Steven Vela is a Financial Advisor with Merrill Lynch Wealth Management, focusing on working closely with successful families and business owners to simplify complex financial lives and build forward-looking strategies. He helps clients preserve wealth, reduce tax exposure, and create lasting legacies by bringing clarity, structure, and strategic insight to their financial planning. Steven's approach is highly personalized, grounded in disciplined planning and open dialogue, ensuring that financial strategies reflect clients' values, priorities, and long-term visions. Steven specializes in areas including divorce transition planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and individual and corporate investment strategy with a focus on tax minimization and retirement income. He collaborates with clients and their trusted advisors to align investment, tax, estate, and legacy strategies to navigate complex financial decisions and pursue long-term wealth planning. He holds a Bachelor's Degree from the Texas AandM University System and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, Steven is a proud Texan who enjoys golf, various sports including baseball and football, billiards, hunting, traveling, and spending time with friends and family.

Fardin Nematollahi is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and previously spent 15 years with UBS Financial Services before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Gary Plum is a financial advisor at Morgan Stanley with 28 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Mr. Plum serves on the advisory board of the Coastal Conservation Association of Florida. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm utilizes a structured planning process supported by firm-approved tools and offers a broad range of investment and planning services.

Peter Meizels is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2024, he worked at Janney Montgomery Scott LLC from 2021 to 2024 and at Janney Montgomery Scott from 2016 to 2021. Outside of his advisory role, he acts as a power of attorney for his mother. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services, financial planning, and retirement plan consulting, using research and analytics to support diversified portfolio strategies.

Mary Schoff is a financial advisor at Morgan Stanley with 30 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 2000. She holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and modeling techniques.

Kimberly Frye is a financial advisor with Thrivent Investment Management in Bradenton, FL, holding Series 63 and Series 65 licenses and having 13 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2012. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while maintaining separate planning and portfolio management services.

Christopher Dandrow is a Financial Advisor with Merrill Lynch Wealth Management. He provides goals-based wealth management services to affluent families, accomplished professionals, and successful business owners, working alongside a team of specialists. Christopher focuses on cultivating long-lasting relationships by delivering customized advice, exceptional service, and a disciplined investing approach. Before entering wealth management, Christopher spent over 15 years as a P.G.A. Golf Professional, working at several prestigious clubs across the country. He holds a Bachelor's Degree from Cortland State and has earned the Personal Investment Advisor (PIA) designation. Outside of his professional career, Christopher enjoys golfing, traveling, great seafood, and family-related activities. He is committed to understanding clients' values and goals to help them pursue their life objectives and plan their legacy.

Brendan Buback is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2023. His work history includes roles at several firms such as LPL Financial and Sigma Investment Counselors, as well as earlier experience outside the financial industry. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management options and has over $256 billion in assets under management across more than 10,000 advisors.

Edward Rosenberg is a financial advisor with Cetera in Sarasota, FL, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. His prior roles include positions at Summit Financial Group Inc and Cetera Wealth Services. He serves on the advisory board of Loma Linda Hospital and is a member of the board of directors for Misty Creek Country Club. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services utilizing multiple program structures and custodial relationships.

Robert Steele is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has worked previously at E*Trade Securities, Morgan Stanley, and Pruco Securities. Outside of finance, he has experience working in the food service industry with roles at Chicken Salad Chick and Panera Bread. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shannon Klug is a financial advisor with Ameriprise Financial Services, LLC, holding the ChFC® and Series 63 designations and having 31 years of industry experience. Prior to joining Ameriprise in 2021, she worked at Royal Alliance for 10 years. In addition to her advisory role, Klug serves as President and CEO of Blumark Financial Advisors, where she oversees the vision and direction of the financial planning practice. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

John Henderson is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial services industry. He specializes in providing personalized wealth management strategies tailored to the unique financial goals of his clients. His areas of focus include college education planning, family wealth management strategies, retirement income, portfolio management services, and special needs planning, among others. John utilizes the investment insights of Merrill and the banking and lending solutions of Bank of America to support his clients' financial objectives. He holds a Bachelor's Degree from the University of Maine System and is a Personal Investment Advisor (PIA). John is also involved professionally with The Out-of-Door Academy. His approach centers on strong communication and working closely with clients to develop financial strategies designed to help pursue long-term goals. Outside of his professional commitments, John participates in community service through volunteering. He enjoys several personal interests including cooking, football, golfing, hiking, ice hockey, music, photography, running, spending time with his family, and watching movies.

Sonia Ginnell is a financial advisor with Stifel, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2014 to 2021. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

David Klenke is a Certified Financial Planner (CFP®) with 23 years of industry experience. He has been with Robert W. Baird & Co. since 2004, based in Sarasota, FL. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlay services to meet client goals and risk tolerances.

David Harper is a financial advisor with LPL Financial in Sarasota, FL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at FSC Securities Corporation for 12 years before joining LPL Financial in 2021. Outside of his advisory role, he operates a business entity for tax and investment purposes called Seasons Financial Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, including discretionary and non-discretionary portfolio management, supported by in-house and third-party research.

Patrick Kilbane is a financial advisor with Morgan Stanley in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering comprehensive financial planning and advisory programs alongside a broad array of investment products and services.

Dr. Holly Parnell-Thompson is a Wealth Management Advisor with Merrill Lynch Wealth Management, operating in both Kentucky and Florida. She is a partner with the Wilden Thompson & Associates team and focuses on providing financial strategies and investment management services, particularly for families with unique needs such as those with members who have disabilities, wounded warriors, veterans, and expatriates. Her expertise includes wealth preservation and accumulation, asset management, and financial strategies tailored to clients in unique circumstances. Holly holds a Bachelor's degree in Business Management from the University of Tampa, an MBA from Colorado Technical University, and a Doctorate in Management with a concentration in Organizational Development and Change from the Institute of Advanced Studies at Colorado Technical University. She is Chartered Financial Analyst (CFA) charterholder obtained in 1993, and holds several other professional designations including Certified Plan Fiduciary Advisor (CPFA). She maintains numerous FINRA registrations and insurance licenses. In addition to her professional work, Holly is involved with community organizations such as Junior Achievement, Special Olympics in both Florida and Kentucky, and serves as President of the Star Fund, Inc., a non-profit dedicated to enhancing educational opportunities for underprivileged youth. She is also engaged with the Indigo Community Emergency Response Team. Her personal interests include camping, genealogy, reading, scuba diving, and traveling.

Robert Carr Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 34 years of industry experience. His prior roles include positions at Cetera Advisors LLC, First Allied Advisory Services, and Cetera, among others. Outside of his advisory work, he serves as Managing Member and Certified Public Accountant at 55 Plus Tax Pros and is involved with Retirement Strategies of MD, LLC and Retirement Strategies of American, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Thomas Cosinuke is a ChFC® credentialed financial advisor with 46 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2019 and spent 20 years at UBS Financial Services prior to that. He serves as a trustee for various family-related trusts. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Vincent Ferguson is a financial advisor at Ameriprise with a Series 66 credential and no prior industry experience. Before joining Ameriprise in 2026, he worked in various roles outside the financial industry, including positions at Brick House Restaurant and Bar and College Fresh. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies.