Amanda Perkins is a financial advisor with Merrill based in San Antonio, TX, holding Series 63 and Series 66 licenses and five years of industry experience. Her work history includes roles at Bank of America, Merrill Lynch, and Huntington National Bank. Perkins also has an ongoing affiliation with Western Governors University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sheila Tondre is an Investment Management Consultant II at Fidelity Investments, where she focuses on developing comprehensive financial plans tailored to each client's unique goals. She emphasizes a collaborative process that fosters strong client relationships and trust, which she considers essential to addressing clients' evolving financial needs. Sheila has accumulated extensive experience in financial consulting and wealth management, having worked as a Financial Consultant at Fidelity Investments since 2022. Prior to this role, she served as a Private Client Advisor at J.P. Morgan Securities LLC from 2019 to 2022 and as a Wealth Management Advisor at TIAA from 2015 to 2019. Outside of her professional work, Sheila engages in activities such as biking, family activities, fitness, parenthood, running, and volunteering.

Abraham Guzman is a Series 66 licensed financial advisor at J.P. Morgan Securities with 11 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2020 and previously spent 15 years with Bank of America and Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Shelby Bracho is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In this role, Shelby collaborates directly with clients to develop personalized investment strategies aligned with their individual goals and life circumstances. Shelby provides ongoing advice and works to adapt clients' portfolios as their situations evolve. Shelby specializes in helping clients manage a variety of financial priorities, including purchasing a home, saving for education, caring for elderly family members, and planning for healthcare needs. Shelby holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Shelby earned a Bachelor's Degree from the California State University System.

Giovanni Corona Hernandez is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has been with Merrill since 2018, also working at Bank of America, N.A. since 2025. Outside of his advisory role, he serves as a director of Limitless Education Inc., where he assists with college readiness and outreach initiatives. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Javier Gonzalez Jr. is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked at J.P. Morgan Chase Bank and JPMorgan Securities since 2018, and previously held roles at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, and COMPASS Bank from 2014 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

James Eller is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 63 designation and 40 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management solutions through a large network of advisors and utilizes model portfolios, third-party subadvisors, and customized strategies.

Christopher Flannery is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 designations and over 29 years of industry experience. He has been with Merrill since 1992. Outside of his advisory role, he serves on several advisory boards, including the San Antonio College Financial Management Services Committee and the San Antonio Sports Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Agostino is a CFP® professional with 14 years of industry experience, currently affiliated with Cetera. His career includes roles at multiple Cetera entities and the Summit Financial Group. He also serves as a FINRA arbitrator on a per-hearing basis. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party managers.

Ashleigh Henderson is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior work includes roles at Bank of America and Camp Gladiator. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Harold Leonard is a financial advisor at Thrivent Investment Management with 19 years of industry experience. He holds the Series 66 designation and has worked with Thrivent Financial For Lutherans and Thrivent Investment Management since 2007. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses covering a wide range of planning topics, combining planning with managed-account programs under a consolidated billing option while keeping the services separate.

Jay Hutcherson is a financial advisor at Ameriprise in San Antonio, TX, holding Series 63 and Series 66 licenses with 20 years of industry experience. He has been with Ameriprise and its related entities since 2008, with a brief gap in 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning based on proprietary research, third-party data, and algorithmic tools.

Karesse Bradley is a financial advisor at LPL Enterprise with the ChFC® designation and Series 63 and 66 licenses. She has four years of industry experience, including prior roles at Capital Group, BOK Financial, Vanguard, New York Life, State Farm, Western Governors University, and Edward Jones. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities, employing model-driven portfolio management and offering access to third-party asset managers and financial planning.

Susana Torres is a financial advisor at Edward Jones with 24 years of industry experience. She holds the Series 63 and Series 65 designations and has worked previously at firms including Victory Capital Management, Fidelity Brokerage Services, Charles Schwab, and USAA Financial Advisors. Outside of her advisory role, she is involved in a secondhand sales business in San Antonio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Anne Hamon is a Series 66-licensed financial advisor with Wells Fargo Clearing in San Antonio, TX. She joined Wells Fargo in 2026 and has prior experience at WellMed Medical Management, Valero Energy Corporation, PwC, and the University of Notre Dame. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Terry Howard is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he serves on the Board of Directors for The Ranches at Buck Ridge Homeowners Association. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement-income recommendations, primarily for clients maintaining assets in Ameriprise-managed accounts.

Hector Nino is a Wealth Management Advisor with Merrill Lynch Wealth Management. He utilizes the wealth planning process to develop financial strategies focused on clients' goals and objectives. His approach includes implementing, reviewing, and communicating the effectiveness of these strategies and making adjustments as needed. Hector specializes in assisting families, individuals, and business owners in creating robust, long-term financial plans. Through a detailed discovery process, he helps clients articulate and prioritize their short and long-term goals, factor in risk tolerance, time horizons, and liquidity needs, and build strategies tailored to each objective. His services encompass education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, and tax minimization. He holds a Bachelor's Degree from the University of Texas at Austin and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Hector is a member of professional organizations such as the Financial Planning Association, HeartGift San Antonio, Rotary International, St. Peter St. Joseph's Children's Home, and The Texas Exes Alumni Association.

Lauren Mackrell is a financial advisor at Edward Jones with three years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2022. Her prior experience includes roles at Southwestern University and Clubs of Cordillera Ranch. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Mark Lopez is a CFP® professional with 27 years of industry experience. He is currently with Charles Schwab, where he has worked since 2020. Prior to that, he was employed at USAA Investment Management Company and USAA Financial Advisors Inc. Mark holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options using multi-asset model portfolios and maintains an integrated operational structure with centralized custody and order-routing.

Diann Montemayor is a Series 66-licensed financial advisor with Merrill in San Antonio, TX, with three years of industry experience. She previously worked for six years at Antonian College Preparatory High School before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.