Nicole English is a financial advisor with Kingswood Wealth Advisors, LLC, holding a Series 66 designation and 19 years of industry experience. Her prior work includes roles at Benchmark Investments, LLC, Kingswood Capital Partners, LLC, Chalice Capital Partners, LLC, Chalice Wealth Advisors, LLC, and Lucia Securities, LLC. Outside of investment advising, she is principal of NE Business Enterprises, a company providing reserve studies for homeowners associations. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers customized portfolio management, financial planning, ERISA plan advisory, and consulting services, using an open-architecture platform with both discretionary and non-discretionary advice.

Svitlana Kyrukhina is a financial advisor at Kingswood Wealth Advisors, LLC with 13 years of industry experience. She holds a Series 66 designation and previously worked at Oppenheimer & Co. Inc. for nine years. Kyrukhina is a co-founder of the Ukraine Crisis Emergency Fund, a nonprofit providing immediate aid to affected areas. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, and consulting services, utilizing an open-architecture platform with discretionary and non-discretionary investment approaches.

Meagan Phelps is a CFP® with 26 years of industry experience, currently serving at Madison Avenue Securities, LLC. She is the owner of Empress Investment Group, a financial advisory practice providing wealth management, insurance, and comprehensive financial planning services. Additionally, she manages a tax preparation and planning business, Empress Tax Solutions, LLC, and refers clients to mortgage brokers as part of her consulting activities. Madison Avenue Securities, LLC provides investment advisory and related services to individual clients, charitable institutions, foundations, trusts, and retirement plans, managing approximately $2.0 billion in assets. The firm offers a variety of account platforms and employs multiple investment strategies, with services delivered by a network of investment adviser representatives.

Robert Smith is an advisor at Sovran Advisors, LLC with 22 years of industry experience. He holds the ChFC® designation and several securities licenses. Prior to joining Sovran Advisors, he worked at MassMutual Investors Services and Metlife Securities. Outside of his advisory role, he is the president and owner of Go Fast Take Chances, an extreme sports lifestyle apparel company. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, advisory services, and portfolio management across multiple program types. The firm employs both active and passive investment strategies, using a variety of asset classes and unified managed account platforms.

Joseph Lutz is a CFP® with 32 years of industry experience, currently serving as a financial advisor at The AmeriFlex Group. His prior roles include positions at Sagepoint Financial, Inc. and Cambridge Investment Research, Inc. He is also involved in insurance and benefits services as an agent and serves as a successor trustee. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm provides portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies via model asset allocations and discretionary or non-discretionary manager relationships.

Christopher Jackson is a CFP® professional with 13 years of industry experience. He is currently with Pure Financial Advisors, LLC and has previously worked at Strategic Wealth Partners, Ltd, My Wealth Architect, SurePath Wealth Management, Lionshare Partners LLC, and Mercer Global Advisors. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing approximately $11 billion in assets for individual and high-net-worth clients. The firm emphasizes financial-planning-centered strategies incorporating modern portfolio theory and tax-aware asset location with discretionary portfolio management and offers a range of related consulting and advisory services.

Phillip Chinothai is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC in San Diego, CA. His career has been fully with Pure Financial Advisors since 2016. Pure Financial Advisors, LLC is a large registered investment adviser managing approximately $11 billion in assets and serving several thousand individual and high-net-worth clients. The firm provides comprehensive financial planning and discretionary portfolio management with a financial-planning-centered approach grounded in academic frameworks and emphasizes ongoing planning through its Foundation Financial Plan process.

Mira Abas is a financial advisor at Madison Avenue Securities, LLC with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Transamerica Financial Advisors, Inc. and World Financial Group, Inc. In addition to her advisory role, she serves as an operations manager assistant at Empress Investment Group and provides notary services for client documents. Madison Avenue Securities, LLC provides investment advisory and related services to individual clients, charitable institutions, foundations, trusts, and employer-sponsored retirement plans. The firm manages approximately $2.0 billion in assets and offers a range of portfolio management, financial planning, and consulting services through multiple account platforms and programs.

John Dugan is a CFP® and Series 66 credentialed advisor with 22 years of industry experience. He has been with Pure Financial Advisors, LLC since 2014. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and use of sub-advisers for specialized portfolio sleeves.

Steven Payne is a CFP® professional with 36 years of experience in the financial services industry. He has worked at United Capital Financial Advisors since 2015 and previously held roles at Girard Securities and Cetera Advisor Networks LLC. Outside of his advisory work, he performs as a guitarist for the Brokers Band in San Diego. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, and charitable organizations. The firm employs discretionary portfolio management using asset-allocation models and offers customized strategies, client-facing technology, and access to third-party managers through its FinLife Partners platform.

