Christopher Martinson is a CFA® charterholder with nine years of industry experience. He currently works at Mass Mutual Investors Services and MassMutual Life Insurance Co. Prior to joining MassMutual in 2025, Martinson held positions at BNY Mellon Securities Corporation, BNY Mellon, and Citi Private Advisory. He is also licensed as an insurance broker focusing on long-term care. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning engagements using firm-approved analytical tools.

Ian Wiley is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and two years of industry experience. He has been with Charles Schwab & Co., Inc. since 2024 and Charles Schwab Bank, SSB since 2026. Prior to his financial services career, his work history includes various roles in the food service and retail sectors as well as periods of full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, operating at scale with a centralized supervisory and custody structure.

Randy Deitke is a financial advisor at Edelman Financial Engines with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Financial Engines Advisors L.L.C. since 2016, following a year at Tmfs Advisors, LLC. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through advisor-led and online platforms.

David Deweese is a financial advisor with Cetera in Tampa, FL, holding a Series 66 designation and 17 years of industry experience. He has worked at Cetera since 2019 and previously held roles at PNC Investments and SunTrust Advisory Services. Outside of his advisory role, he serves as a volunteer board member for the Salvation Army and Gulf Coast Dental, providing dental services to those in need, and also acts as a volunteer board treasurer for Cambridge Christian School. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers along with multiple program structures.

Engy Alfred is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 10 years of industry experience. She has been with Merrill since 2013. Outside of her advisory role, Alfred is the sole owner of an investment-related business based in Knoxville, Tennessee. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Heather Arnell is a financial advisor with Merrill in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has been with Merrill since 2009. Outside of advising, she is involved part-time in selling hair and skin care products for Monat Global Corp. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and various institutional investors with model-based and discretionary investment strategies.

Andrew Bacharach is a financial advisor with LPL Financial in Brandon, FL. He holds Series 63 and Series 65 designations and has two years of industry experience. Prior to joining LPL Financial in 2023, he spent eight years at Fifth Third Bank and ten years at Twin Farms. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary research and third-party strategies across discretionary and non-discretionary accounts.

Mace Maraman Jr. is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 66 registrations and having 20 years of industry experience. His career includes over a decade with Wells Fargo entities, including Wells Fargo Advisors and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Duane Chaney is a financial advisor with Raymond James & Associates in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with Raymond James & Associates since 2004. Outside of his advisory role, he owns Stellar Tennis Events, LLC, which provides tennis event consulting and referral services. Chaney also serves on the boards of local homeowner associations, contributing to finance and investment committees. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipalities, offering financial planning and non-discretionary investment consulting with a range of portfolio management styles and affiliated research.

David De Zago is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Omnicell, Formulated Solutions, Powertronic Systems Florida Inc, Office Pride Commercial Cleaning, and Executive Level Entertainment. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm’s process uses structured discovery and proprietary tools to develop plans, managing approximately $2.74 trillion in client assets.

Karen Lewis is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she is a notary public and holds power of attorney for her mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Alec Underhill is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to joining Morgan Stanley, he worked at Trinity Wealth Securities, LLC, Florida Financial Advisors, and Florida State University. Outside of finance, he has experience with McCullough Design Services, LLC, and Giannis Steakhouse. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Nehemiah Auble is a financial advisor at Thrivent Investment Management with a Series 66 designation. He has less than one year of industry experience and began his career at Thrivent in 2026. Prior to his current role, his background includes work at Liberty University and various other organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm offers both one-time and ongoing planning engagements, addressing a broad range of financial topics.

Kendall Rivera is a financial advisor at RBC Capital Markets with one year of industry experience. He holds a Series 66 designation and previously worked at City National Bank and Ernst & Young. Outside of finance, he operates a cooking Instagram account as a sole proprietor. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, using a combination of in-house and third-party investment managers tailored to client risk profiles.

Jacob Layton is a financial advisor with LPL Enterprise and holds a Series 66 designation. He has been with LPL Enterprise since 2026 and has prior work experience in various industries including retail and education. Layton is also affiliated with Perry Ellis International and the University of South Florida. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and related services through a large network of investment adviser representatives.

Alexander Johnson is a financial advisor with J.P. Morgan Securities, holding a Series 66 credential and three years of industry experience. His prior work includes roles at Morgan Stanley and TD Ameritrade, as well as a variety of positions outside finance, including work at Bruno's Draft Kits and Ace Hardware. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm integrates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan banking and broker-dealer organization.

Jordan Goldberg is a financial advisor at Morgan Stanley with 16 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2018 and spent 11 years at Scottrade, Inc. Additionally, he has been affiliated with the University of South Florida since 2004. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning solutions.

Jeffrey Reynolds is a financial advisor at UBS Financial Services with 33 years of industry experience. He has previously worked at Morgan Stanley and Morgan Stanley Private Bank for 18 years before joining UBS in 2024. Outside of his advisory role, he is a co-owner of a pool and spa cleaning business and serves as a council member at the University of South Florida College of Business, providing input on academic curriculum and student programs. He is also involved with the Brandon Rotary Club charity. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Randy Freedman is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in Tampa, FL. With over 40 years of experience in financial advising, he has developed expertise in areas including college education planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, individual and corporate investment strategies, tax minimization, and retirement income. Randy works with clients to address significant financial transitions such as retirement, inheritance, and the sale of a business, and coordinates with clients' attorneys, accountants, and other advisors to align financial and legacy strategies. Previously a CPA, Randy holds a Personal Investment Advisor (PIA) designation and earned his bachelor's degree from the University of South Florida. He provides clients access to Bank of America Private Bank for trust and estate planning services, as well as Bank of America for commercial banking and financing needs. Randy's approach involves managing concentrated stock positions and collaborating with a broader team to support clients' financial goals. Outside of his professional work, Randy enjoys a variety of personal interests, including adventure sports, baseball, football, pickleball, racquetball, reading, skiing, spending time with his family, traveling, and watching movies.

Daniel Zucker is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds a Series 66 designation and has been with UBS since 2016. Outside of his advisory work, he is also involved with Bay Area PEO Solutions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.