Amit Patel is a financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. He holds a Series 63 designation. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm provides written Recommendation Reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and algorithmic tools to assist clients in managing income and withdrawals.

Cesar Cap is a financial advisor with Fidelity in Santa Clarita, CA, holding a Series 66 designation and bringing 21 years of industry experience. His career includes roles at Fidelity Investments since 2007 and Wells Fargo Investments from 2005 to 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Kenneth Quon is a financial advisor with J.P. Morgan Securities in Glendale, CA, holding Series 66 and Series 63 licenses and seven years of industry experience. He has worked with JPMorgan Chase Bank, N.A., and J.P. Morgan Securities since 2019. Prior to joining J.P. Morgan, he held positions at Howroyd Wright Employment Agency Inc Apple One and Zagg InvisibleShield. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager research, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative research and offers a range of derivative and commodities capabilities.

Todd Melillo is a financial advisor with LPL Financial, holding a Series 63 designation and 42 years of industry experience. His prior work experience includes roles at Western International Securities, Inc., Ladenburg Thalmann Asset Management Inc., Ladenburg Thalmann & Co. Inc., and Financial West Group. Outside of his advisory activities, he is involved with MJ Partnership, a family business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, leveraging both proprietary research and third-party strategies.

Mark Mannarelli is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial since 2018. His prior roles include five years at Cetera Advisor Networks and seven years at Walnut Street Securities. Outside of his advisory work, he is involved with Mannarelli Financial Services, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to various investment strategies through multiple platforms and supports advisors with advanced operational and research tools.

Max Levy is a financial advisor at Thrivent Investment Management with two years of industry experience. He holds Series 66 and Series 63 credentials. His prior work includes positions at NYLIFE Securities LLC, New York Life Insurance Company, and Bishop Gold Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan.”

Spencer Williams is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduces them to solutions available through Merrill and Bank of America. Spencer aims to empower clients with the knowledge and tools necessary to take control of their financial lives and select the platform that best fits their needs. He holds a Bachelor's Degree from Harvard University and has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). These credentials support his expertise in retirement planning, personal investment, and wealth management for sports and entertainment clients. Spencer's professional approach centers on helping clients uncover what matters to them and their families to create strategies aligned with their financial goals.

Susan Kakiki is a financial advisor with Edward Jones in Santa Clarita, CA, holding a Series 66 designation and with three years of industry experience. She has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services.

Melinda Beard is a Financial Consultant at Fidelity Investments, a role she has held since 2025. She provides personalized guidance and strategies to help clients work toward reaching their financial goals with confidence. Prior to her current position, Melinda has held various roles at Fidelity Investments, including Investment Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative in 2022. She also worked as a Relationship Manager at JP Morgan & Chase Bank from 2021 to 2022. Melinda holds a California Insurance License, supporting her expertise in financial and insurance services. Outside of her professional career, she enjoys spending time at the beach, exploring culinary experiences as a foodie, caring for her pets, practicing Pilates, and reading.

Richard Stevens is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 65 designations and has 38 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors nationwide.

Robert Carrington III is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His career includes roles at Wells Fargo, Bank of the West, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations within a regulated, futures and derivatives-capable platform.

Anterias Nerses Hindoyan is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and BLOM Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Armen Terhakopian is a financial advisor with J.P. Morgan Securities in Glendale, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His prior work experience includes roles at Ararat Terhacopian and California Credit Union. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence and a combination of quantitative and qualitative research.

Beatriz Ponton is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and over 31 years of industry experience. She has worked primarily at Wells Fargo Clearing since 2000, with a brief tenure at Ameriprise Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Sarkis Ardjian is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and having one year of industry experience. Prior to his current role, he has been involved with Primerica Financial Services since 2023 and owns Salifex Marketing, a non-investment related business. He also receives compensation for referrals of home security and automation products through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed account options. The firm curates third-party asset managers and oversees portfolio implementation with an emphasis on tiered wrap fees and independent manager due diligence.

Barry Laufman is a financial advisor at Cetera with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked in the financial services sector since 2000, including tenure at Tower Square Securities and Cetera Wealth Services. In addition to his advisory role, he operates an independent insurance agency specializing in fixed insurance sales. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supported by a nationwide network of over 10,000 advisors.

Jennifer Curry is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been with JPMorgan Chase Bank, N.A. since 2019 and worked at J.P. Morgan Securities from 2016 to 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm focuses on non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

John Bauer is a CFP®-designated financial advisor with 41 years of industry experience. He has been with LPL Financial since 2009 and previously worked at Mutual Service Corporation for 10 years. Bauer also dedicates time to the sale of non-variable insurance products and has involvement with an irrevocable trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, with a focus on providing customizable investment strategies through its large network of advisors.

Ryan Richardson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at various firms including Avantax Advisory Services and operates Richardson Financial as an investment-related business. Additionally, he is a part owner of Richardson & Co CPAs, which provides tax and accounting preparation services. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients from individuals to institutional accounts through a large network of independent advisors. The firm offers diverse portfolio management and financial planning services, with multiple program structures and access to both affiliated and third-party managers.

Brently Young is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at J.P. Morgan Securities for 10 years before joining Wells Fargo in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.