Anthony Gonzalez is a financial advisor at Empower Advisory Group with four years of industry experience. He holds the Series 66 designation and has worked previously in mortgage lending and financial services roles at firms including KBHS Home Loans, Lennar Mortgage, Mass Mutual, and Voya. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s model integrates with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and savings rates over short-term forecasts.

Justin Slack is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has one year of industry experience, having joined Principal Financial Services and Principal Life Insurance Company in 2025. Prior to this, he was involved in various businesses including Balanced Fitness and Health and hospitality ventures in San Diego. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel, offering financial planning, retirement consulting, and access to third-party money manager solutions.

Carrie Foote is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 66 licenses and 26 years of industry experience. She has worked at Park Avenue Securities and Guardian Life since 2023 and spent 17 years at CUSO Financial Services, LP. Park Avenue Securities LLC serves a broad retail client base with brokerage and advisory services, including financial planning and retirement-plan consulting. The firm offers various proprietary and third-party investment programs and supports discretionary and non-discretionary account management across multiple asset types.

Deanne Palmer is a CFP® professional with three years of industry experience, currently serving at Prime Capital Financial. She has previous experience with Ameritas Life and Ameritas Investment Corp. In addition to her advisory work, she is involved as lead advisor to the ETA Gamma House Corporation Kappa Kappa Gamma Fraternity at the University of San Diego, overseeing their budget and advising on chapter activities. Prime Capital Financial is an SEC-registered enterprise advisory firm serving high-net-worth individuals, trusts, corporations, and retirement plans. The firm provides a range of services including asset management, financial planning, qualified retirement plan sponsor and trustee services, and family office offerings.

Zhi Ren Liang is a Series 66-registered financial advisor with VALIC Financial Advisors in San Diego, CA. He has experience at Corebridge Financial and AIG Retirement Services, among other roles in both the private and public sectors. Liang has also worked with Elder Delivers, LLC, indicating involvement in entrepreneurial activities outside of financial advising. VALIC Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors and leverages centralized technology and model solutions to manage approximately $29.2 billion in assets.

Connor Boone is a financial advisor at Mariner with a Series 65 credential and one year of industry experience. Prior to joining Mariner, he spent eight years in full-time education. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and integrated tax and administrative services, utilizing customized discretionary portfolios supported by in-house research and third-party managers.

Angela Grundig is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and two years of industry experience. She has held roles at Ameritas Investment Company, LLC and Boom Planning, where she currently serves as an employee and paraplanner. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a broad client base, including individual investors, retirement plans, charitable organizations, and corporate clients, utilizing a variety of managed account programs and third-party solutions.

Nicholas Bialecki is a financial advisor with Citigroup Global Markets, holding a Series 66 credential and 17 years of industry experience. He has been with Citi Smith Barney since 2008. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale and specialized market roles.

Susan Pillen Levine is a financial advisor with Commonwealth Financial Network in San Diego, CA. She holds a Series 66 designation and has 13 years of industry experience, including nine years at LPL Financial before joining Commonwealth in 2022. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Gregory Chachas Jr. is a financial advisor with Independent Financial Group, LLC, holding a Series 63 designation and with 40 years of industry experience. His prior roles include positions at Wedbush Securities Inc., Wells Fargo Clearing, Wells Fargo Advisors LLC, and A. G. Edwards & Sons, Inc. He serves as a board member or officer for Chachas Land Co Inc. and Comstock Land and Mining LLC. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, corporate and pension plans, and charitable organizations. The firm offers financial planning and portfolio management through various platforms, employing a combination of passive and active strategies tailored to client risk profiles.

Yuanyuan Xue is a financial advisor at Merrill with a Series 66 designation and one year of experience at Merrill and Bank of America, N.A. Prior to her current role, she was involved in her family business, Barwick Translation, for seven years and worked at LB Sandwiches for four years. Merrill provides managed account services through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Hendershot is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at TD Ameritrade and Charles Schwab. Outside of his advisory work, he is also active as a Lyft driver. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies.

David Harlow is a Series 66 licensed financial advisor with 15 years of industry experience, currently working at Cetera Investment Services LLC since 2025. His prior roles include positions at CUSO Financial Services, LP and SSN Advisory, Inc. Outside of his advising career, he has been involved with Smoky Mountain Guides. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to affiliated and third-party managers, providing a range of portfolio management and financial planning services through various program structures.

Alexander Aros is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked with Primerica Advisors since 2019 and Primerica Financial Services since 2018. His prior experience includes five years at Welk Resorts Inc. Aros is also involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a tiered wrap fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Holden Enniss is a financial advisor with LPL Financial in La Mesa, CA, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at Morgan Stanley and Hillstone, along with earlier experience at Enniss Inc. and other firms. He also has a background involving Francis Parker School and Columbia University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment management services, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Cecilia De La Cruz is a CFP® with eight years of industry experience, currently serving as a financial advisor at Robert W. Baird & Co. since 2020. Her prior experience includes roles at KeyBank and Key Investment Services. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a combination of in-house and third-party managers across traditional and non-traditional investment strategies.

Austin Barber is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 designation with three years of industry experience. He has worked within Morgan Stanley since 2022, including a role at Morgan Stanley Private Bank, N.A. Barber also has prior involvement with the Associated Students of San Diego State University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools without providing individual security recommendations as part of standalone plans.

Jeffrey Czajka is a financial advisor with LPL Financial in La Mesa, CA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities, and Northwestern Mutual Investment Management. He is also the founder of Advisor Growth Solutions, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diverse financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.

Luis Saucedo is a financial advisor with MassMutual Investors Services who holds a Series 66 designation and has 25 years of industry experience. His career includes roles at MassMutual since 2016 and Capstone Partners Financial and Insurance Services from 2016 to 2021. Outside of his advisory work, he serves as secretary for a home-based language services consultancy. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning services including estate settlement and employer-sponsored programs, utilizing firm-approved tools to deliver collaborative, written recommendations.

Hayden Miller is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, Miller held various roles including positions at Sopris Wealth Advisors and Brinkman Real Estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.