Thomas Doughty is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Newport Beach, California. He leads a team with over 48 years of combined industry experience, providing tailored financial advice and guidance to entrepreneurs, business owners, and executives. Thomas specializes in various areas including employee benefits planning, family wealth management strategies, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Thomas began his career in finance at the age of 17 after securing an internship that turned into a full-time position. Over several decades, he has built long-term relationships with clients and their families, with many clients referring others to him and becoming personal friends. His experience spans numerous market cycles, allowing him to offer seasoned and thoughtful advice. Thomas holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from San Diego State University. Outside of his professional life, Thomas participates in community organizations including Curing Autism Now and Huntington Beach Charger Special Needs Flag Football. He is also a member of USRowing. His personal interests include biking, cooking, golfing, music, and spending time with his family.

William Moore is a financial advisor at Merrill with 45 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2008, also working at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Kelly is a financial advisor with J.P. Morgan Securities in Newport Beach, CA, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012, and has been with Wm Financial Services, Inc. since 2000. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program supported by centralized due diligence and a systematic research process.

Zachary Fidler is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Prior to his current role, he served ten years with the San Bernardino County Sheriff's Department. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services using model-driven portfolio strategies supported by third-party asset managers and custodians.

Jack Banning is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including prior tenure at Merrill from 2009 to 2017. Banning has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured planning tools and modeling techniques to support client outcomes.

Gretchen Buehner is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 licenses and 17 years of industry experience. She has been with UBS Financial Services since 2004. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a range of capital markets services through its integrated platform.

Rebekah Beekie is a financial advisor with J.P. Morgan Securities in Newport Beach, CA, holding Series 63 and Series 66 licenses with 10 years of industry experience. She has worked at Wells Fargo Clearing and JPMorgan Chase Bank prior to her current roles. She is employed by both J.P. Morgan Securities and JPMorgan Bank, offering a range of bank products and services alongside her advisory duties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research supported by a manager solutions team, with offerings that include an ESG eligibility framework and broader derivatives and commodities capabilities.

Steven Christol is a financial advisor with J.P. Morgan Securities in San Clemente, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has been with J.P. Morgan entities since 2015. Outside of his advisory role, he is a partial owner and limited partner of a family-owned limited partnership that owns and leases single-family residences in northern California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative due diligence and includes an ESG eligibility framework, with implementation support from affiliated investment management entities.

Ryan Bourland is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work includes roles at Charles Schwab Bank, Waldorf Astoria, and CalAtlantic Homes. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment due diligence within an integrated, large-scale operational structure.

Andrea Casaw is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2009, including her current role at Morgan Stanley Private Bank, National Association since 2015. She serves as a board member for the Association for Corporate Growth in Newport Beach, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and models.

David Conroy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His career includes tenure at Citigroup Global Markets from 2001 to 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Allen is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 65 designations and over 31 years of industry experience. He has been with UBS Financial Services since 1994. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor financial plans and portfolios to clients' goals and risk tolerances.

Drew Yezbak is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has worked with JPMorgan Chase Bank, N.A. since 2024. His prior roles include positions at Fun Services and Coachup, as well as a period working at the University of Hawaii at Hilo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Gary Lutwen is a financial advisor with Ameriprise in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes positions at Morgan Stanley from 1998 to 2015 and Wells Fargo Clearing from 2016 to 2021 before joining Ameriprise in 2021. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written reports and ongoing advice. The firm's approach integrates investment research, third-party data, and algorithmic tools to support tax-aware withdrawal strategies and Social Security decisions.

Gianna Drake Kerrison is a financial advisor with UBS Financial Services in Newport Beach, CA, holding the Series 63 designation and bringing 42 years of industry experience. She has been with UBS Financial Services since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations with a broad platform that includes fiduciary financial planning, portfolio management, and capital markets services.

Patrick Dyas is a financial advisor at Stifel with a Series 66 designation and four years of industry experience. He has worked at Stifel since 2018 and previously spent one year at Albertsons Companies. Outside of his advisory role, Dyas is active in several community organizations, including serving as president-elect of the Rotary Club of Newport Coast and holding leadership positions with the Orange Plaza Rotary Club, Greater Irvine Chamber of Commerce, and Business Networking International. Stifel serves a broad range of clients, including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm provides both fee-based financial planning and episodic advisory services, with clients retaining discretion over implementation.

Dina Jones is a financial advisor at Morgan Stanley with 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she works as a makeup artist for Dior and Chanel Cosmetics. Morgan Stanley Wealth Management is a large SEC-registered firm serving individual and institutional clients with a range of advisory programs, including tailored financial planning that uses structured discovery conversations and firm-approved planning tools.

Michael Dicambio is a CFP® with 36 years of experience in the financial services industry. He is currently with Raymond James & Associates and has prior experience at Oppenheimer and J.P. Morgan Securities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering tailored financial planning and consulting services with a range of portfolio management styles and affiliated research resources.

Kevin Vogt is a financial advisor with LPL Financial based in Irvine, CA. He holds Series 63 and Series 66 licenses and has 42 years of industry experience. Prior to joining LPL Financial in 2025, he worked for CUSO Financial Services and Wescom Financial Services, where he spent 20 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive research and operational tools.

Timothy Bremner is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 47 years of industry experience. He has been with UBS Financial Services since 2014. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.