Luisa Bedoya is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and two years of industry experience. She has been with UBS Financial Services since 2006. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial solutions.

Nuviana Acosta is a Financial Advisor with Merrill Lynch Wealth Management, specializing in guiding athletes, business owners, and families to find purpose in managing their wealth. She focuses on areas including family wealth management strategies, legacy planning, personal retirement planning, small business strategies, and women and wealth. Acosta holds an Associate's Degree from Hillsborough Community College and carries multiple professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Exit Planning Advisor (CEPA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Fluent in English and Spanish, she offers comprehensive financial advice ranging from investing and retirement planning to small business solutions, collaborating closely with clients to create personalized plans based on their goals and aspirations. In addition to her professional work, Acosta supports organizations such as the American Cancer Society, St. Jude, and Susan G. Komen. Outside of her financial advisory role, she enjoys camping, music, skydiving, spending time with her family, and watching movies.

Zivko Bajevski is a financial advisor at Morgan Stanley with 22 years of industry experience. He has held his current position since 2015. Bajevski is registered with Series 63 and Series 66 credentials. Outside of Morgan Stanley, he holds an officer role in a real estate-related business based in El Portal, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning services that utilize firm-approved tools and methodologies to support client goals.

Jorge Benitez is a financial advisor at Raymond James & Associates with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several major firms, including Wells Fargo Clearing, Wells Fargo Advisors LLC, UBS Financial Services, UBS International Inc., and Citigroup Global Markets. He is based in Coral Gables, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional and pension plans, and charitable organizations—and offers financial planning, investment consulting, and institutional fiduciary solutions while utilizing various portfolio management styles and affiliated research.

Danilo Prada is a CFP® with 14 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors, LLC for one year. Outside of his advisory role, he manages a rental property in Miami, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Rodrigo Carvalho is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Morgan Stanley Wealth Management since 2014 and has worked with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee to assist clients in modeling financial outcomes.

Onelio Fernandez is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Equitable Advisors since 2005 and was previously affiliated with Axa Advisors, LLC, from 2005 to 2020. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing a combination of in-house and third-party advisory models and providing ERISA fiduciary services through credentialed advisors.

Alice Galiazzi Pastro is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and beginning her advisory career in 2026. Her prior work includes positions at JPMorgan Chase Bank, N.A. and Ernst & Young, as well as a role in the tourism sector. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment solutions.

Richard Hagie is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Sextant Capital Solutions and Tradition Private Markets. Outside of his advisory roles, he is involved with two private ventures, 16Provo LLC and RHAK LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Adrian Perez is a financial advisor with Ameriprise in Miami Lakes, FL, holding a Series 66 designation and beginning his advisory career in 2025. His prior experience includes roles at Edward Jones, Allstate, and Yogusto. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research and modeling to provide written recommendations focused on income sources, Social Security, and tax-efficient withdrawal strategies.

Ryan Hegarty is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020. His prior experience includes positions at Bank of America and Merrill from 2016 to 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm employs quantitative asset-allocation modeling combined with centralized due diligence and integrates an ESG eligibility framework in its investment recommendations.

Christian Wing is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2023. Outside of his advisory role, he is the owner and partner of a personal investment company, W7 LLC, which he manages with his family. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations to deliver comprehensive investment solutions.

Victoria Azpurua is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding a Series 63 designation and bringing 31 years of industry experience. She has been with Raymond James & Associates since 2012. In addition to her advisory role, she has a minor ownership interest in a school in Caracas, Venezuela, inherited from her mother. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Ruy Assumpcao Neto is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing experience from roles at Credit Suisse and Banco J.P. Morgan S.A. He is based in Miami, FL, and has been with J.P. Morgan Securities since 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Marcelo Tome is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 66 licenses. His career includes roles at Bank of America, NA; SABADELL SECURITIES USA, Inc.; Banco Sabadell; J. Safra Asset Management Corporation; and Alti Wealth Management (US International), Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Adriana Eppstein is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and nine years of industry experience. She has previously worked at Bank of America, Wells Fargo, The Prudential Insurance Company of America, and Primerica Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Anthony Vila is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He previously worked at Hapoalim Securities USA, Inc. and Bank Hapoalim. Vila has been with Morgan Stanley since 2018. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Gabriela Perdomo Fernandez is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personal retirement planning, women and wealth, and retirement income strategies. She supports individuals and families by offering tailored financial advice that aims to simplify complex financial concepts and empower clients to take control of their financial futures. Gabriela's expertise includes guiding clients through financial planning and investment needs, with professional designations such as Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She holds a Bachelor's Degree from Florida International University and communicates fluently in both English and Spanish. Outside of her professional role, Gabriela enjoys adventure sports, biking, dancing, ice hockey, reading, traveling, watching movies, and writing. She is committed to clear communication and providing personalized guidance to help clients achieve their financial goals.

Prescott Barkow is a CFP® professional with 39 years of experience at Raymond James & Associates, where he has worked since 1987. He serves as a trustee for a family trust and is on the advisory board at the University of Miami, contributing to the development of its Master of Science in Economics program. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Javier Zedan is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan, he worked at Metal One America and held roles connected to the University of Miami. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment decisions.