Matthew Belden is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Glenn Stoddard is a financial advisor at Wells Fargo Advisors with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors and its affiliates since 2009. Outside of his advisory role, he serves as a Director at Large for The Association for Corporate Growth Orange County, a networking organization. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that provides a range of investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers tailored recommendations supported by proprietary research and planning tools, with services addressing various financial planning needs and optional implementation through brokerage or advisory programs.

Thomas Raguse is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with both OSAIC and Liberty Capital Management since the mid-1990s. Outside of his advisory work, he is involved in business consulting related to insurance policy reviews and managing technology infrastructure for Liberty Capital Management. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk assessments, and automated rebalancing to construct portfolios across various asset classes, supporting both discretionary and non-discretionary management alongside multiple advisory platforms.

John Watson is a financial advisor with Ameriprise in Tustin, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, he worked at Robert Half and spent time at Auburn University for both employment and education. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies through a collaborative, non-discretionary approach.

Jianming Zang is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding a Series 66 credential and seven years of industry experience. Prior to joining J.P. Morgan, he worked at Merrill and Bank of America. Outside of his advisory role, he is involved with a family-owned retail food promotion business and works as a contractor for a nonprofit Chinese language school teaching children. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Christy Hatch is a Planning Consultant at Fidelity Investments, a role she has held since 2019. In her position, she focuses on listening and understanding the priorities of clients and their families to create financial plans tailored to their goals. Christy aims to educate, support, and collaborate with clients throughout the financial planning process. She holds a California Insurance License, which supports her work in providing comprehensive financial planning services. Outside of her professional responsibilities, Christy has personal interests that include cooking and baking, exploring food as a foodie, parenthood, and traveling.

Dean Holmes is a financial advisor at OSAIC with 39 years of industry experience. He holds a Series 66 credential and has worked previously at Lincoln Financial Advisors Corporation, Agia, American General Financial Advisors, Inc., and VALIC Financial Advisors, Inc. Outside of his advisory role, he is involved with offering and servicing fixed insurance products through Oakwood Wealth Partners and serves as successor trustee and financial power of attorney for his family trust. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a broad network of affiliated advisors. The firm employs asset-allocation tools and third-party platforms to provide integrated brokerage, advisory, and managed account services.

Amit Patel is a financial advisor with Fidelity in Irvine, CA, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at JP Morgan Chase Bank and Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves as a registered commodity pool operator and advisor to multiple registered investment companies, utilizing model portfolios and AI-driven research methods.

Terrance Blanchard is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. He has held roles at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. He holds Series 63 and Series 65 designations. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven process includes investment policy statement preparation, investment recommendations across a broad range of vehicles, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options.

Karl Johnson is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 66 licenses and has 24 years of industry experience. He has been with Cambridge Investment Research Advisors since 2007. Outside of advisory work, he is a part owner of an insurance S-corporation, Global Wealth Capital Management, and serves as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement services. The firm delivers its services through a network of independent financial professionals and supports multiple custody and platform arrangements with a mix of proprietary and unaffiliated investment strategies.

Tyler Racanelli is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. He previously worked at Bank of America from 2017 to the present and was employed at the University of California, Riverside from 2015 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Natasha Mcpherson is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 credential and four years of industry experience. She has been associated with LPL Financial and Hall Wealth Management since 2019. Outside of advisory work, she owns an insurance agency, Mcpherson Insurance, and has marketing business experience through Natasha Mcpherson Marketing. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, including financial planning, retirement plan consulting, and access to model portfolios and third-party research.

Stephanie Guyton is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works closely with individuals and families to develop personalized financial strategies aimed at meeting their long-term goals. Stephanie specializes in areas such as college education planning, executive compensation, family wealth management, personal retirement planning, small business strategies, and tax minimization. She places particular focus on assisting women in transition, including those experiencing divorce, job changes, or loss of a parent, as well as business owners seeking to establish calculated exit strategies. Stephanie earned a Bachelor’s degree in Business Economics with an emphasis in Accounting from the University of California at Santa Barbara, graduating with honors. She holds an MBA from The Paul Merage School of Business at the University of California at Irvine. Her background includes experience at PricewaterhouseCoopers in Irvine and strategic development work leading US mergers and acquisitions at Ingram Micro. Stephanie holds professional designations as a Certified Divorce Financial Analyst (CDFA) and a Personal Investment Advisor (PIA). In addition to her role as an advisor, Stephanie participates in community volunteer activities in line with Merrill’s tradition of community involvement. Outside of work, she enjoys biking, boating, dancing, golfing, hiking, reading, traveling, volleyball, yoga, and spending time with her family.

Yanni Chan is a financial advisor at Merrill with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill, Bank of America, and J.P. Morgan in various capacities since 2018. Prior to entering the financial industry, he was involved with VPLS Inc DBA Krypt Technologies from 2015 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Sean Little is a financial advisor with Thrivent Investment Management in Rancho Santa Margarita, CA, holding a Series 66 designation and eight years of industry experience. He has been with Thrivent and its affiliates since 2017. Outside of advising, he has experience working with youth aquatics and water polo organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning analyses across various financial topics, with an option to combine planning with managed-account programs under a consolidated billing arrangement.

Douglas Mccowen is a financial advisor at OSAIC with 43 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Independent Financial Group, LLC and NPB Financial Group, LLC. Mccowen is also involved in life and health insurance sales and service outside of his advisory role. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, using asset-allocation tools and third-party solutions to manage portfolios across various investment types on both discretionary and non-discretionary bases.

Grant Raymond is a CFP® with 18 years of industry experience, currently serving as a financial advisor at LPL Financial since 2009. He operates under the designations Series 63 and Series 66 and is based in Irvine, CA. His outside business activities include managing two DBAs, Raymond Wesley Wealth Management and Raymond Wesley Plan Advisors, both located in Newport Beach, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Anne Sutcliff is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. She previously worked at UBS Financial Services Inc for 11 years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Mandy Woo is a CFP® with 25 years of experience in the financial services industry, currently affiliated with Ameriprise Financial Services, LLC since 2001. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of her advisory role, she is the owner of a consulting business, Your Financial Fearless Partners LLC, and provides in-home care under California’s IHSS program. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Aaron Johnson is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2017, following two years at Bank of The West and BancWest Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers a range of brokerage and advisory solutions.