Kacper Majerczyk is a CFP® and Series 66 registered advisor with Schwab Wealth Advisory, based in Orlando, FL. He has two years of industry experience, including roles at Schwab Wealth Advisory and Charles Schwab. Prior to his financial advisory career, he was self-employed and spent several years in education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, with a distinctive fee and management structure compared to other enterprise wealth managers.

Joseph Jamoom is a financial advisor with Fifth Third Securities, Inc. in Saint Cloud, FL, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing, among other roles. Outside of his advisory work, he is a franchise owner and travel specialist with Dream Vacations. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs with features such as direct indexing and tax-overlay services, and operates as a subsidiary of Fifth Third Bank.

Jacob Land is a CFP® professional with 10 years of experience in the financial services industry. He currently works at Hightower Advisors and previously held roles at Resource Consulting Group and Charles Schwab. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions utilizing both affiliated and third-party managers, with services spanning portfolio management, financial planning, and retirement consulting.

David Shepherd is a financial advisor at Truist Advisory Services with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo for 19 years and Suntrust Advisory Services for one year before joining Truist in 2021. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and a manager-selection program, implementing advice through discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

James Wesche Jr. is a CFA® charterholder with 29 years of industry experience. He has been with Truist Advisory Services since 2020 and previously worked at SunTrust Advisory Services, Inc. from 2016 to 2020. He holds Series 63, 65, and 66 licenses and is based in Winter Park, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and integrated inter-affiliate service arrangements.

Shawn Younglove is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked with Charles Schwab & Co., Inc. since 2018 and previously at US Bank. Outside of his advisory role, he operates a dog sitting business through an online app. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s proprietary research tools and asset allocation models.

Luke Richards is a financial advisor at TIAA-CREF with a Series 65 designation and one year of industry experience. His prior work includes roles at Nolan Transportation Group and Performance Bicycle, as well as time spent at Belmont Abbey College. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected with TIAA-administered employer retirement plans, as well as various trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management through model portfolios and customized portfolios managed under client-approved investment policies.

Gregory Nassar is a financial advisor with CWM, LLC, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining CWM, he worked at Ogden Wealth LLC and has a background that includes positions with Sprint/T-Mobile. Outside of his advisory role, he is involved in real estate sales and rental property inspections. CWM, LLC is an SEC-registered investment adviser that serves individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm employs discretionary portfolio management using model portfolios alongside fundamental and technical analysis, third-party sub-advisors, and customization tools, with a strong focus on retirement plan services and institutional offerings.

Tyler Watkins is a CFP® professional at Schwab Wealth Advisory with three years of industry experience. He joined Schwab Wealth Advisory in 2024 after working with Charles Schwab since 2022 and previously held a role at U.S. Tactical Security Solution. Outside of finance, he has been involved in providing private security services. Schwab Wealth Advisory offers non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory program, serving clients through comprehensive financial reviews and investment recommendations guided by Schwab’s research tools and asset allocation models.

Brian Lazusky is a financial advisor at Equity Services, Inc. with five years of industry experience. He holds a Series 65 designation and has previously worked at Knights of Columbus and Knights of Columbus Asset Advisors. Outside of advisory work, he serves as a Knights of Columbus Insurance Field Agent, selling life insurance and related products. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently utilizes third-party asset managers, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Brady Clar is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. He holds the CFP® and CFA® designations and has worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc. since 2018, following prior roles at Morgan Stanley and Morgan Stanley Private Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and tailored investment recommendations. The firm utilizes Schwab’s asset allocation models and research tools, with advisors recommending allocations while clients retain final trading decisions.

Blair Smith is a CFP® professional at Schwab Wealth Advisory with two years of industry experience. His prior roles include positions at The Vanguard Group, Matthias Private Wealth, and 55 North Private Wealth. He holds a Series 63 license and is based in Orlando, FL. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm delivers annual financial reviews and investment recommendations while clients retain final trading decisions.

Jacob Buchman is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 66 and Series 63 licenses. He has four years of industry experience, including roles at Charles Schwab, Fidelity Investments, and TD Ameritrade. His background includes various positions across financial services and education. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on client-directed investment decisions without discretionary trading authority.

Francesca Gilchrist is a CFP® and holds a Series 66 designation with 25 years of experience in the financial services industry. She has been with Truist Advisory Services since 2016 and also has extensive tenure at Truist Investment Services dating back to 2004. Based in Winter Park, FL, she currently works within Truist’s advisory platform. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, with a notable degree of inter-affiliate integration across Truist’s entities.

David Bournival is a financial advisor with Principal Financial Services in Winter Garden, FL. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. Since 2010, he has worked with Principal Securities Inc. and Principal Life Insurance Company. Outside of his advisory role, he is involved in outside insurance sales focusing on fixed life insurance, annuities, and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Lilian Mesquita is a Certified Financial Planner (CFP®) with 12 years of industry experience, currently serving at First Command Advisory Services since 2015. She holds the Series 66 designation and is based in Orlando, FL. Outside of her advisory role, she serves as the president of a condominium association board. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized investment team.

Maxx Soulliere is a CFP® professional with six years of experience in financial advising. He is currently with Schwab Wealth Advisory in Orlando, FL, having previously worked at Infinex Investments, Citizens First Bank, and several other financial firms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, delivering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools. The firm operates as an internal advisory unit and does not directly charge clients fees, differentiating it from many enterprise wealth managers.

William Kelly is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and nine years of industry experience. He has been with Charles Schwab & Co., Inc. since 2016 and joined Schwab Wealth Advisory, Inc. in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Rudolph Saint Cyr is a CFP® professional with over 32 years of industry experience, currently serving at Schwab Wealth Advisory Inc. in Orlando, FL. He has been with Charles Schwab since 2005 and joined Schwab Wealth Advisory in 2016. Outside of his advisory role, he is also involved as an actor and model, performing in TV, film, commercials, and stage plays, as well as providing DJ services for events. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as part of the Schwab ecosystem, with advice delivered using Schwab’s proprietary research tools and models, while clients retain final trading decisions.

Cory Kent is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 65 licenses and six years of industry experience. His prior work includes roles at Truist Investment Services, Inc. and Fifth Third Bank, spanning over a decade in total. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with third-party platform support and uses AI-enabled research tools to oversee manager selection and portfolio reviews.