Matthew Balderston is a CFP® professional with 18 years of industry experience, currently serving at Pure Financial Advisors, LLC since 2014. He holds a Series 63 designation and is based in San Diego, CA. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, utilizing modern portfolio theory, tax-aware strategies, and specialized sub-advisers.

Antonio Maillaro is a financial advisor at Dunham with one year of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services and Dunham & Associates Investment Counsel, Inc. In addition to his advisory role, he serves as a Trust Investment Associate for Dunham Trust Company, where he assists in investment due diligence and participates on the investment committee. Dunham is an SEC-registered investment adviser and dually registered broker-dealer that serves individual and high-net-worth clients. The firm employs a manager-of-managers approach with formal quarterly rebalancing and offers tailored SMA strategies, proprietary mutual funds, and a private fund, alongside trust and custodial services through its affiliated trust company.

Ramiro Herrera is a financial advisor at Kingswood Wealth Advisors, LLC with six years of industry experience. He holds a Series 66 designation and has worked previously at LPL Financial, First Allied Securities, and NorthWestern Mutual Investment Services. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions, offering portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm operates an open-architecture platform, frequently utilizes third-party managers, and integrates insurance-linked account management within its operational model.

Thomas Freismuth is a financial advisor with Accelerate Retirement, holding the ChFC® designation and Series 63 license, and has 43 years of industry experience. His prior roles include positions at NFP Retirement, Cambridge Investment Research Advisors, and HUB International. Outside of advisory services, he is involved with Touch of Green LLC, a cultivation enterprise. Accelerate Retirement serves individual and institutional clients, offering retirement plan consulting, discretionary investment management, financial planning, and fiduciary services. The firm constructs customized portfolios through a network of advisers and emphasizes a long-term investment approach.

Sandy Levine is a financial advisor at Redhawk Wealth Advisors, Inc. in Del Mar, CA, holding a Series 66 credential with 12 years of industry experience. Prior to joining Redhawk in 2020, Levine worked at Atlas Wealth Management Group and William Jordan Investments. Redhawk Wealth Advisors offers discretionary and non-discretionary wealth management, financial planning, and retirement-plan advisory services to individuals, high-net-worth families, estates, trusts, retirement plans, and charitable organizations. The firm’s investment approach emphasizes strategic and tactical asset allocation across various asset classes, supported by a weekly investment committee and, in some strategies, third-party signal providers.

Aaron Wiegman is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Savvy. His prior roles include positions at Financial Sense Wealth Management and Saybrus Equity Services. He is a board member and sponsor chair of the Financial Planning Association of San Diego. Savvy provides customized discretionary and non-discretionary investment and wealth management services to individuals, trusts, estates, retirement plans, charitable organizations, and corporations. The firm combines an index-based core with tailored strategies such as direct indexing with tax-loss harvesting, active and passive stock portfolios, and ESG-focused models, supported by a proprietary technology platform and third-party sub-advisers.

Niklaus Pleisch is a financial advisor with Kingswood Wealth Advisors, LLC, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Inc. and World Financial Group, Inc. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions, offering portfolio management, financial planning, ERISA plan advisory, and consulting services with a focus on customized investment strategies and integration of insurance-linked accounts.

Daniel Leyva is a financial advisor at Kingswood Wealth Advisors, LLC in San Diego, CA, with two years of industry experience. He holds the Series 66 designation and previously worked for LPL Financial LLC for nine years. Prior to his advisory career, he was employed at Hornblower Cruises and Events for two years. Kingswood Wealth Advisors serves a diverse client base including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services, employing an open-architecture platform with both discretionary and non-discretionary investment approaches.

Kathleen Stephens is a financial advisor at Golden State Wealth Management, LLC with 14 years of industry experience. She holds the Series 66 designation and has worked previously at Edward Jones for 10 years and LPL Financial for 2 years. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm primarily offers discretionary portfolio management alongside standalone planning and consulting engagements, employing various analytic approaches and third-party managers to tailor portfolios.

Gregory Banner is a CFP® professional with 38 years of industry experience, currently serving at Belpointe Asset Management LLC since 2024. His prior roles include positions at Axxcess Wealth Management, Arete Wealth Management, and Asset Preservation Strategies, among others. Outside of financial advising, he operates a residential photography business. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, and corporations. The firm offers discretionary investment management and financial planning, employing customized portfolios with various active and passive strategies tailored to client objectives.