Michael Beda is a financial advisor with Wells Fargo Clearing in Naples, FL, holding Series 65 and Series 63 licenses and one year of industry experience. His prior experience includes roles at Wells Fargo Bank, Eden Global Capital, Idoru Capital Management, and HuaXia Finance. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Nicholas Boccella is a financial advisor with Wells Fargo Advisors in Chatham, NJ, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he serves as Treasurer of the Fisherman Dunes Property Owners Association in Mantoloking, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations.

Nicholas Carr is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in providing holistic wealth management strategies tailored to families and family offices. His practice focuses on integrating a family office service model for corporate executives, retired executives, and clients experiencing liquidity events, coordinating resources to align with individual family ambitions and goals. With over 20 years of experience in financial services, Nicholas combines his practical expertise with academic research. He holds a Ph.D. in Personal Finance from Kansas State University, where his research centered on behavioral finance and financial risk assessment. This background informs his approach to understanding clients' financial and personal objectives, enabling a nuanced perspective on wealth management. He is also a Professor of Practice at Kansas State University, contributing to curriculum development and teaching in the areas of behavioral and personal finance. Nicholas earned his Bachelor's degree from Virginia Polytechnic Institute & State University and his Master's degree from Indiana University. He holds the Professional Investment Advisor (PIA) designation.

Denise Axt is a financial advisor at Morgan Stanley with six years of industry experience. She holds the Series 66 designation and previously worked at HSBC Securities USA Inc for nine years before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by firm-approved tools and does not provide individual security recommendations as part of its standalone planning services.

Jacob Hill is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at TD Ameritrade, Northwestern Mutual, and Charles Schwab Bank. He has worked in both brokerage and banking aspects of the financial services industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

John Diefenbach is a Senior Financial Advisor with Merrill Lynch Wealth Management. He collaborates with clients to develop personalized financial strategies aimed at pursuing their long-term goals. His approach focuses on understanding each client’s full financial picture and creating flexible strategies that adapt to changing market conditions. John provides access to the investment insights of Merrill and the banking and lending solutions of Bank of America to support his clients' wealth management needs. John holds a Bachelor’s Degree from the University of Virginia and an MBA from Lake Forest Graduate School of Management. He carries the Professional designation of Personal Investment Advisor (PIA). In addition to his advisory role, John participates in community service, dedicating time to volunteer with local organizations in line with Merrill’s tradition of community involvement.

Mireille Zappulla is a financial advisor at Morgan Stanley with seven years of industry experience. Her background includes roles at J.P. Morgan Securities, J.P. Morgan Chase Bank, and Wells Fargo Bank. She is the sole proprietor of Bluebill Advisors LLC, a real estate-related administrative and property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services supported by structured planning tools and investment research.

Alicia Register is a Wealth Management Planning Consultant at Fidelity Investments. She works with clients and their families to develop financial plans tailored to their individual goals, combining her experience with Fidelity's resources to support financial decision-making. Her career at Fidelity Investments began in 2016 as an Intern, and she has since held positions including Financial Representative, Relationship Manager, and Planning Consultant before advancing to her current role in 2026. Throughout her roles, she has gained experience in wealth management and client relationship management. Additional information about Alicia's education and personal interests has not been provided.

John Baxa is a CFP® professional with 38 years of industry experience, currently affiliated with LPL Financial since 2009. He also operates Baxa Advisors, an independent insurance agency selling fixed insurance products. John is a named beneficiary of a family trust related to his uncle. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, retirement consulting, and brokerage services utilizing both discretionary and non-discretionary management approaches and various investment strategies.

Stephen Macko is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley and its affiliated entities since 2009. Macko is based in Naples, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Harold Lauber is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. His prior roles include positions at Herbert J. Sims & Co. Inc. and Ameriprise Financial Services Inc. He has been with Ameriprise since 2018. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Adam Boole is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 66 designation and nine years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. Prior to that, he spent time at the University of Florida from 2013 to 2017. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and models.

Angelo Amitsis is a financial advisor with Morgan Stanley in Naples, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at UBS Financial Services for nine years before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. in 2025. He serves on the board of the Upper Montclair Country Club in Clifton, NJ. Morgan Stanley Wealth Management provides a wide range of advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses a structured discovery approach and advanced modeling tools to support client strategies.

Juan Ocanas is a financial advisor at Morgan Stanley with 15 years of industry experience. He has been with Morgan Stanley Wealth Management since 2014 and Morgan Stanley Private Bank, National Association since 2015. He holds a Series 66 designation and is based in Naples, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools with firm-approved methodologies to help clients develop financial plans.

Laura Ross is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2023. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC from 2009 to 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with planning engagements that are generally discrete and customizable to client needs.

John Hudspeth is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at Merrill Lynch while attending Babson College, joining his father who is a career Merrill advisor. John provides clients with financial advice and guidance, particularly those navigating the retirement process, as well as assisting with wealth preservation and growth. John holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Financial Consultant® (ChFC), Certified Investment Management Analyst® (CIMA), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). He has been recognized on Forbes/SHOOK's "America's Top Next-Generation Wealth Advisors" list from 2017 through 2022 and on the Forbes/SHOOK "Best-in-State Wealth Advisors" list in 2022 and 2023. In 2023, he was named one of "Financial Planning's 40 Brokers Under 40". John is registered with FINRA holding Series 7 and 66 licenses. John earned a bachelor's degree in business administration from Babson College, where he also played varsity baseball. He lives in Marco Island, Florida with his wife Kimberly and their three children. John is involved in the Optimist Club of Marco Island and enjoys spending time with his family.

Daniel Murphy is a financial advisor at Morgan Stanley with 23 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Timothy Agne is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He has been working in the financial services industry since 2017, gaining experience in various capacities including Financial Consultant at TD Ameritrade from 2020 to 2023, National Support Consultant from 2018 to 2020, and Investor Services Representative from 2017 to 2018. Timothy partners with individuals and families to understand their life and retirement goals, collaboratively creating financial plans and implementing strategies to help improve or maintain their financial trajectory. He focuses on reducing the stresses associated with managing finances and aims to help clients spend less time managing portfolios so they can focus on activities they enjoy. Outside of his professional work, Timothy has interests that include baseball, bowling, golf, movies, table tennis, and traveling.

Jeffrey Anderson is a financial advisor with Charles Schwab who holds Series 63, 65, and 66 licenses and has 19 years of industry experience. He has been with Charles Schwab and its affiliated bank since 2011. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized operations and alternative investment due diligence.

Jennifer Bankar is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. She has previously worked at Truist Investment Services, Bank of America, and Chase. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with tax-efficiency analysis and uses algorithmic automation overseen by a dedicated team to generate tailored retirement income recommendations.