Fredy Rizo is a financial advisor with BBVA Global Wealth Advisors, Inc. in Miami, FL, holding a Series 65 designation and one year of industry experience. His prior roles include positions at Bank of America, U.S. Bank, J.P. Morgan Chase, and Hess & Llarena P.A. from 2020 to 2024. BBVA Global Wealth Advisors serves individual and high-net-worth clients, businesses, and family offices primarily through portfolio advisory and wrap-fee programs. The firm focuses on non-discretionary asset management, aligning investment strategies with each client’s risk profile while leveraging BBVA S.A.’s global investment research and third-party model providers.

Laura Bertran De La Torre is a financial advisor at BBVA Global Wealth Advisors, Inc. in Miami, FL, holding Series 65 and Series 63 licenses with three years of industry experience. Her prior roles include positions at Citigroup and Arvest Wealth Management. BBVA Global Wealth Advisors serves individual and high-net-worth clients, businesses, and family offices primarily through portfolio advisory and wrap-fee programs. The firm employs a non-discretionary investment approach that aligns clients’ Investor Risk Profiles with investment guides developed in coordination with BBVA S.A.’s Global Wealth Investment Committee, combining strategic and tactical asset allocation.

Lonnie Ogulnick is a financial advisor with The Partners Wealth Management in Miami, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Securities America, Inc., Investacorp, and Ladenburg Thalmann & Co., Inc. Outside of his advisory work, he is the CEO of OG Money Motivation, where he engages in motivational sales coaching, podcasting, and authorship. The Partners Wealth Management serves individuals, families, trusts, estates, businesses, and retirement plans, providing investment management, financial planning, and retirement-plan advisory services. The firm offers both customized portfolios and model-based management, utilizing internally developed models, third-party model providers, and outsourced investment managers through a mandatory platform integrating back-office and trading functions.

Carlos Bonnin Lugo is a financial advisor with Insigneo Advisory Services, LLC, holding Series 65 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Burgiss Group and Citibank, and he is currently a vice-president and 50% owner of VPR Capital LLC, a real estate purchase business. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to individuals, corporations, trusts, and institutional clients, including banking institutions. The firm employs a combination of customized allocations and firm-modeled multi-asset portfolios, utilizing third-party research and a range of investment strategies across multiple asset classes.

Donald Shelton is a Series 65 licensed advisor at Simplicity Wealth with eight years of industry experience. He holds leadership roles in multiple business ventures, including serving as CEO of Vivid Dental Labs, a digital dental laboratory, and President and CEO of Precise Loans, which focuses on conventional and reverse mortgages. Shelton’s background includes previous positions at Wealth Watch Advisors and AE Wealth Management, as well as a 15-year tenure at Senior Advisor Corporation. Simplicity Wealth serves a diverse client base ranging from individual investors to institutional and corporate clients, offering advisory services that include financial planning, portfolio management, and retirement plan services. The firm uses a fund-of-funds approach with ETFs and mutual funds, implements model portfolios with ongoing monitoring and rebalancing, and provides technology and operational solutions for advisory firms through its managed account platform.

Moran Tzaban Cohen is a financial advisor at Snowden Capital Advisors LLC with 17 years of industry experience. He holds a Series 66 designation and has worked at Snowden Lane Partners since 2026. His prior experience includes roles at Truist Advisory Services Inc., Truist Investment Services Inc., and Safra National Bank of New York. Snowden Capital Advisors serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and institutional clients by providing discretionary and non-discretionary portfolio management, investment consulting, and financial and estate planning. The firm combines multi-team scale with institutional capabilities and uses a variety of investment tools alongside ongoing due diligence and monitoring of third-party managers.

Matthew Pohl is a financial advisor at Valley Wealth Managers, Inc. with 22 years of industry experience. He holds the Series 66 designation and previously worked at Bank Leumi USA and Leumi Investment Services, Inc. for 15 years. Valley Wealth Managers, Inc. is an SEC-registered investment adviser managing approximately $2.32 billion through a multi-advisor team. The firm serves institutional clients and high-net-worth individuals, offering discretionary portfolio management, financial planning, and multiple wrap fee programs guided by a proprietary valuation analysis and a tactical asset allocation approach.

Dewi Evans is a financial advisor at Hoxton Wealth with a Series 65 designation and two years of industry experience. Prior to joining Hoxton Wealth in 2024, Dewi worked at GSB Capital Ltd. and DeVere Acuma. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients holding international pension assets. The firm specializes in risk-based model portfolios using passive ETFs and passive-active blends, with a focus on UK pension holders considering Self-Invested Personal Pensions (SIPPs).

Gonzalo Mendoza is a financial advisor at Valor Advisors LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Valor Advisors since 2014, including roles at related entities Valor Capital Management LLC and Valor Ins. LLC. Valor Advisors provides discretionary and non-discretionary portfolio management, investment consulting, business transaction advice, and consolidated reporting services. The firm serves ultra-high net worth families in Latin America, high-net-worth individuals, trusts, estates, charitable organizations, and corporate entities, emphasizing fundamental analysis and a long-term buy-and-hold investment approach tailored to each client’s financial profile.

