Alora Anderson is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Pendergraft is a financial advisor with Primerica Advisors in League City, TX, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been affiliated with Primerica Financial Services and PFS Investments, Inc. since 2005 and briefly worked at Apartment Life in 2018. Outside of advisory work, he participates in the BNI Leadership Team and Membership Committee. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-driven strategies and a limited number of separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and utilizes an operational model with tiered wrap fees rather than fixed fees.

Jason Powell is a CFP® with 14 years of industry experience, currently serving at Fidelity. His prior roles include positions at Valic Financial Advisors, Transamerica Financial Advisors, and World Financial Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors, offering discretionary portfolio management, advisory work, and fund advisory. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, and is noted for its registration with the CFTC as a commodity pool operator and advisory roles to multiple registered investment companies.

Sergio Salinas is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and four years of industry experience. His prior roles include positions at MSCI and the Instituto Tecnológico de Estudios Superiores de Monterrey. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework when recommending strategies.

Luis Marmolejo is a financial advisor with J.P. Morgan Securities LLC in Houston, TX, holding Series 63 and Series 66 designations and five years of industry experience. His prior work includes roles at Equitable Advisors and LJB Wealth Partners, as well as entrepreneurial activity in photography through LM Photography. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized manager due diligence and applying an ESG eligibility framework in its recommendations.

Jacob Munoz is a financial advisor with J.P. Morgan Securities in Pearland, TX, holding Series 63, 65, and 66 licenses and having nine years of industry experience. Prior to his current role since 2022, he worked at Bank of America and Merrill. Outside of finance, Munoz owns businesses in kayak rentals and a travel agency franchise. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Derek Hsu is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes positions at Levi Strauss & Co, UBS, Abercrombie & Fitch Co, and St. Paul's Christian School. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Rachel Dalton is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. She holds Series 63 and Series 65 designations and has been with J.P. Morgan Securities since 2010, including a tenure at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Vishnu Persaud is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been affiliated with PFS Investments Inc. and Primerica Financial Services since 2000. Outside of advising, Persaud is involved in the sale of loan products and home-related services through affiliated companies and owns a vacation home rental business in Galveston, TX. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm uses third-party asset managers and maintains an operational model based on a tiered wrap fee structure.

Ethan Sherman is a financial advisor with Fidelity Investments in Houston, TX. He holds Series 63 and Series 66 designations and has one year of industry experience. Prior to joining Fidelity, he worked at Western & Southern Life and W&S Brokerage Services, and he is also employed at EOS Fitness, where he provides exercise support and guidance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction.

Charisse Kirkley is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Bank of America, Merrill, Questar Asset Management, and Blackrock Investment Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and investment research.

Ryan Crawford is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 designations. He has one year of industry experience and previously held positions at PNC Bank and other retail and sales roles. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Tami Jarrett Plummer is a financial advisor with Cambridge Investment Research Advisors in Houston, TX, holding a Series 63 designation and 33 years of industry experience. She has worked with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2010 and was previously with Jaye C. Jarrett & Co., Inc. for 30 years. Plummer serves as a board member for the Powder Ridge HOA in Big Sky, MT. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent financial professionals using a variety of portfolio management and platform arrangements.

Matthew Smith is a financial advisor with J.P. Morgan Securities LLC in Houston, TX, holding a Series 66 credential and 15 years of industry experience. He has previously worked at Bank of America and Merrill. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Athena Yang is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She joined Fidelity Investments in 2024 as a Financial Consultant I before advancing to her current position. Prior to joining Fidelity, Athena worked as an Investment Associate at Citi Private Bank from 2021 to 2024. Her earlier experience includes serving as a Junior Portfolio Manager at Lenox Wealth Advisors (dba Wealthspire) from 2014 to 2021 and as an Associate Analyst at Sirios Capital Management from 2008 to 2011. With over a decade in the financial services industry, Athena focuses on understanding client goals and needs to co-create personalized financial plans. She emphasizes building strong relationships grounded in trust and open communication. Outside of her professional work, Athena enjoys cooking and baking, family activities, outdoor adventures, tennis, and traveling.

Aiana Whitfield is a Series 66-registered financial advisor with J.P. Morgan Securities in Houston, TX, and has three years of industry experience. Prior to joining J.P. Morgan, she held various roles including employment at Blue Plate Restaurant Company and Northrock Partners. Outside of her advisory work, she serves as a basketball referee, officiating games at multiple levels from elementary through adult leagues. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Dena Lewis is a financial advisor with J.P. Morgan Securities in Pearland, TX, holding Series 63 and Series 65 credentials and nine years of industry experience. She has worked at J.P. Morgan Securities since 2021 and previously spent six years with Wells Fargo Bank NA and Wells Fargo Clearing. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Jamie Frank is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley for 10 years. Outside of her advisory role, she is the general partner and managing member of Conscious Cloth Ventures LLC, a cloth diaper service, and serves as assistant treasurer and volunteer for the Houston Metropolitan Chapter of Jack & Jill of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

George Bow is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 credentials and eight years of industry experience. He has been with Wells Fargo Clearing since 2018 and also has a tenure with Wells Fargo Bank, N.A. dating back to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets with over 14,000 advisors nationwide.

Walter Schneider is a financial advisor at Merrill with 51 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill and Bank of America since 2015. Outside of his advisory role, he serves as a committee member for the Hallmark Resident Gift Fund, a program that distributes cash rewards to employees of his retirement community. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.