Cari Schnipper is a CFP® professional with 32 years of industry experience, currently affiliated with RBC Capital Markets and City National Bank. Her prior experience includes roles at Fieldpoint Private Securities, Morgan Stanley Private Bank, and Morgan Stanley Smith Barney. She serves as an owner and board director of the Edelstein Foundation, where she manages financial advice, trading, and cash flow. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs and portfolio management services that are tailored to client risk profiles and utilize both in-house and third-party investment managers.

Melissa Smith is a financial advisor with LPL Financial who holds Series 63 and Series 66 credentials and has 14 years of industry experience. Her prior roles include positions at Bank of America, Merrill, Wells Fargo Clearing, NRT, Coldwell Banker, Ameriprise, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment options and advisory platforms, supported by technology tools and a large network of advisors.

Eric Brady is a financial advisor at Merrill with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Merrill since 2002. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sean Maletzke is a financial advisor with Merrill in Palm Beach Gardens, FL, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Merrill, he worked in academic roles at Keiser University, St Petersburg College, and William T Dwyer High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Dennis Flanagan is a ChFC® credentialed financial advisor with 39 years of experience at MassMutual Investors Services and MassMutual Life Insurance Company. He operates in Palm Beach Gardens, FL, and also provides outside insurance services including life, disability, long-term care, fixed annuities, and health products. Additionally, he offers policy review services for clients who purchased insurance through other agents no longer servicing their policies. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars with a focus on collaborative, annual planning engagements using firm-approved analytical tools.

Jonathan Black is a financial advisor at RBC Capital Markets with 14 years of industry experience. He holds a Series 66 designation and has been with RBC Capital Markets since 2010. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies through a combination of in-house and third-party managers, emphasizing customizable portfolio management and integrated services.

Ryan Schack is a financial advisor at Stifel with 22 years of industry experience. He holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2019, following nine years at Bank of America, N.A. Schack serves as a board member and advisory member of the Jupiter Police Foundation, where he participates in monthly meetings and community events supporting the police department. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and asset allocation, providing clients with tailored financial planning and advisory solutions.

William Garrett III is a financial advisor at RBC Capital Markets with three years of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services and served in the U.S. House of Representatives. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with customized investment strategies using a range of advisory programs, portfolio management services, and options including responsible investing and tax management.

Lauren Histon is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding a Series 66 designation and bringing 14 years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm delivers advisory work through a network of Financial Advisors who utilize proprietary research and model-based asset allocations tailored to client goals and risk tolerances.

Daniel Seletsky is a CFP® and holds a Series 66 license with three years of industry experience. He has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2022, following prior experience at NewDay Financial LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and brokerage services with multi-asset model portfolios and a formal alternative-investment onboarding process.

Brandon Blank is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has previously worked at firms including Ameriprise Financial and Strategic Estate Planning Services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting alongside affiliated brokerage and investment management capabilities.

Todd Nichols is a financial advisor with UBS Financial Services in North Palm Beach, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and asset allocation models to tailor strategies to client goals.

Mark Cissel is a financial advisor at Stifel with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Stifel Nicolaus & Co Inc since 2017. Prior to that, he was with Morgan Stanley and Morgan Stanley Private Bank from 2009 to 2017. Outside of his advisory role, he serves as Chief Financial Officer of a clothing business, Une Belle Trouvaille. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Jason Heller is a financial advisor with Mass Mutual Investors Services in North Palm Beach, FL, holding CFP® and ChFC® designations and over 25 years of industry experience. He has been with MassMutual Life Insurance Company since 2003 and Mass Mutual Investors Services since 2010. In addition to his advisory work, he serves as an adjunct professor teaching graduate-level financial planning courses and holds senior roles managing insurance solutions and outside business operations. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm focuses on collaborative, goal-based planning using advanced software tools and offers various programs including event-driven planning and educational seminars.

George Moler is a financial advisor at Merrill with 48 years of industry experience. He holds a Series 63 designation and has been with Merrill since 2008, concurrently working at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal and third-party teams for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jose Tagle is a financial advisor with LPL Financial in Jupiter, FL, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Charles Schwab and operating his own contractor business. Outside of advising, he operated All In Casino Events for 16 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including customized portfolio strategies and institutional platforms.

Ayden Markowitz is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, Markowitz held various roles including multiple positions at Florida State University. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Thomas Trimble is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding a Series 66 designation and 28 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Sheila Gabel is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 26 years of industry experience. She worked at Morgan Stanley for six years before joining Raymond James in 2018. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional services, supported by a nationwide network of advisers.

Laura Hanson Virginia is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and bringing 42 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith, Bank of America, and JPMorgan Chase Bank prior to her current roles at JPMorgan Securities and JPMorgan Bank. Through her employment at JPMorgan Bank, she is able to offer certain banking products and services in addition to investment advisory. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.