Anna Diaz is a CFP® professional with 23 years of industry experience, currently advising at Corient in San Diego, CA. Her prior work includes roles at Merrill and Dowling & Yahnke, LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm employs a goals-based, team investment approach utilizing both in-house strategies and third-party manager solutions, with continuous portfolio monitoring and risk management.

Kayla Loren is a CFP®-credentialed financial advisor with Schwab Wealth Advisory and has four years of industry experience. She has worked at various Schwab entities since 2021 and has held positions outside the financial services industry, including roles in hospitality and education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory (SWA) program, using Schwab’s standard asset allocation models and research tools. The firm delivers investment recommendations primarily to individual clients and conducts at least annual account reviews without discretionary trading authority.

Zachary Brown is a financial advisor with Commonwealth Financial Network holding a Series 66 designation. He has no prior industry experience and has worked in various roles outside finance, including veterinary healthcare and education. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages about $212.7 billion in client assets. The firm offers a broad adviser-support platform with both discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a range of investment options.

Tanya Gonzalez is a financial advisor with Primerica Advisors in San Diego, CA, holding the Series 63 and Series 65 licenses and eight years of industry experience. Her prior roles include positions at Northwestern Mutual Wealth Management Company and Bank of America. She is also a member of PURE VIBE LLC, where she is involved in operational management activities. Primerica Advisors serves a broad retail client base, offering brokerage and advisory services along with financial planning and consulting. The firm employs a range of investment strategies through proprietary and third-party platforms and supports various account-level services including lending solutions and donor-advised funds.

Marc Schneider is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with TIAA-CREF since 2011. Outside of his advisory role, he is an equity shareholder in Baja Flyers Corporation, a shared ownership group for private aircraft maintenance and use. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, frequently serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a fiduciary standard through its registered investment advisory services and employs a mix of model and customized portfolios.

Paul Sung is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Wells Fargo Clearing, Bank of America, Merrill, and JPMorgan. Outside of his advisor role, he has been involved in managing a business entity since 2018. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs along with broker-dealer execution and custody services. The firm operates at large institutional scale and provides specialized services such as derivatives trading and bespoke discretionary solutions.

Alan Davis is a financial advisor at Mercer Global Advisors Inc. in San Diego, CA, holding Series 63 and Series 66 designations with 24 years of industry experience. He previously worked at firms including Epstein and White Financial LLC, Raymond James Financial Services, and Mission Federal Credit Union. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a Modern Portfolio Theory-based approach with globally diversified, risk-appropriate portfolios and offers a range of portfolio management and financial planning services.

Gregory Fox is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Terramar Wealth, OSAIC, Sagepoint Financial, and Equitable Advisors. Outside of advisory work, he manages an RV rental business through Outdoorsy.com. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and back-office support including investment management, compliance, and technology. The firm offers diverse portfolio construction options and discretionary model portfolios managed by its Investment Management and Research team.

Brad Whittelsey is a financial advisor with Guardian Life and holds a Series 66 designation. He has worked in the financial services industry since 2022 with prior experience at Wells Fargo Advisors, Northwestern Mutual, and Park Avenue Securities. Before transitioning to finance, he was employed in the airline and retail sectors. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals—including high-net-worth clients—pension and profit-sharing plans, charitable organizations, and corporate clients with financial planning, brokerage services, and investment advisory programs.

Nathan Dorn is a financial advisor at Mariner with 11 years of industry experience. He holds the CFP® designation and Series 65 license. Dorn has worked at Mariner Wealth Advisors since 2016 and previously at FirstPoint Financial from 2014 to 2017. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax services, implementing discretionary, customized portfolios supported by an internal team and third-party managers.

Whitney Drechsler is a CFP® with seven years of industry experience, currently serving as a financial advisor at Hightower Advisors since 2021. Prior to joining Hightower, she worked at US Bank Private Wealth Management and Commonwealth Financial Network. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers. The firm offers portfolio management, financial planning, and retirement plan consulting, with capabilities that include alternative investments, tax-managed strategies, and international exposure.

