Jacqueline Mayer is a CFP® certificant with 44 years of industry experience, currently advising at Cetera. Her career includes roles at Avantax Investment Services and LPL Financial, as well as managing her own firm, Mayer & Associates Advisory LLC. Outside of her advisory work, she manages a separate business that involves leasing office space. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform offering a range of portfolio management and advisory services through a network of over 10,000 advisors.

Sameer Kalra is a financial advisor with Morgan Stanley in Mountain View, CA, holding a Series 66 designation and one year of industry experience. His prior work includes roles at UC San Diego and UC Santa Cruz, as well as a four-year tenure at UPS. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning that incorporates firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients both directly and through corporate financial planning agreements.

Brad Baron is a financial advisor at RBC Capital Markets with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at RBC Capital Markets since 2008 and City National Bank since 2017. Outside of his advisory role, he serves on the boards of several nonprofit organizations, including VIA Rehabilitation, the Catholic Community Foundation, Financial Administrative Support Services, and The Health Trust, focusing on governance and finance. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles using a combination of in-house and third-party investment managers.

Brendan Narksompop is a financial advisor at Merrill with Series 63 and Series 65 credentials and one year of industry experience. His background includes positions at Stanford University and the University of California, Davis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Wayne Cymrot is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with various Morgan Stanley entities since 2007, including the Private Bank and Smith Barney. Outside of his advisory role, he serves as a successor trustee in an investment-related trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Jeffrey Roodman is a CFP® with 16 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He previously worked at California Bank & Trust/Zions Bank and LPL Financial. Outside of his advisory role, he is an owner and partner of Reznim LLC, an e-commerce business operated with family members. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Eric Luong is a financial advisor at Merrill holding a Series 66 designation. He has less than one year of industry experience and has worked previously at Park Avenue Securities, Guardian Life Insurance Company, Vanguard, and Bank of America. His background also includes roles outside of financial services, such as positions at Lifo.ai and SPI Energy, as well as academic experience at Santa Clara University and the University of California, Berkeley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthias Kattick is an Investment Consultant currently working at Fidelity Investments since 2025. He has held roles as an Investment Consultant at Charles Schwab from 2023 to 2025 and has experience as a Registered Associate at Ameriprise Financial from 2019 to 2023. His earlier positions include Registered Representative roles at Ally Invest and JP Morgan Securities in 2017, as well as a Registered Representative at Fidelity Investments from 2015 to 2017, and an Internal Associate at Incapital in 2017. His expertise encompasses retirement transitions, investment strategy, and comprehensive financial planning, focusing on understanding clients' unique financial goals to provide tailored guidance. Matthias holds a California Insurance License, supporting his advisory capabilities. Outside of his professional work, Matthias has interests in beach activities, boating, fitness, football, hiking, and pets.

Gerard William Pablo is a financial advisor at Morgan Stanley in Los Gatos, CA, holding a Series 66 designation. He has prior experience with U.S. Bancorp Advisors, LLC, and First Republic Bank. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Emily Vanhoorickx is a financial advisor with UBS Financial Services in San Jose, CA, holding Series 63 and Series 65 designations and possessing 45 years of industry experience. She has been with UBS since 1980. Vanhoorickx serves as treasurer and board member of the CEP Society, an alumni association for Certified Equity Professionals at Santa Clara University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored investment solutions.

Gerald Brown is a financial advisor at Primerica Advisors with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with PFS Investments Inc. and Primerica Financial Services for over two decades. In addition to his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm relies on model-based investment strategies managed by unaffiliated asset managers and supports trade execution and custody through established industry providers.

Paul Dines is a CFP®-certified financial advisor with Edward Jones in San Jose, CA, where he has worked for 20 years. He holds a Series 66 designation and has spent his entire industry career at Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Colin Cassady is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked with Wells Fargo Clearing Services LLC since 2018 and Wells Fargo Bank NA since 2016. Outside of his advisory role, he owns and operates a photography business focused on capturing life events. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm combines research and analytics with diversification principles and offers both brokerage and advisory solutions.

Dustin Brunzlick is a financial advisor at Charles Schwab with four years of industry experience. He holds the Series 66 designation and previously worked at R.E. Edwards Associates Inc. and State Farm Insurance. Outside of finance, he is the captain of the San Francisco 49ers Touchdown Team, responsible for designing the routes for the team's flag runners during game introductions and celebrations. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary portfolios and uses multi-asset model portfolios supported by in-house research and alternative investment offerings.

Teri Yamamura is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has worked with First Allied Advisory Services and First Allied Securities prior to joining Cetera. Outside of advising, she works as a yoga instructor and also engages in consulting as a secret shopper. Cetera Investment Advisers LLC serves a diverse clientele including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Benjamin Lundquist is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, TD Ameritrade, and U.S. Bancorp Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by its research and due diligence teams.

Andrea Trudeau is a ChFC® and financial advisor with 37 years of industry experience. She has worked with firms including OSAIC since 2024, ABD Insurance & Financial Services (now Newfront) since 2012, and Foothill Securities from 1999 to 2016. In addition to advisory roles, she serves as an executive vice president at Newfront, a benefits consulting firm, where she assists employers in designing employee benefits programs. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through an extensive network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolios constructed using advanced asset-allocation tools and risk assessments.

Marcela Garcia Dungy is a financial advisor with Charles Schwab in Los Gatos, CA, holding Series 63 and Series 65 credentials and 23 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2009. Outside of her advisory role, she manages rental properties in Hawaii and California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by proprietary research and alternative investment options.

Charles Shreve III is a financial advisor with LPL Financial in Fremont, California, holding Series 63 and Series 66 credentials and 35 years of industry experience. He has worked at firms including Merrill and Bank of America, N.A. He is also involved in FB Investment Services, an affiliated business related to his LPL work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of representatives, offering a range of advisory programs, financial planning, and retirement consulting services.

Angeline Turcan currently serves as Vice President and Branch Leader at Fidelity Investments, a role she has held since 2023. In this capacity, she collaborates closely with the Branch Leader to build and lead a strong team focused on delivering results and maintaining high levels of client satisfaction. She applies leadership principles to help associates perform at or above their full potential and ensures supportive accountability through regular and individualized meetings. Prior to her current role, Angeline gained extensive experience in wealth management and brokerage services. She was a Wealth Group Executive at Citibank from 2019 to 2023, Regional Brokerage Manager at Wells Fargo from 2013 to 2019, and Market Director at JPMorgan Chase from 2009 to 2013. She holds a California Insurance License. Outside of her professional responsibilities, Angeline is interested in fitness activities including running and swimming, and she is an instrumentalist.