Ameriprise Financial Services LLC, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise since 2007. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement income planning through written recommendations and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Carin Thomas is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. She has been with UBS since 2009. Outside of her advisory role, she is an author and creator of specialized financial workbooks, including one focused on financial guidance for individuals going through divorce, and she has held leadership roles in community organizations such as the MN Super Bowl Host Committee and The Colony Foundation in Bonita Springs, FL. UBS Financial Services operates as both a broker-dealer and investment adviser, serving individual, corporate, and institutional clients with a range of financial planning and portfolio management services. The firm combines institutional trading capabilities with wealth management and leverages proprietary research and model-based strategies to tailor investment solutions.

Joseph Hudson is a financial professional with 18 years of industry experience, currently affiliated with Cetera and its related entities since 2020. He holds Series 65 and Series 63 licenses and has previously worked at First Allied Securities and Brunette & Associates. He also operates Artistic Strategies, a financial services business, since 2026. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers various portfolio management and consulting services through a multi-manager platform featuring both affiliated and third-party managers.

James Veldheer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He serves institutional clients such as pensions, foundations, endowments, and high net-worth families, providing investment consulting and portfolio management services. His approach to wealth management is consultative and collaborative, following a continuous four-step process involving listening to client goals, recommending asset allocations, discussing a broad range of financial opportunities, and regularly reviewing portfolio performance and objectives. James holds a Bachelor's degree from Aquinas College and an Associate's degree from Grand Rapids Community College. He has earned the Certified Investment Management Analyst® (CIMA®) designation sponsored by the Investments & Wealth Institute® at the Wharton School and the Chartered Retirement Planning Counselor™ (CRPC™) certification issued by the College for Financial Planning Institutes Corp. James is also a member of the Grand Rapids Sports Hall of Fame board. Residing in Grand Rapids, Michigan, James enjoys golfing, exercising, playing cribbage, watching NFL football, and spending time with his wife Mary and their seven grandchildren.

Matthew Jaquiss is a financial advisor with Wells Fargo Clearing, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has experience at Wells Fargo Bank NA and Fifth Third Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

David Kinney is a financial advisor with Stifel in Fort Myers, FL, holding Series 63 and Series 66 licenses and bringing 40 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2015, following nine years at Wells Fargo Advisors and a brief tenure at A. G. Edwards & Sons, Inc. Outside of his advisory role, he is the owner and president of Lake Runner ABB LLC, a boat storage and detailing business. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decision-making.

Zachary Brown is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities since 2021, following roles at JPMorgan Chase Bank, Fine Designs, and BJ's Wholesale Club. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, incorporating an ESG eligibility framework and leveraging broader derivatives and commodities capabilities.

Ian Frashier is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. Prior to joining Merrill in 2019, he worked at Best Buy Inc. from 2015 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Leo is a financial advisor with LPL Financial, holding a Series 66 designation and having one year of industry experience. Prior to joining LPL Financial, he worked at Thrivent Financial and Lake Michigan Credit Union, and spent 14 years with Kettering City Schools. Outside of his advisory role, he is involved in managing and acquiring real estate through his ownership positions in H2I Properties LLC and H2I Acquisitions LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, supported by advanced operational and research technologies.

Peter Kelly is a financial advisor with Raymond James Financial in Cape Coral, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with Raymond James Financial and affiliated entities since 2009 and is a partner in the Rouse Kelly Financial Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth individuals, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Maureen Mcpeek is a financial advisor with Wells Fargo Advisors in Bonita Springs, FL, holding Series 63 and Series 65 licenses and having 34 years of industry experience. She previously worked at Morgan Stanley for four years and Citigroup Global Markets for twelve years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and special-needs analysis, using proprietary research and tools to develop tailored recommendations.

Bradley Jessen is a financial advisor with Raymond James & Associates in Fort Myers, FL. He holds the ChFC® designation and Series 66 license and has 13 years of industry experience, including 11 years at Edward Jones before joining Raymond James in 2024. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and charitable organizations—and offers financial planning and consulting with a range of portfolio management styles supported by extensive research and affiliated sub-advisers.

Matt Franklin is a financial advisor with LPL Financial in Fort Myers, FL, holding a Series 63 designation and 37 years of industry experience. His career includes roles at United Planners' Financial Services of America, SSN Advisory, and Edward Jones. Outside of advisory work, he owns Standardbred race horses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services through a large network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.