Thomas Bennett Jr. is a CFP®-designated financial advisor with 36 years of industry experience, currently affiliated with Cetera. He has held roles at several firms, including Trilogy Financial Services, LPL Financial, and David Willett Financial, where he serves as operations manager. In addition to advisory work, he is an insurance agent specializing in life, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, ranging from automated allocations to bespoke strategies, overseeing more than $256 billion in assets.

Lu Stone is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several major firms, including Bank of America, Merrill, JP Morgan, and Wells Fargo. Outside of his advisory role, Stone serves as president of the Southern California Chinese Association, where he provides guidance on marketing strategy, hosts events, and offers career coaching and mentorship. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated custody and brokerage services.

Dylan Johnson is a financial advisor with LPL Financial in Newport Beach, CA, holding a Series 66 designation and 11 years of industry experience. He previously worked at Western International Securities, Inc. and Wells Fargo Clearing. Outside of his advisory role, he operates Johnson Wealth Group, a business affiliated with his LPL activities. LPL Financial serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, employing both discretionary and non-discretionary management supported by research and model portfolios.

Ruben Smith is a CFP® professional with 22 years of industry experience, currently affiliated with LPL Financial since 2022. Prior to joining LPL, he worked at JPMorgan Securities LLC for eight years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary portfolio management alongside research and model portfolios.

Timothy Werth is a financial advisor at Edward Jones with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of approximately 23,701 financial advisors and 15,121 branch offices.

Alexandria Lopez is a financial advisor with Osaic, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at LPL Financial LLC, South Orange County Financial Planning, and various companies in the beauty and retail sectors such as ILIA Beauty and Charlotte Tilbury Inc. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors through a broad network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to construct portfolios across multiple asset classes, with both discretionary and non-discretionary management options.

Scott Caston is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Caston is based in Newport Beach, CA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services including estate planning and corporate financial planning agreements.

Lorraine Boris is a financial advisor with J.P. Morgan Securities in San Juan Capistrano, CA, holding Series 63 and Series 66 licenses and having 13 years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. Outside of her advisory role, she serves as a board member of a local Parent Teacher Association. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations through a non-discretionary program supported by an in-house manager solutions team and a centralized due-diligence framework.

Mark Stanga is a financial advisor at Charles Schwab with one year of industry experience. He previously led The Stanga Group for ten years before joining Charles Schwab and Charles Schwab Bank, SSB. He holds a Series 66 designation and is based in Newport Beach, CA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Robert Schultz is a financial advisor with RBC Capital Markets based in Newport Beach, CA. He holds Series 63 and Series 65 licenses and has 38 years of industry experience. His prior work includes roles at City National Bank, Wells Fargo Clearing, Wells Fargo Advisors LLC, and UBS Financial Services Inc. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management and tailors investment strategies to each client's risk profile using a mix of in-house and third-party managers.

Kevin Kearney is a Wealth Management Advisor with Merrill Lynch Wealth Management. He applies a comprehensive approach to wealth management, focusing on personalized strategies that consider each client’s full financial picture. Kevin works with individuals, families, and businesses to address a range of financial needs, including divorce transition planning, family wealth management, legacy planning, tax minimization, retirement income, and services for institutional clients such as endowments, foundations, and non-profits. Before joining Merrill Lynch, Kevin spent close to ten years in private industry managing various aspects of a manufacturing and distribution company, which helped him discover his passion for financial consulting. His professional designations include Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a Bachelor's degree and an MBA from the California State University System. Kevin is involved with the Susan Komen Foundation and incorporates a family-first philosophy in his work with clients. Personal interests he enjoys outside of work include cooking, golfing, music, skiing, tennis, and spending time with his family. Banking and lending services are provided through Bank of America, N.A.

Christina Henderson is a Wealth Management Advisor with Merrill Lynch Wealth Management and a member of the Henderson Clemmer Group. She provides wealth management services to individuals, families, and business owners by helping create financial roadmaps designed to achieve their goals. Christina works with select families, closely held business owners, executives, and single women, leveraging Merrill's planning resources to tailor strategies across life events including retirement, legacy planning, and educational planning for younger generations. With a career in financial services since 2003 and with Merrill Lynch since 2010, Christina holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). She earned her bachelor's degree from Arizona State University. A Southern California native residing in south Orange County, Christina lives with her husband Rob, their children, and dog. She is engaged in her community, having served as a past board member of NAWBO-OC, past Women United Chair for United Way OC, and past Women's Guild Chair for WHW. She enjoys spending time outdoors with her family and is passionate about volunteering.

Gage Gomez is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has worked at UBS since 2024. Prior to joining UBS, he was affiliated with Hotlix and attended the University of California, Santa Barbara. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Stephanie Burkett is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2009. She has been employed at Bank of America, N.A. since 1993. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shiloh Gaskin is an Investment Consultant at Fidelity Investments, a position held since 2026. In this role, Shiloh focuses on understanding clients' individual financial goals and creating tailored financial plans. Shiloh holds a CA Insurance License, which supports their professional capabilities in investment consulting. Outside of their professional work, Shiloh has personal interests that include fitness, football, snowboarding, soccer, and surfing.

Dawson Janeski is a financial advisor with Charles Schwab who holds a Series 66 designation and has one year of industry experience. Prior to joining Schwab, he worked at CVS Health and held various roles in education and sports clubs. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

William Brownlow is a Series 66-registered financial advisor at Merrill with three years of industry experience. Prior to joining Merrill in 2021, he worked at EDiamond Tools and Electra Cruises and was a full-time student from 2016 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Isaiah Morse is a financial advisor at LPL Financial in Mission Viejo, CA, holding Series 65 and Series 63 licenses. He began his career at LPL Financial in 2026 following several years of full-time education and diverse prior work experience including roles at Casa Italia Inc., Pledge Star, Chipotle, and Rubios Coastal Grill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides various advisory programs, financial planning, retirement plan consulting, and brokerage services supported by strategic and tactical model portfolios and research.

Mary Guhin is a financial advisor at Merrill with 32 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Merrill since 1990. Outside of her advisory role, she serves as an executor for an organization based in Irvine, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Peter Philipp is a CFP® and CFA® with 26 years of industry experience, currently working at Cambridge Investment Research Advisors since 2005. His prior experience includes self-employment and roles with Cambridge Investment Research, Inc. Outside of advisory work, he has served as an instructor teaching college-credit investment courses at UC Berkeley and is involved in publishing through The Essential Library. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers a range of financial planning and investment management services delivered through a network of independent Financial Professionals, utilizing proprietary and third-party model strategies across multiple platform arrangements.