Brandon Oliva is a financial advisor at Fidelity with Series 63 and Series 65 credentials and two years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank, NA, where he worked for over 16 years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as an advisor to multiple registered investment companies and employs systematic methods including AI in its investment process.

Jackson Hairston is a financial advisor at Fidelity with a Series 66 credential and less than one year of industry experience. He has a background that includes work at Equitable Advisors and academic involvement at Southern Methodist University’s Cox School of Business. Outside of his advisory role, he has experience with the Indian Hill Club and a golf-related venture called Power of the Golf Ball. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including institutional and retail investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles with registered investment companies and use of systematic methodologies incorporating AI and long-term asset allocation strategies.

William Daniel is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has prior experience at NYLife Securities LLC and Brookstone Capital Management. Outside of advisory work, he has been involved with Northern Lights DJ since 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

Julio Martinez is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation. He has approximately one year of industry experience with prior roles at Merrill, Bank of America, and JPMorgan Chase Bank, N.A. He has also been involved with the Hispanic Association and the Hispanic Association of Colleges and Universities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. The firm’s advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Hector Nino is a Wealth Management Advisor with Merrill Lynch Wealth Management. He utilizes the wealth planning process to develop financial strategies focused on clients' goals and objectives. His approach includes implementing, reviewing, and communicating the effectiveness of these strategies and making adjustments as needed. Hector specializes in assisting families, individuals, and business owners in creating robust, long-term financial plans. Through a detailed discovery process, he helps clients articulate and prioritize their short and long-term goals, factor in risk tolerance, time horizons, and liquidity needs, and build strategies tailored to each objective. His services encompass education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, and tax minimization. He holds a Bachelor's Degree from the University of Texas at Austin and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Hector is a member of professional organizations such as the Financial Planning Association, HeartGift San Antonio, Rotary International, St. Peter St. Joseph's Children's Home, and The Texas Exes Alumni Association.

Rene Soliz III is a financial advisor at LPL Financial with a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for six years before joining LPL Financial in 2022. Soliz serves as a board member of a local BNI networking group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, leveraging model portfolios, third-party subadvisors, and innovative operational tools.

Carlton Butler is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo since 2016, following six years at A. G. Edwards & Sons, Inc. Outside of his advisory role, he is an arbitrator with FINRA and creates content on YouTube through his business, The Reflection Point. Wells Fargo Advisors provides investment advisory services, financial planning, and retirement plan consulting to a broad range of clients, leveraging research and analytics to support its offerings through both brokerage and advisory solutions.

Diann Montemayor is a Series 66-licensed financial advisor with Merrill in San Antonio, TX, with three years of industry experience. She previously worked for six years at Antonian College Preparatory High School before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

H Lovelace is a financial advisor with LPL Financial based in New Braunfels, TX, holding a Series 66 license and 25 years of industry experience. Prior to joining LPL Financial in 2025, Lovelace spent 18 years at Next Financial Group, Inc. and 6 years at Investment Professionals, Inc. Outside of advising, Lovelace operates a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors and advanced operational tools.

Raul Riojas is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works directly with clients to assess their current financial situations and introduce solutions available through Merrill and Bank of America. He aims to empower clients with knowledge and tools to manage their financial lives effectively. With expertise in helping clients address various financial priorities—such as purchasing a home, saving for college, caregiving, and healthcare planning—Raul collaborates one-on-one to define goals and select portfolio strategies suited to individual needs. He provides ongoing advice to adapt portfolios as clients' circumstances evolve. Raul holds the Personal Investment Advisor (PIA) designation. He earned his high school diploma from William Taft and attended Baylor University without obtaining a degree.

Antonio Diaz is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and eight years of industry experience. His work history includes roles at H&R Block and Bank of America, with a current tenure at Merrill since 2016. Outside of his advisory duties, he is connected to SpeechWizards LLC, a family-held business focused on speech pathology and therapy operated by his spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rogelio Torres Jr. is a financial advisor with Ameriprise, holding a Series 66 designation and five years of industry experience. He previously worked at Raymond James & Associates and JPMorgan Chase & Co. Outside of his advisory role, he is involved in managing an advisory business through a dual advisor program with RBFCU. Ameriprise provides retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendations delivered in partnership with its financial advisors. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Daniel Espinoza is a financial advisor with LPL Financial, holding a Series 66 designation and 21 years of industry experience. He has worked at LPL since 2018 and previously held roles at SWBC Investment Services, Chase Investment Services, and Ameriprise. Outside of his advisory work, he is involved in selling Medicare supplement plans. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services and investment solutions, including model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad suite of non-advisory financial services.

Paul Renfro is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and bringing four years of industry experience. He previously worked at First Allied Securities, Inc., Lone Star Bullion, and CollegePlus/Lumerit. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services delivered through a large network of investment adviser representatives using various strategies, including model portfolios and third-party subadvisors.

Lara Tyree is a financial advisor at Morgan Stanley in San Antonio, TX, with 28 years of industry experience. She holds Series 63, 65, and 66 licenses. Her prior experience includes roles at Bank of America, Merrill, and JPMorgan Securities LLC. Outside of advising, she is a partner involved in a real estate business in San Antonio. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning that uses firm-approved tools and economic modeling techniques.

Jessica Edmonds is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. She has worked at Ameriprise since 2018 and previously at Investment Professionals Inc. Edmonds is also the owner of J Edmonds Marketing LLC, a small business unrelated to investment advising. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice.

James Boynton is a financial advisor at Ameriprise with 45 years of industry experience. He has previously worked at RBC Capital Markets Corporation and Ameriprise Financial Services Inc. Boynton serves on the board of directors for SA Life Academy and is involved with ATCOTX, LLC, an oil and gas royalty business. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Caitlin Bernatt is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and previously worked at Merrill and Bank of America. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations, incorporating ESG considerations and supported by affiliates through implementation and portfolio services.

Rollins Rubsamen is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morganstanleysmithbarney since 2010. Based in San Antonio, TX, Rubsamen works within one of the largest wealth management firms in the industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning services, and manages approximately $2.74 trillion in client assets.

Brunilda Ramon is a financial advisor at Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses with 10 years of industry experience. Her career includes roles at Wells Fargo Bank NA and Wells Fargo Clearing prior to joining Wells Fargo Advisors. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides a wide range of investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers comprehensive planning solutions supported by proprietary research and tools, serving clients who meet specified net-worth thresholds.