Joseph Caldera is a CERTIFIED FINANCIAL PLANNER™ professional with 27 years of industry experience. He has worked at LPL Financial since 2018 and previously spent 15 years at INVEST Financial Corporation. Outside of his advisory work, he has a real estate rental business in Las Vegas. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from both internal and third-party sources.

Rodrigo Quintana Jr. is a financial advisor at Ameriprise in Las Vegas, NV, holding a Series 66 designation with six years of industry experience. He has been with Ameriprise since 2018, including his current role since 2020. Prior to his advisory career, he worked at the University of Nevada Las Vegas from 2015 to 2018. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate Social Security options, tax-smart withdrawal strategies, and asset analysis. The firm combines research, modeling, and tax-efficiency analysis with algorithmic support to deliver tailored, non-discretionary retirement income recommendations.

Jeffery Zemp is a CFP® with 11 years of experience in the financial industry. He is currently affiliated with LPL Financial and has held roles at One Nevada Credit Union, CUSO Financial Services, Fidelity Investments, City National Securities, Bank of America, Merrill, and other firms. He is based in Las Vegas, NV. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Jacob Gonzalez is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2024. Prior to his advisory role, his background includes positions in various service and retail environments, as well as freelance work. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kristina Besstchetnaya is a financial advisor at Fidelity with six years of industry experience. She holds a Series 66 designation and has worked at Merrill and Tiffany & Co, among other firms. Outside of her advisory role, she is involved in managing administrative operations for a gymnastics business founded by her spouse. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative and algorithmic portfolio construction.

Patricia Murphy Radigan is a financial advisor with Merrill in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has worked at Merrill since 2009 and at Bank of America, N.A. since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional entities.

Pierre Perez is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. Perez is based in Las Vegas, NV. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm utilizes firm-approved software to analyze client goals and offers event-driven planning programs such as divorce planning and estate settlement.

Nikolas Sandoval is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A., Merrill, Bankers Life, Guardian Life Insurance Company LLC, WestPac Wealth Partners, and Ameriprise. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nashton White is a financial advisor with Merrill in Las Vegas, NV, holding a Series 66 designation and two years of industry experience. His career includes roles at Bank of America, UBS Financial Services, and Hawkeye Capital Advisors. He serves on the board of a family private foundation, His Hands Foundation, which supports humanitarian causes. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Dannette Trivisonno is a financial advisor at UBS Financial Services with 38 years of industry experience. She has held her current position at UBS since 2009. Her credentials include the Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-based, model-driven financial strategies tailored to clients’ goals and risk tolerances.

George Werly is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, he was involved in multiple ventures including operating George’s MacBooks, a business focused on tech refurbishing and repair. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to a diverse range of clients including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in managing discretionary and non-discretionary advisory mandates, and it holds distinctive roles such as commodity pool operator registration and advisory services to registered investment companies.

Yohanes Tesfamariam is a financial advisor at Ameriprise with Series 66 credentials and one year of industry experience. Prior to joining Ameriprise, he worked in various roles including positions at Las Vegas Parking and the University of Las Vegas Nevada. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies. The firm’s approach involves a centralized service team that collaborates with advisors to provide customized recommendations based on proprietary research and external data.

Elvia Callahan is the Vice President, Wealth Planner at Fidelity Investments. In her current role, she partners with clients to build long-term trusted relationships with families and guides them through planning strategies that enhance their financial plans. Elvia has extensive experience in the financial services industry, having held multiple positions at Fidelity Investments since 2006, including Financial Consultant, Investments Representative, and Financial Representative. Prior to joining Fidelity, she worked as an Account Executive at MetLife Securities from 2005 to 2006.

Samuel Harper is a financial advisor at Fisher Investments with 14 years of industry experience. He has held his current role at Fisher Investments for 10 years and holds Series 63 and Series 65 designations. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management with a centralized investment approach that incorporates quantitative and qualitative research. The firm offers a range of services including sub-advisory and retirement plan solutions, managing both separate accounts and pooled investment vehicles.

Nnamdi Drew is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise before joining J.P. Morgan in 2024. His prior work experience includes roles outside of finance in logistics and food service. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Robert Keelan is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on delivering a comprehensive approach to wealth management by understanding each client’s financial situation and personal priorities. Robert collaborates closely with clients to develop customized strategies that are adaptable to changing needs and market conditions. He utilizes the investment expertise of Merrill and the banking services of Bank of America to address the diverse financial aspects of his clients’ lives. Robert’s areas of expertise include education planning, legacy planning, LGBT wealth planning, liquidity management, managing new wealth, socially responsible and values-based investing, and retirement income. He holds a Bachelor's Degree from the University of California system, where he studied International Business and Political Science. During his time at university, Robert began his banking and investing career, progressing from teller positions to becoming a financial advisor. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, Robert volunteers in his community and has personal interests in chess, football, ice hockey, music, spending time with family, and watching movies.

Aaron Blaine is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Merrill, Wells Fargo, and various advisory firms. Outside of his advisory work, he also has experience as a driver for Uber. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and services, combining discretionary and non-discretionary management with model portfolios, third-party research, and technology-enabled solutions.

John Royen is a financial advisor at Cetera with 12 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Avantax Advisory Services and Legacy Capital Advisors. He also operates Sofos Wealth Management, where he provides financial, insurance, and tax-smart planning services. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with both affiliated and third-party money managers.

Peter Capotosto is a financial advisor with J.P. Morgan Securities in Las Vegas, NV, holding a Series 66 designation and bringing 21 years of industry experience. His prior roles include positions at LM Capital Group, SEI Investments, and Mirae Asset Global Investments. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis through a select group of Wealth Advisors.

Gina Ortega is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its related entities since 2005. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.