Alec Williams is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 license and ten years of industry experience. He has been associated with both firms continuously since 2016. Outside of his advisory work, he is involved with Friends of Braille Institute, a nonprofit auxiliary supporting vision-related programs. Park Avenue Securities operates as both a broker-dealer and SEC-registered investment adviser under Guardian Life Insurance Company of America. The firm provides a range of brokerage services, financial planning, and investment advisory programs to individuals, including high-net-worth clients, as well as pension plans, charitable organizations, and corporate clients.

Bryan Wilczewski is a financial advisor with Guardian Life in San Diego, CA, holding the CFP® and ChFC® designations and 19 years of industry experience. His prior roles include positions at Edward Jones, LPL Financial, and XY Investment Solutions. Outside of his advisory work, he is the owner of Evidentia Group LLC, a legal entity for managing 1099 income. He works at Park Avenue® Wealth Management, a subsidiary of Guardian Life that serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs. The firm offers both discretionary and non-discretionary advisory relationships and utilizes a mix of proprietary and third-party investment models.

Joe Miller Jr. is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and over 42 years of industry experience. He has been with Independent Financial Group since 2003 and has also worked at Mark J. Muller Equities, Inc. and Xton Financial LLC. Outside of his advisory role, he is a managing member of CK Enterprises LLC, which operates a horse stable, and serves as CEO of Beacons Inc., a consulting and business management firm. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services, utilizing multiple advisory programs and third-party asset managers across a national network of Investment Adviser Representatives.

Simon Chapman is a financial advisor with RBC Rochdale, LLC, holding a Series 66 designation and bringing 13 years of industry experience. He has worked with Rochdale Investment Management LLC and RIM Securities since 2012 and with City National Bank since 1997. Chapman serves as a board member for the San Diego Cooperative Charter School, where he oversees financial, hiring, and planning decisions. RBC Rochdale serves a diverse client base including high net worth individuals, corporations, charitable organizations, and government entities. The firm employs a multi-strategy investment process combining quantitative and fundamental analysis, utilizing proprietary tools and working with third-party sub-advisors to construct tailored portfolios.

Joshua Bodenstadt is a partner at Duffy Kruspodin, LLP in La Jolla, California, where he has worked since 2007. He is affiliated with Integrated Wealth Concepts LLC and has six years of industry experience. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and consulting services, employing a long-term investment approach with customized portfolios and oversight of third-party asset managers.

Sophia Lizalde is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. She holds a Series 65 designation and previously worked at VEBS. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, utilizing customized portfolios with a long-term investment approach and oversight of third-party managers.

Timothy Riis is a financial advisor with Integrated Wealth Concepts LLC in San Diego, CA, holding a Series 63 designation and 32 years of industry experience. He has worked at Integrated Wealth Concepts and LPL Financial since 2019, and previously spent 24 years with The Lincoln National Life Insurance Company and Lincoln Financial Advisors Corporation. Outside of his advisory role, Riis operates Riis Financial Inc., a business entity for tax and investment purposes. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with a long-term investment approach along with shorter-term rebalancing strategies.

Rose Pflug is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Corient with two years of industry experience. Her prior roles include positions at D.A. Davidson & Co., KPMG, and academic roles at the University of Portland and Pepperdine University. Corient provides investment advisory and financial planning services to a diverse client base, including individual and high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers and employs various risk management and monitoring tools to align portfolios with client objectives.

Kseniya Ribeiro is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. She previously worked at Bank of America and has been with Mercer Global Advisors in various roles since 2018. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services along with financial, tax, retirement, and estate planning. The firm employs an investment approach based on Modern Portfolio Theory, emphasizing diversified, risk-appropriate portfolios implemented through a variety of vehicles, including low-cost ETFs, index funds, and separate account managers.