Clinton Rand is a financial advisor with Merrill based in Houston, TX, holding a Series 66 designation and bringing 12 years of industry experience. He has been affiliated with Merrill since 2013 and has concurrently worked at Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal and third-party teams, serving individual, high-net-worth, institutional, and charitable clients with a range of investment options.

Jack Kaiser Jr. is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and seven years of industry experience. He has worked at Equitable Advisors since 2018 and previously at Axa Advisors from 2018 to 2020. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Kyle Albright Sr. is a financial advisor at Fidelity with a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for six years before joining Fidelity in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and delivers model portfolios to intermediary platforms.

Edward Pero is a financial advisor with LPL Financial in Houston, TX, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He also maintains an ongoing advisory role at Wallstreet Advisors LLC, a business he has been involved with for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and nonprofits. The firm provides various advisory programs, retirement plan consulting, brokerage services, and utilizes a range of portfolio management strategies supported by internal and third-party research.

John Pendergraft is a financial advisor with Primerica Advisors in League City, TX, holding Series 63 and Series 65 licenses and 19 years of industry experience. He has been affiliated with Primerica Financial Services and PFS Investments, Inc. since 2005 and briefly worked at Apartment Life in 2018. Outside of advisory work, he participates in the BNI Leadership Team and Membership Committee. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-driven strategies and a limited number of separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and utilizes an operational model with tiered wrap fees rather than fixed fees.

Huong Green is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with 20 years of industry experience. She previously worked at J.P. Morgan Securities for 10 years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market outlook models.

Douglas Cooper is a CFP® with 20 years of industry experience, currently serving at Cetera since 2022. His prior roles include positions at Hancock/Whitney Bank and J.P. Morgan Securities. Outside of his advisory work, he is the owner of Cooper Soap Company. Cetera Investment Advisers LLC provides services through a nationwide network of independent advisors, offering portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with diverse program options and manages over $256 billion in assets across more than 10,000 advisors.

Jacob Munoz is a financial advisor with J.P. Morgan Securities in Pearland, TX, holding Series 63, 65, and 66 licenses and having nine years of industry experience. Prior to his current role since 2022, he worked at Bank of America and Merrill. Outside of finance, Munoz owns businesses in kayak rentals and a travel agency franchise. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Joe Walker is an International Wealth Advisor at Merrill Lynch Wealth Management. He holds the Professional Designation of Personal Investment Advisor (PIA). Mr. Walker earned a Bachelor's Degree from Rice University. His role involves providing wealth management services with a focus on international clients.

Dianna Vega is a financial advisor at Merrill with 12 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2019, following prior roles at Wells Fargo Clearing and JPMorgan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Vishnu Persaud is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been affiliated with PFS Investments Inc. and Primerica Financial Services since 2000. Outside of advising, Persaud is involved in the sale of loan products and home-related services through affiliated companies and owns a vacation home rental business in Galveston, TX. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm uses third-party asset managers and maintains an operational model based on a tiered wrap fee structure.

Felicia Taylor is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked with PFS Investments Inc. since 2008 and Primerica Financial Services since 2006. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies and owns FelMar & Associates, Inc., which operates primarily for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and employs a tiered wrap fee structure for its services.

Athena Yang is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She joined Fidelity Investments in 2024 as a Financial Consultant I before advancing to her current position. Prior to joining Fidelity, Athena worked as an Investment Associate at Citi Private Bank from 2021 to 2024. Her earlier experience includes serving as a Junior Portfolio Manager at Lenox Wealth Advisors (dba Wealthspire) from 2014 to 2021 and as an Associate Analyst at Sirios Capital Management from 2008 to 2011. With over a decade in the financial services industry, Athena focuses on understanding client goals and needs to co-create personalized financial plans. She emphasizes building strong relationships grounded in trust and open communication. Outside of her professional work, Athena enjoys cooking and baking, family activities, outdoor adventures, tennis, and traveling.

Monica Nguyen is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses. She has 25 years of industry experience, including roles at Morgan Stanley Smith Barney since 2009 and Morgan Stanley & Co., Incorporated since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Kelly Gandre is a financial advisor with Edward Jones in Houston, TX, holding Series 63 and Series 65 credentials and 14 years of industry experience. Prior to joining Edward Jones in 2019, Kelly worked at Ultimus Fund Distributors, Lyrical Partners, LP, and Neuberger Berman, LLC. Outside of finance, Kelly is involved in dog boarding and sitting on weekends. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Dena Lewis is a financial advisor with J.P. Morgan Securities in Pearland, TX, holding Series 63 and Series 65 credentials and nine years of industry experience. She has worked at J.P. Morgan Securities since 2021 and previously spent six years with Wells Fargo Bank NA and Wells Fargo Clearing. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Jeffrey Cardwell is a financial advisor at Cetera with 43 years of industry experience. He holds a Series 63 designation and has been associated with Cetera Advisors LLC since 2013. Outside of his advisory role, he is involved as an owner of Duffy Cardwell, LLP, a financial services firm, and also works as a licensed insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management, financial planning, and consulting services across discretionary and non-discretionary program structures.

Paul Reekie is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in personal retirement planning, sports and entertainment, and retirement income, providing clients with personalized wealth management strategies tailored to their financial goals. Paul holds a Bachelor's Degree from the University of Louisiana and has earned the Personal Investment Advisor (PIA) professional designation. He emphasizes working one-on-one with clients to develop financial strategies that align with their long-term objectives. In addition to his professional role, Paul participates in community service through volunteering with local organizations, reflecting Merrill's tradition of community involvement.

Trent Strong is a Financial Advisor at Merrill Lynch Wealth Management. He provides clients with guidance tailored to their financial goals within the firm's comprehensive wealth management services. Trent holds both a Bachelor's Degree and a Master's Degree from Southern Methodist University. Further details about his professional experience, areas of expertise, or community involvement are not provided.

Tamra Gann Curry is a financial advisor with LPL Financial in Houston, TX, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. She has been with LPL Financial since 2005. In addition to advising, she is involved in the sales of Medicare-related insurance products, including Medicare supplements and prescription drug plans. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research to provide both discretionary and non-discretionary management options.