Damon Francis is a financial advisor with RBC Securities, Inc., holding a Series 66 designation and with 20 years of industry experience. His prior firms include Unionbanc Investment Services and City National Securities, Inc. He has personal investments as a limited partner in multiple real estate ventures across several states, involving multi-family and industrial properties. RBC Securities provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. Investment management is delegated to RBC Rochdale, which constructs and implements diversified asset allocation strategies for clients.

Robert Nowak is a CFA® charterholder with six years of industry experience. He is currently with Pure Financial Advisors in San Diego, where he has worked since 2022. Prior to that, he was with Interactive Brokers for one year and RMV Capital for six years. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm’s investment approach is planning-centered and incorporates modern portfolio theory, tax-aware techniques, and the use of sub-advisers for specialized strategies.

Robert Choi is a CFA® charterholder with 21 years of industry experience. He has worked at Silvercrest Asset Management Group LLC since 2019 and previously spent four years at Neosho Capital. Based in San Diego, CA, he holds Series 63 and Series 65 licenses. Silvercrest Asset Management Group LLC provides investment management and family-office services to families and select institutional investors, including endowments and foundations. The firm offers discretionary and non-discretionary portfolio management alongside family office services and employs a range of proprietary equity and fixed-income strategies tailored to client objectives.

Richard Engbrecht is a financial advisor with RBC Securities, Inc. based in La Jolla, CA, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. His prior work history includes roles at City National Bank from 2018 to present, Unionbanc Investment Services from 2010 to 2018, and Union Bank from 2009 to 2018. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through a wrap-fee investment advisory program. The firm integrates its advisory services within a broader financial services group affiliated with a bank, offering portfolio management, financial planning, and a range of custodial and cash-management features.

Rachel Fuss is a CFP® and holds a Series 66 license with 12 years of industry experience. She is currently with Pure Financial Advisors, LLC and previously worked at Securian Advisors Northwest, Minnesota Life Insurance Company, Securian Financial Services Inc, and Edward Jones. She was also the owner of Charthouse Financial LLC, a finance business that is in the process of closing. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware techniques, and the use of sub-advisers for specialized portfolio sleeves.

Andrew Baker is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding Series 63 and Series 65 credentials and 13 years of industry experience. He is also the owner of BakerStayz, a short-term rental business. Baker leads a team at Financial Haus, where he mentors junior advisors and meets with clients. Sovran Advisors serves individuals, corporations, and retirement plan sponsors, offering financial planning, advisory services, and portfolio management across various program types. The firm employs a combination of active and passive investment strategies and utilizes internal models as well as third-party platforms to manage assets.

Shawn Waltz is a financial advisor at Dunham with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Dunham & Associates Investment Counsel, Inc. since 2019. His prior experience includes roles at Pershing LLC and Lockwood Advisors, Inc. Dunham is an SEC-registered investment adviser and broker-dealer that serves individual and high-net-worth clients through a range of offerings, including proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund. The firm emphasizes asset allocation and a manager-of-managers strategy, utilizing formal quarterly and algorithmic rebalancing, and provides custody, trust, and donor-advised fund services through its affiliated trust company.

Nelson Dort is a Series 65-licensed financial advisor with Kingswood Wealth Advisors, LLC in San Diego, CA, and has four years of industry experience. Prior to joining Kingswood in 2022, he worked eight years at Pinellas Suncoast Transit Authority. He is also involved part-time in tax preparation with Financial and Retirement Strategies, Inc., a non-investment-related business he has been associated with since 2007. Kingswood Wealth Advisors serves retail and institutional clients, including high-net-worth investors and retirement plan sponsors, offering portfolio management, financial planning, and consulting services. The firm utilizes an open-architecture platform with third-party managers and integrates insurance-linked account management alongside its multi-team advisory model.

Joan O'Connell is a financial advisor at MissionSquare Retirement with 16 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Blue Water Capital Management, LLC, and operated her own consulting business. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and Guided Pathways Advisory Services, which include discretionary Managed Accounts and nondiscretionary Fund Advice developed with Morningstar Investment Management.

Andrew Levacy is a financial advisor at CreativeOne Wealth, LLC with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Sorrento Pacific Financial, LLC and Partnervest Advisory Services LLC. Outside of advising, he has operated Levacy Photography and runs The Levacy Group, providing income tax preparation and investment services. CreativeOne Wealth, LLC offers fee-based asset management, financial planning, retirement plan consulting, and sub-advisory services to individuals, corporations, charitable organizations, and other RIAs. The firm utilizes a combination of proprietary ETF-based models, third-party managers, and option strategies, with a platform supporting tailored suitability assessments and discretionary management agreements.

Zareh Shahinian is a CFP® professional with seven years of industry experience, currently serving as an investment advisory representative at Sovran Advisors, LLC. His prior experience includes roles at Cetera Wealth Services, Pruco Securities, Prudential Insurance Company of America, and Ameriprise Financial Services. Shahinian is also the owner of Oliria Financial LLC, a financial services business. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of 53 advisors, offering tailored portfolio management and a mix of advisor-managed and model portfolios.