Alejandro Trejo is a financial advisor at BBVA Global Wealth Advisors, Inc. with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at notable firms including PNC Investments, BBVA Securities Inc., and Compass Bank. Outside of advising, he is a partner in a technology company, Greennexus, LLC. BBVA Global Wealth Advisors serves individual and high-net-worth clients, businesses, and family offices primarily through portfolio advisory and wrap-fee programs. The firm employs a non-discretionary investment approach that aligns client Investor Risk Profiles with investment guides developed with input from BBVA S.A.’s Global Wealth Investment Committee, incorporating international strategies and a combination of strategic and tactical asset allocation.

Brian Asman is a financial advisor at Valley Wealth Managers, Inc. with seven years of industry experience. He holds the Series 66 designation and has worked previously at Leumi Investment Services Inc. and Bank Leumi USA. He has been with Valley Wealth Managers since 2023. Valley Wealth Managers, Inc. is an SEC-registered investment adviser managing approximately $2.69 billion for individual and institutional clients. The firm follows a client-driven investment process, utilizing a mix of equities, fixed income, and cash, with strategic oversight provided by an investment committee.

Enrique Ortega is a Series 66 licensed financial advisor with Bolton Securities Corporation, based in Miami, FL, and has 14 years of industry experience. Prior to joining Bolton in 2023, he spent ten years at Citigroup. He is the author of a financial education book titled "Gestion Patrimonial 10.0," published in 2024. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, and retirement plans. The firm employs an IAR-driven approach that customizes portfolios to client goals and risk tolerance, using a range of investment vehicles with a generally long-term orientation.

Alain Guerra is a financial advisor with Insigneo Advisory Services, LLC, holding a Series 66 designation and bringing 22 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Insigneo in 2021. Outside of his advisory role, Guerra is involved as a silent investor in real estate development projects. Insigneo Advisory Services, LLC provides investment advisory and portfolio management to a diverse client base including individuals, corporations, trusts, and institutional clients. The firm employs customized and committee-overseen investment strategies incorporating various asset classes and offers services such as managed accounts, third-party manager oversight, and private placement advisory.

Juan Costas is a financial advisor at Insigneo Advisory Services, LLC with 16 years of industry experience. He holds a Series 66 license and has previously worked at UBS Financial Services and Digital International Bank. He is co-owner and control person of Cosfer LLC, an investment-related business focused on securities trading. Insigneo Advisory Services provides investment advisory and consulting services to retail and institutional clients, offering discretionary and non-discretionary portfolio management. The firm employs a committee-driven model portfolio approach combined with individualized advisor-led portfolio construction, incorporating global asset classes and emerging-market exposures.

Surbhi Singh is a financial advisor with Calton & Associates, Inc. in Miami, FL. She holds a Series 65 credential and has one year of industry experience. Prior to joining Calton & Associates, she worked at Jupiter Law Partners and has a background in legal education and practice. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients, providing portfolio management, fee-based financial planning, and access to third-party money managers. The firm offers a range of investment programs and combines advisory and commissionable brokerage services through its dual registration as a registered investment adviser and broker-dealer.

Giselle Bircann Mercado is a Series 66-licensed financial advisor with 23 years of industry experience. She currently works at Bolton Securities Corporation and has previously been employed by Mora Wm Securities and Wells Fargo Advisors, LLC. Giselle holds an insurance license in Florida but is not actively engaged in insurance sales. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks or trusts. The firm’s investment approach is advisor-driven and typically involves a long-term orientation using mutual funds, ETFs, equities, and fixed-income securities, while allowing for tactical trading and rebalancing.

Piero Velasquez is a financial advisor at Bolton Securities Corporation with 10 years of industry experience. He holds a Series 66 designation and has worked at Bolton Global Asset Management and Bolton Global Capital since 2018, following two years at Merrill and Bank of America. Bolton Global Asset Management provides asset management and financial planning services to individual, corporate, institutional, and charitable clients. The firm employs a network of independent advisers and focuses on customized wealth management using mutual funds, ETFs, equities, and fixed-income securities with a primarily long-term investment approach.

Minerva Rodriguez is a financial advisor at Insigneo Advisory Services, LLC with 20 years of industry experience. She holds a Series 66 designation and previously worked at Citigroup Global Markets Inc. from 2012 to 2019. Insigneo Advisory Services provides investment advisory and portfolio management services to a diverse client base including individuals, corporations, trusts, and institutional clients such as banking and thrift institutions. The firm employs a combination of customized allocations and firm-modeled portfolios, utilizing various asset classes and third-party research to manage client investments.

Herbert Klukas is a financial advisor at Bolton Securities Corporation with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Delta Global Asset Management since 2010 and Delta Equity Services Corporation since 2009. Outside of advisory roles, Klukas is the owner and president of Walla Corp, a business entity created to receive compensation related to securities and investment advisory services. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base including individuals, high-net-worth investors, charitable organizations, corporations, retirement plans, and banks. The firm’s approach involves tailored portfolios using mutual funds, ETFs, equities, and fixed-income securities, supported by a network of independent investment adviser representatives.

Alejandro Cabrera is a financial advisor at Jefferies Investment Advisers LLC with 23 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley Wealth Management. Jefferies Investment Advisers LLC provides fee-based financial planning services to individuals, trusts, estates, foundations, charitable organizations, corporations, and other business entities. The firm offers a range of planning topics through a customized, collaborative process supported by third-party software and analytic tools, while maintaining a separation between fiduciary planning and implementation services.