Lucas Jacobson is a CFA® charterholder with eight years of industry experience. He is currently with Mutual Advisors, LLC, where he has worked since 2023. His prior experience includes roles at MML Investors Services LLC, MassMutual Life Insurance Company, and Wall Street Associates. Jacobson is also an independent insurance agent licensed to provide life insurance. Mutual Advisors provides investment management, financial planning, ERISA plan advisory, and third-party money manager selection to a diverse client base, including individuals, high-net-worth clients, trusts, retirement plan participants, and institutional investors. The firm combines institutional capabilities with operational flexibility, managing approximately $8.5 billion in assets and offering a range of advisory and implementation services.

Ryan Burgess is a CFP® professional with 13 years of experience in the financial advisory industry. He is currently with Pure Financial Advisors, LLC and has previously worked at Blue Oaks Financial, Fisher Investments, and several other firms. Pure Financial Advisors serves individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, utilizing modern portfolio theory, tax-aware strategies, and specialized sub-advisers.

Scott Munro is a financial advisor with BFC Planning, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Crown Capital Securities, LP and American International Marketing. Outside of his advisory work, he serves as Executive Director for Munro World Art Associates, representing collectors and galleries in the buying and selling of art collectibles. BFC Planning, Inc. serves a diverse client base that includes individuals, corporations, pension and profit-sharing plans, trusts, and estates through a network of approximately 200 investment adviser representatives. The firm provides financial planning, portfolio management, and access to various advisory platforms and third-party managers, employing a range of investment strategies primarily involving stocks, bonds, mutual funds, and ETFs.

Christopher Abrams is a financial advisor with Simplicity Wealth, holding a Series 65 designation and nine years of industry experience. Prior to joining Simplicity Wealth in 2025, he worked at LifePro Asset Management for seven years and Retirement Wealth Advisors for one year. Abrams also owns and operates Abrams Insurance Solutions, an insurance sales business specializing in health, life, and disability insurance since 2009. Simplicity Wealth serves a diverse client base including individual and high-net-worth investors, retirement plans, corporate and institutional investors, as well as other financial firms. The firm employs a "fund-of-funds" investment approach using ETFs, mutual funds, and individual securities, and offers advisory services along with technology and operational support for other advisors through its managed account platform.

William Morrow is a CFP® professional affiliated with Concorde Asset Management, LLC, with 49 years of industry experience. He has worked with Concorde since 2018 and previously was with Independent Financial Group, LLC for 14 years. Morrow is also the president and owner of Financial Designs, LTD, and hosts the weekly radio show "Financial Advisors" on KOGO AM 600 in San Diego. Concorde Asset Management serves individual, corporate, and retirement-plan clients by providing discretionary and non-discretionary portfolio management, customized financial planning, and access to third-party asset managers. The firm utilizes model-based strategies and serves as an overlay manager while offering ERISA retirement-plan advisory services.

Peter Nesbitt is a financial advisor with Dunham & Associates Investment Counsel, Inc., holding a Series 66 designation and 18 years of industry experience. He has been with Dunham since 2010. Dunham is an SEC-registered investment adviser and broker-dealer that serves individual and high-net-worth clients through proprietary mutual funds, wrap fee programs, separately managed accounts, standalone consulting, and a private fund. The firm employs a manager-of-managers approach with formal quarterly rebalancing and offers a combination of business lines including mutual funds, private equity investments, and trust services through its affiliated trust company.

Bradley Nelson is a CFP® with nine years of industry experience. He currently works at Fiduciary Financial Advisors and has previously been affiliated with Lyon Park Advisors, LLC. Fiduciary Financial Advisors serves a broad client base, including individual investors, multi-generational families, trusts, retirement plans, corporations, and charitable foundations. The firm combines digital-asset advisory capabilities with formal trust arrangements and offers services such as discretionary investment management, retirement plan consulting, and outsourced CFO engagements.

Garrett Newman is a CFP®-certified financial advisor with 14 years of industry experience. He is currently with Brighton Jones LLC in San Diego, CA, and has prior experience at LPL Financial, Peak American Financial Group, Health IQ, Prudential Insurance, and Fidelity Investments. Outside of his advisory role, he owns and operates Remy's Mobile Notary. Brighton Jones serves a diverse client base including high-net-worth individuals, families, trusts, and retirement plan sponsors, offering comprehensive wealth management services such as family office support, discretionary investment management, tax preparation, and access to private investment opportunities. The firm employs a holistic, balance-sheet approach with continuous monitoring and utilizes independent managers alongside affiliated investment vehicles.

Dominick Pullano is a financial advisor with Kingswood Wealth Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. His career includes roles at Kingswood Capital Partners, Benchmark Investments, and Aegis Capital Corp. He also serves as president of PCM Associates, managing investment services and office operations related to his advisory activities. Kingswood Wealth Advisors serves a diverse client base, including individual and high-net-worth investors, retirement plan sponsors, and institutions, offering portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm employs an open-architecture platform with both discretionary and non-discretionary advice, incorporating third-party managers and supporting insurance-linked account management through affiliated financial entities.